How to avoid the shrinking of your money.

1. Avoiding Capital Disintegration!
Modest, simple approach to putting
your capital back to work now!

2. As kids we made up games…
 We made up the rules
 We never stopped changing the rules.
 We changed them whenever wanted.
 We adapted to the
new rules easily

3. The rules have changed…
 It is not like it “used to be”.
 We didn‟t change the rules.
 We used to be able to adapt.
 We must adapt again.

4. Is your money working for you?
 Interest rates on IRAs/CDs at 50 year lows.
 The Fed won‟t raise interest rates till 2013
 Stock market is very volatile.
 New/existing home
sales at record prices.

5. What do we know is coming…
 Higher taxes.
 Inflation increasing.
 Families merging
households.
 Higher health insurance
premiums.

6. American dream decimated…
 Too many foreclosed homes.
 Vacant neighborhoods
 More foreclosures in
the pipeline.
 Years before we are
able to work through
these foreclosures.

7. Recovery looking pretty dim…
 No new jobs being created.
 People stopped investing.
 Taxes are stifling growth.
 Regulations are
hampering expansions.

8. Most things are out of our control…
 National press focuses
on the negatives.
 Over reaction by
tightening regulations.
 Over zealous spending
by Washington.
 No national strategy to get us out of slump.

9. How bad is it really…
 GDP is very fragile.
 10-year note depressed.
 Consumer Price
Index is weakening.
 Fed Funds rate anemic.
 Consumer spending
at historic lows.
 Unemployment rate is appalling.

10. What are some of the signs…
 Volatility of the stock market.
 Growing national debt.
 Unsustainable
entitlement programs.
 No plan to create jobs.

11. What follows society in decline…
 Neighborhoods abandoned.
 Cities begin to decay.
 Families are displaced and
homeless.
 People give up.

12. So what is needed?
 Even a modest plan would be helpful.
 Brainstorming by bright decision makers.
 Removal of bi-partisan bickering.
 A national commitment to do better.

13. What can WE do?
 Refuse to follow the herd instinct.
 Look for consistency in chaos.
 Be realistic.
 Make a plan,
follow the plan.

14. How to approach things…
 Pay attention to what
is happening.
 Keep an open mind.
 Make sensible, thoughtful decision.
 Allow yourself to be taught.

15. What is it we are talking about?
 Getting your money working for you again.
 Hedging up against inflation.
 Using proven, believable
long term strategies.
 Being part of the solution.

16. Owning rental real estate..
 Buying residential rental properties.
 Helping supply a needed commodity.
 Single family
homes or 2-4 units.
 Tangible assets
that you already
have an
understanding of.

17. Why real estate..
 It is not just a paper investment, you
can touch it.
 It will last for a long, long time.
 It is not „rocket science.
 It‟s management duties can delegated.

18. How predictable is real estate…
This graph represents 25 years of data
Graph is from www.homepricegraph.com

19. What about rental vacancies…
 The vacancy rate has decreased.
 Homeowners are becoming renters.
 Underwriting
guidelines
tightened.
 Rental rate have
risen.

20. Why do this now…
 Prices are low, mortgage rates are low.
 Competition to buy is modest.
 Foreclosures will continue.
 People need housing now.

21. Why partner with others…
 Expertise of others helps give
you a start now.
 The hard parts of managing are taken care of –
fixing/maintaining/screening/rents/repairs/etc.
 All of this in done in „background‟.

22. Recapping challenges
 Low returns everywhere.
 Home values have declined.
 Home sales are way down.
 Unemployment rate is high.
 Job creation has been shamefully slow.
 National media continues to scare everyone.
 Government is over-spending / over-regulating.

23. Your current options
 Leave your money in your in weak returns.
 Work more hours.
 Leverage yourself by hiring
more people.
 Wait until you have the time
to do it yourself.

24. What do I need to get started…
 Time
Time
 Money
 Expertise

25. How is it that we can help You!
 We are good at what you need help with.
 We do 95% of it for you.
 We have been doing it
since 2004.
 We are successful, therefore
you will be as well!

26. What‟s Next…
 Say YES.
 We meet together.
 Wed find properties,
make offers and
move people in!
 We all begin to benefit
in this truly win-win relationship.

27. Contact information:
Craig Pattberg
Realtor and Investor
801-808-4567
craig@8084567.com
Purchase a home like this. Fix it up.
Advertise it for rent. Screen the tenants.
Sign all of the lease paperwork.
Move the tenants in. Do it again and again.