2. About CLP
Come Lets Plan (CLP) is a platform dedicated to salaried class
that provides a host of financial services such as IT return filing,
Tax planning, Financial Planning etc. to salaried individuals.
3. Vision and Mission
Vision:
Improve financial-health of Indian salaried individuals.
Mission:
• Help build a better financially informed society
• Help individuals achieve financial freedom through efficient
financial planning
• Providing cost effective and state of art financial planning
platform for salaried individuals
4. How important is personal finance management?
Studies indicate that finances are employees
no 1 cause of stress and the main reason of
financial stress is lack proper financial
planning .
Effects of Financial stress :
• Increase in tendency of employees to switch jobs
• Increase in mental stress of employees
• Reduces employee productivity
• Reduces motivation and satisfaction levels of
employees
5. Common financial mistakes done by salaried class
• Costlier loans
• Mis-understood fine prints of loan
• Loan taken more than repayment capability
• In appropriate life cover
• ULIP as a life insurance product
• All investment in risky investment instruments
• All investments locked in long term instruments with no funds
in hand for emergencies
• Mis-calculation of capital gains while tax filing
• Improper planning for profits from sale of assets leading to
higher tax liability
6. Difficulties faced by employees while planning their finances
As per our experience of over one decade,
the following are the major reasons for why
can’t an employee do proper financial
planning himself/herself.
• Limited and expensive accessibility to financial
advisors and tax practitioners.
• Heavy reliance on sporadic information available
through internet.
• Absence of financial literacy and thereby vulnerable to misguiding.
• Striking of balance between office schedule and personal taxation
work.
• Aggressive selling of financial products by finance companies that
don’t fit an individual’s needs.
8. Our Corporate Services
Financial Employee Income Tax
Planning Income Tax Return
Seminars/ Proofs Filing
Discussions Verification
9. Financial Planning Seminars/Discussions
Our experts will explain art of personal
financial management to your
employees.
It will help employees clarify any doubts
they have regarding any kind of financial
planning matters such as loan
management, Tax planning, Managing
Financial Risks, Investment Planning,
financial instruments selection, Credit
score and its importance etc.
10. Employee Income Tax Proofs Verification
Income Tax Proof Verification
[By setting up helpdesk at the Company premises]
• It is an important responsibility of the
employer to verify of employee’s income tax
proofs. It should be done in accordance with
the law. We provide end-to-end proof
verification services for the employers.
• We scrutinize documents upfront so that employees do not face
any taxability issue later on due to incorrect proofs or incorrect
categorization of investments
11. Income Tax Return Filing
Income Tax Return Filing
[By setting up helpdesk at the Company premises]
• There is no commitment on the part of
employers for the number of employees
taking part in the camp.
• Employees filing returns at helpdesk will also get access to our other
service channels. (including website)
• In addition to IT return filling services employees will get access to a
host of financial advisory services round the year (See next slide)
12. Glimpse of our Advisory Services
Tax Planning Investment Planning
• Asset sale planning • Help to plan for long term and short
• Tax related investment planning term needs
• Tax saving investment instruments • Retirement Planning
selection • Financial products selection
Loan Planning Risk Planning
• Selection of best option among • Live value calculation and Insurance
available loan products requirement calculations
• Educating Pros and Cons of a • Other forms of risk and planning for
particular loan product them
• Refinancing options for existing
loans
13. Our Service Channels
• Corporate Helpdesks/Seminars
• Website
• Personal Consultancy
• Backend Operation Support
14. Advantage Come Lets Plan
Unique platform dedicated to Salaried Class
Dedicated, Competent & Experienced team of Professionals
Full suite of financial services for employees under one roof
Multiple service channels including a 24x7 web portal
Extended support in case of any IT notices
We never sell or share data
Unbiased advice: we are not associated with any financial
products provider.
Timely and quality financial advice: we constantly research,
track and evaluate changes in financial world
Govt. approved Income Tax e-return Intermediary
