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1. What Benefits Do You Have As A Veteran?

2. For families and individuals currently serving or who
have served in the military, VA loans have been made
available to them to help them purchase homes. In
some cases widowed spouses who have not remarried
are also eligible for these loans. Let's outline the
qualification requirements for these individuals and
single parent families.

3. But even with all of the anticipated delight of purchasing
a home lingering in the near future, the process of
buying a home can still be a stressful procedure. For this
reason, the fact that buying a home for the first time can
be stressful and complicated event, those who are
looking to buy their new home for the first time should
consider a few of the following tips on how to make the
entire process easier and to ensure that the final
product from all of the person's hard work is exactly
what they expect it to be.

4. In the 1970s the Veterans Housing Act (1970) and the
Veterans Housing Benefits Improvement Act (1979)
removed termination dates for applying for loans and
bumped the benefits that veterans were eligible. All of
these benefits were restricted to veterans who had
served on active duty during specified dates. Then the
Veterans Home Loan Program Amendments of 1992
came along and expanded the program to include
military reserve personnel and those serving on the
National Guard.

5. Post-Traumatic Stress Disorder can occur after any lifethreatening event such as a natural disaster, a personal
attack, or military combat.

6. Under the new act, the requirements for qualification
are as follows. Widows applying must have survived
their spouse who must have died in service or passed
away from a service-related disability.

7. After narrowing down the needs of the family by home
type, a person can begin to narrow down the available
selection even farther with the filter of specific features
that the family will require the home have. Some
considerations that will be very important to the
homeowner later on once they have moved into the
home will include such things as the location of the
home, the layout of the home, and even specific
features like the placement of the
bathrooms, bedrooms, and garage or storage space.

8. Provided that a widow or widower of a veteran qualifies
under the requirements outlined above, VA Loans can be
provided to them through an approved lender and will
be backed by the government and include benefits like
eliminating VA home loan funding fees, allowing the
applicant to pay zero down on loans to $417,000 or
more depending on the area, no penalties for early
payoff, competitively low interest rates, and the option
to refinance up to 100% of the appraised value of the
home.

9. The cost of the home is a very important aspect to the
first time home buyers decision. Determining what can
be afforded will require an honest discussion about
one's finances.

10. Since the program was established in 1944 with the
original G.I. Bill, the Department of Veterans Affairs
stated that as of October 2012, it has guaranteed 20
million home loans. Number 20 million was provided to
the surviving spouse of an Iraq War veteran. For more
information on VA loans and other home loan options,
contact Government Loan Pro today.

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