mobile has a real opportunity to eat into the 85% of transactions that are still cash. lets see how

1. mCommerce – experiences and thoughts

2. 2014 – Still lots of analogue
Cash 85% of all retail
payment transactions
Receipts
Invoicing
Dial Up 45% of POS terminals

3. Parking Meter in Sydney
Connection!!
Coin!!
Mobile …. Dial !!!!!
Data?/Insights

4. Cyprus
Global fallout of crisis continues
Leads to more regulation, less security of sovereign paper
and opens door for digital currencies

5. Fun and Social
Facebook
Angry Birds
Fun of Use
Replaces
Ease of Use
Fun to Use overtakes Ease of Use
As the design mantra

6. Who does the youth want to talk to?
Nearly three quarters of America's millennials would rather go to the
dentist than listen to what their banks have to say and are more
interested in hearing from tech firms about financial services.
Positions the tech giants strongly for wallet plays and bank accounts

8. Football stadiums are ripe for mcommerce

9. Especially
with balance
sheets like
this

10. Lead with Loyalty

12. Shared taxis and small
cash constrained
businesses will drive
micro loans

13. Charity segment is fabulous for getting out
and amongst it

14. Commerce and everything will go mobile