These programs will help our equipment suppliers, as well as our customers, to be more efficient and save dollars. Let us help you fund your equipment with no surprises.

1. for your business &
for your friendship...
and, congrats to Daniel
Byers of KM Industrial,
our free-lunch-contest
winner in last-month's
newsletter.
Greetings!
This month w e have a new program to share, and another that w e'd like to remind you is
available, both of w hich may be helpful for our equipment suppliers, as w ell as our
customers.
And that new program is our vendor pass-through option,
w hich w hich is an optional process that customers and
vendors may w ant to take advantage of, w hen they have
additional costs associated w ith the equipment they finance.
Here's how it w orks:
When we write an Equipment Finance
Agreement with our client, the equipment supplier signs a one-page
agreement with our underwriter, that enables us to bill and collect on the
vendor's behalf, for monthly charges beyond the equipment cost, such as
supplies, maintenance, or even raw materials that are used in the
equipment to produce end-product
Our customer also signs a one-page agreement, stating they understand
that our underwriter will bill and collect on behalf of the vendor for those
supplies, materials, etc.
Monthly, the vendor will notify our underwriter of the monthly amount to
bill (or a standard amount can be set up for each month)
Underwriter adds the vendor’s amount to the customer’s monthly invoice
and bills the customer for the equipment payment and the add-on, on a
single invoice
When funds are received for the pass-through amount, those funds will be
remitted to the vendor
Pass through billing ends when the term of the contract is complete
That's it; there is no additional cost for the service, and it is entirely optional, so available if
you w ant to take advantage (for free), or not. Call us, if you have questions about it, and
w e'll be able to provide you some examples, and benefits.
The other program, w hich w e'd just like to remind you of, is the
Equipment PLUS Cash option, w here a customer, financing
equipment from us, can add w orking capital on top of the equipment
cost, and take cash out for any use the customer may have.
Here's how that w orks:
Customer must qualify as a “Strong” Credit
Maximum amount of Cash to customer w ould be the lesser of 50% of the equipment
being financed or $25,000
Minimum Equipment cost must be $10,000
Request for PLUS cash should be noted at time of credit submittal
ACH re-payments are preferred
And, that's that, for w orking capital; again, it's an optional program that w e make available
from one of our strong underw riters. It's there as an option, and a w ay to add up to $25,000

2. in w orking capital to one of our equipment agreements. Ask us and w e'll be happy to provide
more info.
Now , just a couple more quick bits of info to share:
As a member of the Michigan Meat Association,
Curtis Funding Group is w orking w ith a lot of
agricultural and meat producers to provide them
the equipment they need to bring food to all of our
tables -- w e've been active in this association, and w e thank the members for having
the confidence to w ork w ith us, and to recommend us
CFG is also a long-term member of the American Association of
Commercial Finance Brokers; that relationship gives us access
to all types of niche-lending, as w ell as alternate sources for
funds, if our first effort results in a decline -- w e're w orking to
get the best deal w e can for out clients - w ith no surprises
And, don't forget that the government's
Section/179 tax law allow s you to w rite off your
entire equipment acquisition in the first year, if you
choose to; you can make a year's payments, or
more, w ith the savings you'll get on your taxes --
ask us and w e'll explain further and/or supply you
documentation for your files
We're re-doing our w ebsite, so w e'll have an announcement on that soon.
And, w e've maintained our business address at the Coldw ater Area Chamber of
Commerce, w hile doing most of our w ork from our new office, announced earlier.
You can reach us by mail/UPS/etc. at either office. Our dow ntow n address is below .
____________________
So, thanks for the business relationship we have with you.
We appreciate it, and we value it.
Please call us when you need us - either for equipment
financing, or for any advice on the subject.
Visit our website
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Call us any time, at 888.510.1355