1. Research & Development Unit July, 2010

3. Back to Contents Commercial Bank Records Impressive Growth in 1H >> << Sri Lanka's Six Regional Development Banks Merge Amana in to Commercial Banking >> << IIFL gets Broking License in Sri Lanka << Logan Rockefeller Enters Sri Lanka Commercial Bank Conducts Awareness Programme on ‘Paymaster’ >> Branch Openings >> >>> Financial Sector News - Financial Sector News - Financial Sector News

5. Back to Contents Group Results for the 06 Months ended 30.06.2010 for CBC, HNB, Sampath & Seylan Research & Development Unit Rs. Mn. PBT (after VAT) PAT Total Deposits Total Gross Loans & Advances Total Assets 30.06.10 Growth % 30.06.10 Growth % 30.06.10 Growth % 30.06.10 Growth % 30.06.10 Growth % CBC 4,038.5  17.39 2,314.0  14.84 242,241.3  3.20 186,363.1  1.98 338,172.1  4.84 HNB 3,039.1  13.25 1,888.5  10.03 216,369.3  1.19 177,633.9  2.13 295,179.3  2.67 SAM 1,884.8  19.27 1,365.6  60.79 139,689.0  10.89 105,757.0  6.09 171,939.7  8.82 SEY 801.3  901.88 483.5  1,188.51 106,983.5  1.48 91,549.7  (0.94) 142,854.9  4.07

11. Back to Contents Branch Openings Research & Development Unit Indian Bank Plans Branch in Jaffna Indian Bank is planning to open a branch in Jaffna, Sri Lanka. Indian Bank already has a branch in Colombo and it is also looking at the possibility of opening a branch in Kandy as well 190 Kandy City Centre 191 Kilinochchi 180 Achchuvely 181 Thirunelvely 182 Eheliyagoda 142 Boralesgamuwa 143 Anamaduwa 144 Maradana 145 Buttala 146 Passara 147 Kilinochchi 148 Manipay 149 Kekirawa Bombuwela

12. Back to Contents Sri Lanka Appoints Rating Advisors >> >>> << Provincial Gross Domestic Product - 2009 Movements in the Capital Market 2005-2010 >> << Sri Lanka Tea Export Earnings to hit Record High Sri Lanka Removed from Cargo War Risk Insurance List >> << Seven EU Banks Fail Stress Tests << Sri Lanka Finance Firms to get more Liquidity: CBSL Economic & Business News – Economic & Business News – Economic & Business News

14. Back to Contents Provincial Gross Domestic Product – 2008 / 2009 Research & Development Unit In 2009 the GDP at current prices grew by 9.4 %, and reached Rs.4,825 bn with a per capita income of Rs. 235,945 equivalent to US$ 2,053. It’s disaggregation across provinces is given below; Salient Features of the Gross Domestic Product (at current market prices) by Provinces – 2008 1 and 2009 2 Year Western Central Southern Northern Eastern N. Western N. Central Uva S’gamuwa 1 Revised 2 Provisional 3 Ratio between per capita income of the province to that of all Island Source: CBSL Cont… Item / Province Island GDP (Rs.Bn) 2008 2,003 431 465 139 246 439 207 200 281 4,411 2009 2,178 465 492 159 281 495 232 220 303 4,825 GDP Growth (%) 2008 20.4 25.2 23.1 33.4 32.9 24.0 45.0 13.1 22.0 23.2 2009 8.7 8.1 5.9 14.1 14.0 12.8 12.1 10.0 7.8 9.4 GDP Share (%) 2008 45.4 9.8 10.5 3.2 5.6 9.9 4.7 4.5 6.4 100.0 2009 45.1 9.6 10.2 3.3 5.8 10.3 4.8 4.6 6.3 100.0 Per capita income (Rs. ‘000) 2008 348 164 190 119 163 191 171 155 148 218 2009 375 175 199 134 183 213 189 168 157 236 Per capita income ratio (3) (%) 2008 1.6 0.8 0.9 0.5 0.7 0.9 0.8 0.7 0.7 1.0 2009 1.6 0.7 0.8 0.6 0.8 0.9 0.8 0.7 0.7 1.0

15. Back to Contents Provincial Gross Domestic Product - 2009 Research & Development Unit GDP (Rs. Bn) 2,178 465 492 159 281 495 232 220 303

16. Back to Contents Movements in the Capital Market 2005-2010 Research & Development Unit

18. Back to Contents Inflation >> >>> << Exchange Rates << Interest Rates The Impact of the Loss of GSP + on SL Economy >> The Impact of the Loss of GSP + on SL Economy >> Inflation >> << Exchange Rates << Interest Rates Analysis & Forecast – Analysis & Forecast – Analysis & Forecast – Analysis & Forecast

22. The information contained in this presentation has been drawn from sources that we believe to be reliable. However, while we have taken reasonable care to maintain accuracy/completeness of the information, it should be noted that Commercial Bank of Ceylon PLC and/or its employees should not be held responsible, for providing the information or for losses or damages, financial or otherwise, suffered in consequence of using such information for whatever purpose. The views expressed in Economic Capsule are not necessarily those of the Management of Commercial Bank of Ceylon PLC “ The misery of being exploited by capitalists is nothing compared to the misery of not being exploited at all” Joan Robinson