1. CORPORATE BENEFITS
PUTTING SERVICE AND
ACCESS TOGETHER FOR
YOUR BENEFIT
In today’s complex benefits These capabilities assist in overcoming
environment, creative strategies the challenges employers face, while
need to be supported by appropriate helping meet the needs most critical
market knowledge, including guidance to employees’ security and well-being,
on compliance and regulatory including:
issues that could put your plans in • Medical, Dental, Vision
jeopardy. Companies need access to
organizations who know the landscape • Life/ADD
and can help navigate through this • Group Short Term and Long Term
new era of health care and regulatory Disability
reform.
• State-Mandated Disability
Lenox’s Group Benefits clients enjoy
that access through our partnership • Section 125 132 Plans (FSA/
with NFP (National Financial Partners) Transit/Premium-Only)
Benefits. Together with over 185 • Voluntary Executive Carve-Out
owned firms, we form a powerful Programs (Life/Disability Income/
national partnership of independent Long Term Care)
practices committed to the design and • Umbrella Liability
implementation of innovative and
customized strategies for employers of • 401(k) and Qualified Retirement
all sizes. Programs (Lenox RPC™ Platform)
This partnership has created an • Deferred Compensation
organization unparalleled in the • International Welfare Pension
benefits industry. We can offer an
expansive portfolio of outstanding • Travel Accident
products, technology, compliance • Wellness Programs
resources and personal service.
• COBRA
• FMLA
Our client list is diverse, across a variety of industries, and they include:
• Jefferies Group
• Investment Bank
• Silver Point Capital
• Hedge Fund
• OppenheimerFunds®
• Financial Services
Lenox Advisors. Integrating financial security into financial success.
Learn more at www.lenoxadvisors.com
Fee-based financial planning services offered through Lenox Advisors, Inc. Lenox Advisors, Inc.,
offers access to securities and asset management services through MML Investors Services, LLC., 530
5th Avenue, 14th Floor, New York, NY 10036, 212-536-6000, member SIPC. Investment adviser
representatives of Lenox Advisors, Inc. offering fee-based financial planning services may also be
registered representatives and investment adviser representatives of MML Investors Services, LLC. for
purposes of offering securities and asset management services, as applicable. Lenox Advisors, Inc. is a
wholly owned subsidiary of National Financial Partners Corp. (NFP). Lenox Advisors, Inc and NFP are
not affiliates or subsidiaries of MML Investors Services, LLC. Services offered through Lenox Advisors, Inc.
as an Independent Registered Investment Advisor are not sponsored or offered through MML Investors
Services, LLC. CRN201008-106235 © 2012 Lenox Advisors All rights reserved.

2. CORPORATE BENEFITS
HEDGE FUND
EXPERTISE
With a long history of having hedge funds as clients, Lenox Advisors has developed a unique niche
within that industry. Whether it’s designing cutting-edge benefits packages, establishing customized
Executive Carve-Out Programs or installing non-qualified Deferred Compensation plans, hedge funds
look to Lenox across the spectrum of corporate services.
On the personal front, senior executives and PM’s at hedge funds also hire Lenox to be their exclusive CFO.
The Lenox Personal CFO™ the firm’s proprietary platform for streamlining the financial planning process,
,
enables Lenox to coordinate those clients’ financial affairs, eliminating the need for multiple advisors.
These capabilities and skill sets make Lenox the single-source Wealth Management firm hedge funds
rely on for both corporate and individual services, including:
HEDGE FUND CORPORATE CLIENT SERVICES
Lenox Corporate Benefits
• enox Advisors Group Benefits differentiates itself by having the technology and resources
L
of a large operation, but providing the personal attention of a smaller, specialized firm.
• he bSwift Platform is a key resource— a complete internet-based HRIS tool lets HR administration track,
T
monitor and update hedge funds’ employee records. And it’s all paperless.
Corporate Carve-Out Programs
• enox Advisors’ team of professionals helps hedge funds make informed decisions about the best choices
L
for their companies. The firm also provides a full range of support services for hedge fund clients: from
acting as the liaison with carriers and vendors to planning and executing employee communications and
education programs.
Lenox RPC™ (Retirement Plan Consultancy)
• his unique set of proprietary tools and processes, designed to minimize administrative requirements while
T
maximizing sponsor oversight and employee information, analyzes, monitors, and tracks corporate qualified
retirement plans.
HEDGE FUND PRIVATE CLIENT ADVISORY SERVICES
The Lenox Personal CFO™
• ur unique, proprietary service platform aggregates and coordinates senior hedge fund executives’ financial
O
matters, such as:
– Family Office Services – General Financial Planning – Estate Planning
– Asset Allocation Strategies and Monitoring – Children’s College Funding
– Risk Management/Insurance, including Life, Disability Income and Long Term Care Insurance
• ncillary Services for both corporate and individual hedge fund clients (in partnership with specialist
A
accounting firm)
– Fund Level Accounting/Audit Services – Tax Services – Bill paying
– Management Company/General Partner Level Accounting Services
Lenox Advisors. Integrating financial security into financial success.
Learn more at www.lenoxadvisors.com
Securities offered through registered representatives of MML Investors Services, LLC, 530 Fifth Avenue, 14th Floor, New York, NY 10036, 212.536.6000.
Investment Advisory Services offered through Lenox Advisors, Inc. Lenox Advisors, Inc. is not a subsidiary of, nor affiliated with MML Investors Services,
LLC. Lenox Advisors, Inc. is a wholly owned subsidiary of National Financial Partners Corporation [NFP], a financial services holding company, New York,
NY. NFP is not an affiliate or subsidiary of MML Investors Services, LLC. #78007 © 2012 Lenox Advisors, Inc. All rights reserved.

3. Compliance issues
Stay in
check
Compliance Quick Reference Guide
This compliance reference resource highlights basic group health and pension plan reporting and disclosure
responsibilities required under the Employee Retirement Security Act of 1974 (ERISA) and other Federal
mandates, as well as model language for some required communications.
Plan Documents Individual Notice of Period of
Safe Harbor Notice
Pre-existing Condition Exclusion
Section 125 Cafeteria Plan
Automatic Enrollment Notice
Document HIPAA Privacy Policies
and Practices Medicare Part D Disclosure to
Summary Plan Description (SPD)
CMS
N
otice of Privacy Practices
Summary of Material
Notice to Employees Regarding
Modification (SMM) H
IPAA Security Policies Employer Contributions to HSA
and Practices
S
ummary of Material Reduction N
otice of Special Enrollment
in Covered Services or Benefits H
IPAA Breach Notifications Rights
Form 5500 and Schedules
Business Associate Agreement
Medicare Part D Notice to Eligible
(BAA) Individuals
Summary Annual Report (SAR)
Women’s Health and Cancer
Medicare Section 111 Reporting
Initial COBRA Notice
Rights Act (WHCRA)
Taxation of Group Term Life
COBRA Election Notice
M
ichelle’s Law Insurance
Notice of Unavailability of
M
ental Health Parity Ta
xation of Same-Sex Benefits
Continuation Coverage
E
mployer CHIP Notice D
iscrimination Rules and Testing
Notice of Early Termination of
COBRA Coverage Q
ualified Medical Child Support F
amily and Medical Leave Act
Order (QMCSO) (FMLA)
U
niformed Services Employment
and Reemployment Rights Act Q
ualified Domestic Relations N
ewborns’ and Mothers’ Health
(USERRA) Order (QDRO) ProtectionAct (NMHPA)
Certificate of Creditable
404(c) Compliance
Coverage
404(c) Disclosure Notice
General Notice of Pre-existing
Condition Exclusion Individual Benefit Statements
Lenox Advisors. Integrating financial security into financial success.
Learn more at www.lenoxadvisors.com
The Compliance Checklist is not inclusive of all health and pension plan regulatory requirements and is current as of March, 2010. Therefore, the
checklist should not be relied upon as a plan’s sole resource for compliance matters. © 2012 Lenox Advisors, Inc. All rights reserved.