Net Worth Account client product presentation

1. Has your Mortgage Gone Green?

2. Which would you rather have in your Financial Future? HOPE Guarantee

4. Now is the time Americans: STOP Hoping Start Guaranteeing

8. On average, Australians pay $100,000 - $150,000 less in interest on their mortgages than Americans. Homeowners in Australia and the United Kingdom have been using a similar system for the last 12 years. In fact, more than a third of the households in Australia and about one fourth of the households in the United Kingdom are currently using a program to accelerate their equity.

9. How do banks make money?

10. Compound interest is the 8 th wonder of the world: The person that understands compound interest, will earn it. The person that does not, will pay it!

11. The Banking Rule of 72 3% 6% 12% 18% The Power of Compound Interest A rule stating that in order to find the number of years required to double your money at a given interest rate, you divide the compound return into 72. The result is the approximate number of years that it will take for your investment to double.

12. (24/yrs) (12/yrs) (6/yrs) (4/yrs) 3% 6% 12% 18% 1 - $1,000 24 - $2,000 48 - $4,000 1 - $1,000 12 - $2,000 24 - $4,000 36 - $8,000 48 - $16,000 1 - $1,000 6 - $2,000 12 - $4,000 18 - $8,000 24 - $16,000 30 - $32,000 36 - $64,000 42 - $128,000 48 - $256,000 1 - $1,000 4 - $2,000 8 - $4,000 12 - $8,000 16 - $16,000 20 - $32,000 24 - $64,000 28 - $128,000 32 - $256,000 36 - $512,000 40 - $1,024,000 44 - $2,048,000 48 - $4,096,000 48 years is the average working span of a person How the Banks Leverage our Money

15. $200,000 Month 1 : Mortgage Payment $1,199.10 The Bank $1,000.00 $199.10 Mortgage Payment due: Interest to The Bank $100,000 Interest: Principle: Your House Remaining Principle Balance $200,000 $100,000 Total Interest Paid: Total Principle Paid: $199.10 $1,000

16. $200,000 Month 12 : Mortgage Payment $1,199.10 The Bank $988.77 $210.33 Mortgage Payment due: Interest to The Bank $100,000 Interest: Principle: Your House Remaining Principle Balance $200,000 $100,000 Total Interest Paid: Total Principle Paid: $2,456.01 $11,933.19

17. $200,000 Month 120 : Mortgage Payment $1,199.10 The Bank $838.66 $360.44 Mortgage Payment due: Interest to The Bank $100,000 Interest: Principle: Your House Remaining Principle Balance $200,000 $100,000 Total Interest Paid: Total Principle Paid: $32,628.40 $111,263.60

18. $200,000 Month 252 : Mortgage Payment $1,199.10 The Bank $502.87 $696.23 Mortgage Payment due: Interest to The Bank $100,000 Interest: Principle: Your House Remaining Principle Balance $200,000 $100,000 Total Interest Paid: Total Principle Paid: $100,122.24 $202,050.96

19. $200,000 Month 360 : Mortgage Payment The Bank Interest to The Bank $100,000 Your House Remaining Principle Balance $200,000 $100,000 Total Interest Paid: Total Principle Paid: $200,000 $231,677.03

22. Component #1 1 st mortgage Acceleration Account Mortgage Interest Cancellation Example $40,000 Available Credit Component #2 $200,000

23. Mortgage Interest Cancellation Example $5,000 Credit $195,000 Acceleration Account Balance Transfer: Leverage the Banks money from your Acceleration Account to pay down your 1 st mortgage.

27. Component #1 1 st mortgage Acceleration Account Mortgage $40,000 Available Credit Component #2 $200,000 $200,000 Component #1 1 st mortgage Mortgage

28. Component #3: Web Based Software Service

31. Results in 2 months Interest Saved $13,248.48 Saved 14 months NWA Results Without NWA Monthly Principle Increase $14.40 $1.00 Interest Cancelled $13,248.48 $0 Remaining Balance $196,763.93 $199,399.70 Remaining Payments 343 358

33. Results in 3 months Interest Saved $4,518.28 Saved 4 months Total Interest Saved $17,766.76 Total Months Saved 19 NWA Results Without NWA Monthly Principle Increase $20.88 $2.00 Interest Cancelled $17,766.76 $0 Remaining Balance $195,516.95 $199,399.70 Remaining Payments 339 357

35. Results in 12 months Total Interest Saved $45,441.44 Total Months Saved 46 Investment Account $3,210 NWA Results Without NWA Monthly Principle Increase $64.47 $11.23 Interest Cancelled $45,441.44 $0 Remaining Balance $186,629.96 $199,399.70 Remaining Payments 302 348

36. Total Results NWA Results Without NWA Repayment Time 10.2 Years 30 Years Interest Paid $66,834 $231,677 Interest Saved $164,842 $0 Mortgage Payment Investment (19.8 years saved at $1,199.10) $518,327 $0

37. “ Insanity : Doing the same thing over and over again and expecting different results.”

41. vs.

42. Free 7 Day Trial

43. It’s Free to try and will accurately forecast your final day of debt!!!