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10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
0 - - - - - - - - 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25
1 - - - - - - - 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25
2 - - - - - - 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25
3 - - - - - 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25
4 - - - - 661.60 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25
5 - - - 684.05 661.60 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25
6 - - 707.40 684.05 661.60 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25
7 - 731.75 707.60 684.25 661.65 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25
8 756.90 731.95 707.80 684.50 661.95 640.15 619.20 598.95 579.50 560.75 542.70 525.40 508.75 492.80 477.45 462.75
9 756.90 731.95 707.80 684.50 661.95 640.20 619.20 599.00 579.55 560.80 542.80 525.45 508.85 492.90 477.55 462.90
10 756.90 732.00 707.85 684.55 662.00 640.30 619.30 599.10 579.65 560.95 542.95 525.65 509.00 493.05 477.75 463.10
11 756.95 732.05 707.95 684.65 662.15 640.40 619.45 599.25 579.80 561.10 543.15 525.85 509.25 493.30 478.00 463.35
12 757.05 732.15 708.05 684.75 662.25 640.55 619.60 599.45 580.00 561.35 543.35 526.10 509.50 493.55 478.30 463.65
13 757.15 732.25 708.20 684.90 662.40 640.70 619.80 599.65 580.25 561.55 543.60 526.35 509.75 493.85 478.60 463.95
14 757.25 732.35 708.30 685.05 662.55 640.90 619.95 599.85 580.45 561.75 543.80 526.55 510.00 494.10 478.90 464.30
15 757.30 732.45 708.40 685.15 662.70 641.05 620.15 600.00 580.60 561.95 544.05 526.80 510.25 494.40 479.15 464.60
16 757.40 732.55 708.50 685.25 662.85 641.15 620.30 600.15 580.80 562.15 544.25 527.00 510.50 494.65 479.45 464.85
17 757.45 732.65 708.60 685.35 662.95 641.30 620.40 600.30 580.95 562.30 544.40 527.20 510.70 494.85 479.65 465.10
18 757.50 732.70 708.65 685.45 663.05 641.40 620.50 600.40 581.05 562.45 544.55 527.40 510.90 495.05 479.90 465.35
19 757.55 732.75 708.75 685.50 663.10 641.45 620.60 600.55 581.20 562.60 544.70 527.55 511.05 495.25 480.10 465.60
20 757.60 732.80 708.80 685.55 663.15 641.55 620.70 600.60 581.30 562.70 544.85 527.70 511.25 495.45 480.35 465.85
21 757.65 732.80 708.80 685.60 663.20 641.60 620.75 600.70 581.40 562.80 545.00 527.85 511.40 495.65 480.55 466.10
22 757.65 732.85 708.85 685.65 663.25 641.65 620.85 600.80 581.50 562.95 545.10 528.00 511.60 495.85 480.80 466.40
23 757.65 732.90 708.90 685.70 663.30 641.75 620.90 600.90 581.60 563.05 545.25 528.20 511.80 496.10 481.10 466.70
24 757.70 732.90 708.90 685.75 663.40 641.80 621.00 601.00 581.70 563.20 545.45 528.40 512.05 496.40 481.40 467.10
25 757.70 732.95 708.95 685.80 663.45 641.90 621.10 601.10 581.85 563.40 545.65 528.60 512.30 496.70 481.75 467.50
26 757.75 732.95 709.00 685.85 663.50 642.00 621.20 601.25 582.05 563.60 545.85 528.90 512.65 497.05 482.20 468.00
27 757.80 733.00 709.05 685.95 663.60 642.10 621.35 601.40 582.25 563.80 546.15 529.20 513.00 497.50 482.70 468.55
28 757.85 733.10 709.15 686.05 663.75 642.25 621.55 601.60 582.50 564.10 546.50 529.60 513.45 498.00 483.30 469.25
29 757.90 733.15 709.25 686.15 663.85 642.40 621.75 601.85 582.75 564.45 546.90 530.05 514.00 498.60 483.95 470.00
30 757.95 733.25 709.35 686.30 664.05 642.60 622.00 602.15 583.10 564.85 547.35 530.60 514.60 499.30 484.75 470.90
31 758.05 733.35 709.50 686.45 664.25 642.85 622.25 602.50 583.50 565.30 547.90 531.25 515.30 500.15 485.65 471.90
32 758.15 733.45 709.65 686.65 664.45 643.15 622.60 602.90 584.00 565.85 548.50 531.95 516.15 501.05 486.70 473.05
33 758.25 733.60 709.80 686.85 664.75 643.45 623.00 603.35 584.50 566.50 549.25 532.75 517.05 502.10 487.90 474.35
34 758.40 733.80 710.05 687.15 665.05 643.85 623.45 603.90 585.15 567.20 550.05 533.70 518.15 503.30 489.20 475.80
35 758.55 734.00 710.30 687.45 665.45 644.30 624.00 604.50 585.85 568.05 551.00 534.80 519.30 504.65 490.65 477.45
36 758.70 734.20 710.55 687.80 665.85 644.80 624.60 605.20 586.70 568.95 552.10 536.00 520.65 506.10 492.30 479.25
37 758.95 734.50 710.90 688.20 666.35 645.40 625.25 606.00 587.60 570.05 553.25 537.30 522.15 507.75 494.10 481.20
38 759.15 734.80 711.30 688.65 666.90 646.05 626.05 606.95 588.65 571.20 554.60 538.80 523.80 509.60 496.10 483.35
39 759.45 735.15 711.70 689.20 667.55 646.80 626.95 607.95 589.80 572.55 556.10 540.45 525.65 511.60 498.30 485.75
40 759.75 735.55 712.25 689.80 668.30 647.65 627.95 609.10 591.10 574.00 557.75 542.25 527.60 513.75 500.65 488.35
41 760.15 736.00 712.80 690.50 669.10 648.65 629.05 610.35 592.55 575.60 559.50 544.25 529.80 516.15 503.25 491.15
42 760.55 736.55 713.45 691.30 670.05 649.70 630.30 611.80 594.15 577.40 561.50 546.40 532.15 518.75 506.05 494.15
43 761.05 737.15 714.15 692.15 671.05 650.90 631.65 613.30 595.85 579.30 563.60 548.75 534.75 521.50 509.10 497.45
44 761.60 737.80 715.00 693.10 672.20 652.20 633.15 615.00 597.75 581.40 565.90 551.30 537.50 524.55 512.35 500.95
45 762.20 738.55 715.90 694.15 673.40 653.60 634.75 616.80 599.80 583.65 568.40 554.00 540.45 527.75 515.85 504.70
46 762.85 739.35 716.85 695.30 674.75 655.15 636.45 618.75 601.95 586.05 571.05 556.90 543.65 531.20 519.55 508.75
47 763.55 740.25 717.90 696.55 676.15 656.75 638.30 620.80 604.25 588.60 573.85 560.00 547.00 534.85 523.55 513.00
48 764.35 741.20 719.00 697.85 677.70 658.50 640.30 623.00 606.70 591.35 576.85 563.30 550.60 538.75 527.75 517.55
49 765.15 742.20 720.20 699.25 679.30 660.35 642.35 625.35 609.30 594.20 580.00 566.75 554.35 542.85 532.20 522.30
50 766.05 743.25 721.45 700.70 680.95 662.25 644.50 627.80 612.05 597.20 583.35 570.40 558.35 547.20 536.85 527.35
51 766.95 744.30 722.75 702.20 682.70 664.25 646.80 630.35 614.90 600.40 586.85 574.25 562.55 551.75 541.80 -
52 767.90 745.45 724.10 703.80 684.55 666.35 649.20 633.05 617.90 603.75 590.55 578.30 567.00 556.55 - -
53 768.85 746.65 725.50 705.45 686.50 668.55 651.70 635.90 621.05 607.25 594.45 582.55 571.65 - - -
54 769.90 747.90 727.00 707.20 688.50 670.90 654.35 638.85 624.40 611.00 598.55 587.10 - - - -
55 770.95 749.20 728.55 709.05 690.65 673.35 657.15 642.05 628.00 614.95 602.90 - - - - -
56 772.10 750.60 730.20 711.00 692.95 676.00 660.15 645.45 631.75 619.15 - - - - - -
57 773.30 752.05 732.00 713.10 695.40 678.80 663.35 649.05 635.80 - - - - - - -
58 774.60 753.65 733.90 715.35 698.00 681.85 666.80 652.95 - - - - - - - -
59 776.00 755.35 735.95 717.80 700.85 685.10 670.50 - - - - - - - - -
60 777.50 757.25 738.20 720.45 703.90 688.60 - - - - - - - - - -
61 779.20 759.25 740.65 723.30 707.25 - - - - - - - - - - -
62 781.00 761.45 743.30 726.40 - - - - - - - - - - - -
63 783.00 763.90 746.15 - - - - - - - - - - - - -
64 785.15 766.50 - - - - - - - - - - - - - -
65 787.45 - - - - - - - - - - - - - - -
Note: The above premium rate is exclusive of Service Tax.
Annexure - 1
Policy Term →Age←
Premium for Rs. 1000 Sum Assured
LIC's Single Premium Endowment Plan
10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
0 - - - - - - - - 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10
1 - - - - - - - 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10
2 - - - - - - 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10
3 - - - - - 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10
4 - - - - 0.35 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10
5 - - - 0.25 0.35 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10
6 - - 0.20 0.25 0.35 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10
7 - 0.20 0.25 0.30 0.35 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10
8 0.20 0.25 0.30 0.35 0.40 0.45 0.55 0.60 0.70 0.75 0.85 0.90 1.00 1.05 1.15 1.25
9 0.20 0.25 0.30 0.35 0.40 0.50 0.55 0.60 0.70 0.75 0.85 0.95 1.00 1.10 1.20 1.25
10 0.20 0.25 0.30 0.35 0.45 0.50 0.55 0.65 0.70 0.80 0.90 0.95 1.05 1.15 1.25 1.30
11 0.25 0.30 0.35 0.40 0.45 0.55 0.60 0.70 0.75 0.85 0.95 1.00 1.10 1.20 1.30 1.40
12 0.25 0.30 0.35 0.45 0.50 0.55 0.65 0.75 0.80 0.90 1.00 1.10 1.15 1.25 1.35 1.45
13 0.25 0.35 0.40 0.45 0.55 0.60 0.70 0.80 0.85 0.95 1.05 1.15 1.25 1.35 1.45 1.55
14 0.30 0.35 0.40 0.50 0.55 0.65 0.75 0.80 0.90 1.00 1.10 1.20 1.30 1.40 1.50 1.60
15 0.30 0.40 0.45 0.55 0.60 0.70 0.80 0.85 0.95 1.05 1.15 1.25 1.35 1.45 1.55 1.70
16 0.35 0.40 0.50 0.55 0.65 0.70 0.80 0.90 1.00 1.10 1.20 1.30 1.40 1.50 1.65 1.75
17 0.35 0.40 0.50 0.60 0.65 0.75 0.85 0.95 1.05 1.15 1.25 1.35 1.45 1.60 1.70 1.80
18 0.35 0.45 0.50 0.60 0.70 0.75 0.85 0.95 1.05 1.20 1.30 1.40 1.50 1.65 1.75 1.90
19 0.40 0.45 0.55 0.60 0.70 0.80 0.90 1.00 1.10 1.20 1.30 1.45 1.55 1.70 1.80 1.95
20 0.40 0.45 0.55 0.65 0.70 0.80 0.90 1.00 1.10 1.25 1.35 1.45 1.60 1.70 1.85 2.00
21 0.40 0.45 0.55 0.65 0.75 0.85 0.95 1.05 1.15 1.25 1.40 1.50 1.65 1.75 1.90 2.05
22 0.40 0.50 0.55 0.65 0.75 0.85 0.95 1.05 1.15 1.30 1.40 1.55 1.70 1.80 1.95 2.10
23 0.40 0.50 0.55 0.65 0.75 0.85 0.95 1.10 1.20 1.30 1.45 1.60 1.75 1.90 2.05 2.20
24 0.40 0.50 0.60 0.65 0.75 0.90 1.00 1.10 1.25 1.35 1.50 1.65 1.80 1.95 2.10 2.30
25 0.40 0.50 0.60 0.70 0.80 0.90 1.00 1.15 1.25 1.40 1.55 1.70 1.85 2.00 2.20 2.40
26 0.40 0.50 0.60 0.70 0.80 0.90 1.05 1.15 1.30 1.45 1.60 1.75 1.95 2.10 2.30 2.50
27 0.45 0.50 0.60 0.70 0.85 0.95 1.05 1.20 1.35 1.50 1.65 1.85 2.00 2.20 2.40 2.65
28 0.45 0.55 0.65 0.75 0.85 1.00 1.10 1.25 1.40 1.55 1.75 1.95 2.10 2.35 2.55 2.80
29 0.45 0.55 0.65 0.75 0.90 1.00 1.15 1.30 1.50 1.65 1.85 2.05 2.25 2.45 2.70 2.95
30 0.45 0.55 0.70 0.80 0.95 1.05 1.20 1.40 1.55 1.75 1.95 2.15 2.40 2.65 2.90 3.15
31 0.50 0.60 0.70 0.85 1.00 1.15 1.30 1.45 1.65 1.85 2.10 2.30 2.55 2.80 3.10 3.40
32 0.50 0.65 0.75 0.90 1.05 1.20 1.35 1.55 1.75 2.00 2.25 2.50 2.75 3.05 3.35 3.65
33 0.55 0.65 0.80 0.95 1.10 1.30 1.45 1.65 1.90 2.15 2.40 2.65 2.95 3.25 3.60 3.95
34 0.60 0.70 0.85 1.00 1.20 1.35 1.60 1.80 2.05 2.30 2.60 2.90 3.20 3.55 3.90 4.25
35 0.60 0.75 0.90 1.10 1.25 1.50 1.70 1.95 2.20 2.50 2.80 3.15 3.50 3.85 4.25 4.65
36 0.65 0.80 1.00 1.15 1.35 1.60 1.85 2.10 2.40 2.70 3.05 3.40 3.80 4.15 4.60 5.00
37 0.70 0.90 1.05 1.25 1.50 1.75 2.00 2.30 2.60 2.95 3.30 3.70 4.10 4.55 5.00 5.45
38 0.75 0.95 1.15 1.40 1.60 1.90 2.20 2.50 2.85 3.25 3.60 4.05 4.50 4.95 5.40 5.90
39 0.85 1.05 1.25 1.50 1.75 2.05 2.40 2.75 3.15 3.55 3.95 4.40 4.85 5.35 5.85 6.40
40 0.90 1.15 1.40 1.65 1.95 2.25 2.65 3.00 3.40 3.85 4.30 4.80 5.30 5.85 6.35 6.95
41 1.00 1.25 1.50 1.80 2.15 2.50 2.90 3.30 3.75 4.20 4.70 5.25 5.75 6.35 6.90 7.50
42 1.10 1.35 1.65 2.00 2.35 2.75 3.15 3.60 4.10 4.60 5.15 5.70 6.25 6.85 7.50 8.10
43 1.20 1.50 1.85 2.20 2.60 3.00 3.45 3.95 4.50 5.00 5.60 6.20 6.80 7.45 8.10 8.75
44 1.35 1.65 2.05 2.40 2.85 3.30 3.80 4.35 4.90 5.45 6.10 6.70 7.35 8.05 8.70 9.40
45 1.50 1.85 2.25 2.65 3.15 3.60 4.15 4.70 5.30 5.95 6.60 7.25 7.95 8.65 9.40 10.10
46 1.65 2.05 2.45 2.90 3.40 3.95 4.55 5.15 5.80 6.45 7.15 7.85 8.60 9.35 10.10 10.85
47 1.80 2.25 2.70 3.20 3.75 4.30 4.95 5.60 6.25 6.95 7.70 8.45 9.20 10.00 10.80 11.60
48 2.00 2.45 2.95 3.50 4.10 4.70 5.35 6.05 6.75 7.50 8.30 9.10 9.90 10.70 11.55 12.40
49 2.20 2.70 3.20 3.80 4.40 5.10 5.80 6.50 7.30 8.10 8.90 9.75 10.60 11.45 12.30 13.15
50 2.40 2.90 3.50 4.10 4.80 5.50 6.25 7.00 7.80 8.65 9.50 10.40 11.30 12.20 13.10 13.95
51 2.60 3.15 3.80 4.45 5.15 5.90 6.70 7.50 8.40 9.25 10.15 11.05 12.00 12.95 13.85 -
52 2.80 3.40 4.05 4.80 5.55 6.35 7.15 8.05 8.95 9.85 10.80 11.75 12.70 13.70 - -
53 3.00 3.65 4.40 5.15 5.95 6.80 7.65 8.60 9.50 10.50 11.45 12.45 13.45 - - -
54 3.25 3.95 4.70 5.50 6.35 7.25 8.15 9.15 10.10 11.15 12.15 13.15 - - - -
55 3.50 4.20 5.00 5.85 6.75 7.70 8.70 9.70 10.75 11.80 12.85 - - - - -
56 3.75 4.50 5.35 6.25 7.20 8.20 9.25 10.30 11.35 12.45 - - - - - -
57 4.00 4.80 5.70 6.65 7.65 8.70 9.80 10.90 12.00 - - - - - - -
58 4.25 5.15 6.10 7.10 8.15 9.25 10.35 11.50 - - - - - - - -
59 4.55 5.50 6.50 7.55 8.65 9.80 10.95 - - - - - - - - -
60 4.85 5.85 6.90 8.05 9.20 10.40 - - - - - - - - - -
61 5.20 6.25 7.35 8.55 9.75 - - - - - - - - - - -
62 5.55 6.65 7.85 9.05 - - - - - - - - - - - -
63 5.95 7.10 8.35 - - - - - - - - - - - - -
64 6.35 7.55 - - - - - - - - - - - - - -
65 6.75 - - - - - - - - - - - - - - -
Note: The above premium rate is exclusive of Service Tax.
Annexure - 2
Policy Term →Ageatentry←
Class - I extra premium for Rs. 1000 Sum Assured
LIC's Single Premium Endowment Plan
Policy Term--->
Policy Year 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
1 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 15.42% 15.28% 15.13% 14.94%
2 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 15.42% 15.28% 15.13%
3 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 15.42% 15.28%
4 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 15.42%
5 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55%
6 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72%
7 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93%
8 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22%
9 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58%
10 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03%
11 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58%
12 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58%
13 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66%
14 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85%
15 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16%
16 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60%
17 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18%
18 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93%
19 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85%
20 35.00% 30.00% 27.06% 25.05% 23.38% 21.99%
21 35.00% 30.00% 27.06% 25.05% 23.38%
22 35.00% 30.00% 27.06% 25.05%
23 35.00% 30.00% 27.06%
24 35.00% 30.00%
25 35.00%
Annexure - 3
Surrender value factors applicable to Vested bonuses
LIC's Single Premium Endowment Plan

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Single premium endowment_plan817

  • 1.
  • 2.
  • 3.
  • 4.
  • 5.
  • 6. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 0 - - - - - - - - 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25 1 - - - - - - - 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25 2 - - - - - - 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25 3 - - - - - 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25 4 - - - - 661.60 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25 5 - - - 684.05 661.60 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25 6 - - 707.40 684.05 661.60 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25 7 - 731.75 707.60 684.25 661.65 640.05 619.00 598.75 579.25 560.45 542.40 525.05 508.35 492.35 477.00 462.25 8 756.90 731.95 707.80 684.50 661.95 640.15 619.20 598.95 579.50 560.75 542.70 525.40 508.75 492.80 477.45 462.75 9 756.90 731.95 707.80 684.50 661.95 640.20 619.20 599.00 579.55 560.80 542.80 525.45 508.85 492.90 477.55 462.90 10 756.90 732.00 707.85 684.55 662.00 640.30 619.30 599.10 579.65 560.95 542.95 525.65 509.00 493.05 477.75 463.10 11 756.95 732.05 707.95 684.65 662.15 640.40 619.45 599.25 579.80 561.10 543.15 525.85 509.25 493.30 478.00 463.35 12 757.05 732.15 708.05 684.75 662.25 640.55 619.60 599.45 580.00 561.35 543.35 526.10 509.50 493.55 478.30 463.65 13 757.15 732.25 708.20 684.90 662.40 640.70 619.80 599.65 580.25 561.55 543.60 526.35 509.75 493.85 478.60 463.95 14 757.25 732.35 708.30 685.05 662.55 640.90 619.95 599.85 580.45 561.75 543.80 526.55 510.00 494.10 478.90 464.30 15 757.30 732.45 708.40 685.15 662.70 641.05 620.15 600.00 580.60 561.95 544.05 526.80 510.25 494.40 479.15 464.60 16 757.40 732.55 708.50 685.25 662.85 641.15 620.30 600.15 580.80 562.15 544.25 527.00 510.50 494.65 479.45 464.85 17 757.45 732.65 708.60 685.35 662.95 641.30 620.40 600.30 580.95 562.30 544.40 527.20 510.70 494.85 479.65 465.10 18 757.50 732.70 708.65 685.45 663.05 641.40 620.50 600.40 581.05 562.45 544.55 527.40 510.90 495.05 479.90 465.35 19 757.55 732.75 708.75 685.50 663.10 641.45 620.60 600.55 581.20 562.60 544.70 527.55 511.05 495.25 480.10 465.60 20 757.60 732.80 708.80 685.55 663.15 641.55 620.70 600.60 581.30 562.70 544.85 527.70 511.25 495.45 480.35 465.85 21 757.65 732.80 708.80 685.60 663.20 641.60 620.75 600.70 581.40 562.80 545.00 527.85 511.40 495.65 480.55 466.10 22 757.65 732.85 708.85 685.65 663.25 641.65 620.85 600.80 581.50 562.95 545.10 528.00 511.60 495.85 480.80 466.40 23 757.65 732.90 708.90 685.70 663.30 641.75 620.90 600.90 581.60 563.05 545.25 528.20 511.80 496.10 481.10 466.70 24 757.70 732.90 708.90 685.75 663.40 641.80 621.00 601.00 581.70 563.20 545.45 528.40 512.05 496.40 481.40 467.10 25 757.70 732.95 708.95 685.80 663.45 641.90 621.10 601.10 581.85 563.40 545.65 528.60 512.30 496.70 481.75 467.50 26 757.75 732.95 709.00 685.85 663.50 642.00 621.20 601.25 582.05 563.60 545.85 528.90 512.65 497.05 482.20 468.00 27 757.80 733.00 709.05 685.95 663.60 642.10 621.35 601.40 582.25 563.80 546.15 529.20 513.00 497.50 482.70 468.55 28 757.85 733.10 709.15 686.05 663.75 642.25 621.55 601.60 582.50 564.10 546.50 529.60 513.45 498.00 483.30 469.25 29 757.90 733.15 709.25 686.15 663.85 642.40 621.75 601.85 582.75 564.45 546.90 530.05 514.00 498.60 483.95 470.00 30 757.95 733.25 709.35 686.30 664.05 642.60 622.00 602.15 583.10 564.85 547.35 530.60 514.60 499.30 484.75 470.90 31 758.05 733.35 709.50 686.45 664.25 642.85 622.25 602.50 583.50 565.30 547.90 531.25 515.30 500.15 485.65 471.90 32 758.15 733.45 709.65 686.65 664.45 643.15 622.60 602.90 584.00 565.85 548.50 531.95 516.15 501.05 486.70 473.05 33 758.25 733.60 709.80 686.85 664.75 643.45 623.00 603.35 584.50 566.50 549.25 532.75 517.05 502.10 487.90 474.35 34 758.40 733.80 710.05 687.15 665.05 643.85 623.45 603.90 585.15 567.20 550.05 533.70 518.15 503.30 489.20 475.80 35 758.55 734.00 710.30 687.45 665.45 644.30 624.00 604.50 585.85 568.05 551.00 534.80 519.30 504.65 490.65 477.45 36 758.70 734.20 710.55 687.80 665.85 644.80 624.60 605.20 586.70 568.95 552.10 536.00 520.65 506.10 492.30 479.25 37 758.95 734.50 710.90 688.20 666.35 645.40 625.25 606.00 587.60 570.05 553.25 537.30 522.15 507.75 494.10 481.20 38 759.15 734.80 711.30 688.65 666.90 646.05 626.05 606.95 588.65 571.20 554.60 538.80 523.80 509.60 496.10 483.35 39 759.45 735.15 711.70 689.20 667.55 646.80 626.95 607.95 589.80 572.55 556.10 540.45 525.65 511.60 498.30 485.75 40 759.75 735.55 712.25 689.80 668.30 647.65 627.95 609.10 591.10 574.00 557.75 542.25 527.60 513.75 500.65 488.35 41 760.15 736.00 712.80 690.50 669.10 648.65 629.05 610.35 592.55 575.60 559.50 544.25 529.80 516.15 503.25 491.15 42 760.55 736.55 713.45 691.30 670.05 649.70 630.30 611.80 594.15 577.40 561.50 546.40 532.15 518.75 506.05 494.15 43 761.05 737.15 714.15 692.15 671.05 650.90 631.65 613.30 595.85 579.30 563.60 548.75 534.75 521.50 509.10 497.45 44 761.60 737.80 715.00 693.10 672.20 652.20 633.15 615.00 597.75 581.40 565.90 551.30 537.50 524.55 512.35 500.95 45 762.20 738.55 715.90 694.15 673.40 653.60 634.75 616.80 599.80 583.65 568.40 554.00 540.45 527.75 515.85 504.70 46 762.85 739.35 716.85 695.30 674.75 655.15 636.45 618.75 601.95 586.05 571.05 556.90 543.65 531.20 519.55 508.75 47 763.55 740.25 717.90 696.55 676.15 656.75 638.30 620.80 604.25 588.60 573.85 560.00 547.00 534.85 523.55 513.00 48 764.35 741.20 719.00 697.85 677.70 658.50 640.30 623.00 606.70 591.35 576.85 563.30 550.60 538.75 527.75 517.55 49 765.15 742.20 720.20 699.25 679.30 660.35 642.35 625.35 609.30 594.20 580.00 566.75 554.35 542.85 532.20 522.30 50 766.05 743.25 721.45 700.70 680.95 662.25 644.50 627.80 612.05 597.20 583.35 570.40 558.35 547.20 536.85 527.35 51 766.95 744.30 722.75 702.20 682.70 664.25 646.80 630.35 614.90 600.40 586.85 574.25 562.55 551.75 541.80 - 52 767.90 745.45 724.10 703.80 684.55 666.35 649.20 633.05 617.90 603.75 590.55 578.30 567.00 556.55 - - 53 768.85 746.65 725.50 705.45 686.50 668.55 651.70 635.90 621.05 607.25 594.45 582.55 571.65 - - - 54 769.90 747.90 727.00 707.20 688.50 670.90 654.35 638.85 624.40 611.00 598.55 587.10 - - - - 55 770.95 749.20 728.55 709.05 690.65 673.35 657.15 642.05 628.00 614.95 602.90 - - - - - 56 772.10 750.60 730.20 711.00 692.95 676.00 660.15 645.45 631.75 619.15 - - - - - - 57 773.30 752.05 732.00 713.10 695.40 678.80 663.35 649.05 635.80 - - - - - - - 58 774.60 753.65 733.90 715.35 698.00 681.85 666.80 652.95 - - - - - - - - 59 776.00 755.35 735.95 717.80 700.85 685.10 670.50 - - - - - - - - - 60 777.50 757.25 738.20 720.45 703.90 688.60 - - - - - - - - - - 61 779.20 759.25 740.65 723.30 707.25 - - - - - - - - - - - 62 781.00 761.45 743.30 726.40 - - - - - - - - - - - - 63 783.00 763.90 746.15 - - - - - - - - - - - - - 64 785.15 766.50 - - - - - - - - - - - - - - 65 787.45 - - - - - - - - - - - - - - - Note: The above premium rate is exclusive of Service Tax. Annexure - 1 Policy Term →Age← Premium for Rs. 1000 Sum Assured LIC's Single Premium Endowment Plan
  • 7. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 0 - - - - - - - - 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10 1 - - - - - - - 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10 2 - - - - - - 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10 3 - - - - - 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10 4 - - - - 0.35 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10 5 - - - 0.25 0.35 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10 6 - - 0.20 0.25 0.35 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10 7 - 0.20 0.25 0.30 0.35 0.45 0.50 0.55 0.60 0.70 0.75 0.80 0.90 0.95 1.05 1.10 8 0.20 0.25 0.30 0.35 0.40 0.45 0.55 0.60 0.70 0.75 0.85 0.90 1.00 1.05 1.15 1.25 9 0.20 0.25 0.30 0.35 0.40 0.50 0.55 0.60 0.70 0.75 0.85 0.95 1.00 1.10 1.20 1.25 10 0.20 0.25 0.30 0.35 0.45 0.50 0.55 0.65 0.70 0.80 0.90 0.95 1.05 1.15 1.25 1.30 11 0.25 0.30 0.35 0.40 0.45 0.55 0.60 0.70 0.75 0.85 0.95 1.00 1.10 1.20 1.30 1.40 12 0.25 0.30 0.35 0.45 0.50 0.55 0.65 0.75 0.80 0.90 1.00 1.10 1.15 1.25 1.35 1.45 13 0.25 0.35 0.40 0.45 0.55 0.60 0.70 0.80 0.85 0.95 1.05 1.15 1.25 1.35 1.45 1.55 14 0.30 0.35 0.40 0.50 0.55 0.65 0.75 0.80 0.90 1.00 1.10 1.20 1.30 1.40 1.50 1.60 15 0.30 0.40 0.45 0.55 0.60 0.70 0.80 0.85 0.95 1.05 1.15 1.25 1.35 1.45 1.55 1.70 16 0.35 0.40 0.50 0.55 0.65 0.70 0.80 0.90 1.00 1.10 1.20 1.30 1.40 1.50 1.65 1.75 17 0.35 0.40 0.50 0.60 0.65 0.75 0.85 0.95 1.05 1.15 1.25 1.35 1.45 1.60 1.70 1.80 18 0.35 0.45 0.50 0.60 0.70 0.75 0.85 0.95 1.05 1.20 1.30 1.40 1.50 1.65 1.75 1.90 19 0.40 0.45 0.55 0.60 0.70 0.80 0.90 1.00 1.10 1.20 1.30 1.45 1.55 1.70 1.80 1.95 20 0.40 0.45 0.55 0.65 0.70 0.80 0.90 1.00 1.10 1.25 1.35 1.45 1.60 1.70 1.85 2.00 21 0.40 0.45 0.55 0.65 0.75 0.85 0.95 1.05 1.15 1.25 1.40 1.50 1.65 1.75 1.90 2.05 22 0.40 0.50 0.55 0.65 0.75 0.85 0.95 1.05 1.15 1.30 1.40 1.55 1.70 1.80 1.95 2.10 23 0.40 0.50 0.55 0.65 0.75 0.85 0.95 1.10 1.20 1.30 1.45 1.60 1.75 1.90 2.05 2.20 24 0.40 0.50 0.60 0.65 0.75 0.90 1.00 1.10 1.25 1.35 1.50 1.65 1.80 1.95 2.10 2.30 25 0.40 0.50 0.60 0.70 0.80 0.90 1.00 1.15 1.25 1.40 1.55 1.70 1.85 2.00 2.20 2.40 26 0.40 0.50 0.60 0.70 0.80 0.90 1.05 1.15 1.30 1.45 1.60 1.75 1.95 2.10 2.30 2.50 27 0.45 0.50 0.60 0.70 0.85 0.95 1.05 1.20 1.35 1.50 1.65 1.85 2.00 2.20 2.40 2.65 28 0.45 0.55 0.65 0.75 0.85 1.00 1.10 1.25 1.40 1.55 1.75 1.95 2.10 2.35 2.55 2.80 29 0.45 0.55 0.65 0.75 0.90 1.00 1.15 1.30 1.50 1.65 1.85 2.05 2.25 2.45 2.70 2.95 30 0.45 0.55 0.70 0.80 0.95 1.05 1.20 1.40 1.55 1.75 1.95 2.15 2.40 2.65 2.90 3.15 31 0.50 0.60 0.70 0.85 1.00 1.15 1.30 1.45 1.65 1.85 2.10 2.30 2.55 2.80 3.10 3.40 32 0.50 0.65 0.75 0.90 1.05 1.20 1.35 1.55 1.75 2.00 2.25 2.50 2.75 3.05 3.35 3.65 33 0.55 0.65 0.80 0.95 1.10 1.30 1.45 1.65 1.90 2.15 2.40 2.65 2.95 3.25 3.60 3.95 34 0.60 0.70 0.85 1.00 1.20 1.35 1.60 1.80 2.05 2.30 2.60 2.90 3.20 3.55 3.90 4.25 35 0.60 0.75 0.90 1.10 1.25 1.50 1.70 1.95 2.20 2.50 2.80 3.15 3.50 3.85 4.25 4.65 36 0.65 0.80 1.00 1.15 1.35 1.60 1.85 2.10 2.40 2.70 3.05 3.40 3.80 4.15 4.60 5.00 37 0.70 0.90 1.05 1.25 1.50 1.75 2.00 2.30 2.60 2.95 3.30 3.70 4.10 4.55 5.00 5.45 38 0.75 0.95 1.15 1.40 1.60 1.90 2.20 2.50 2.85 3.25 3.60 4.05 4.50 4.95 5.40 5.90 39 0.85 1.05 1.25 1.50 1.75 2.05 2.40 2.75 3.15 3.55 3.95 4.40 4.85 5.35 5.85 6.40 40 0.90 1.15 1.40 1.65 1.95 2.25 2.65 3.00 3.40 3.85 4.30 4.80 5.30 5.85 6.35 6.95 41 1.00 1.25 1.50 1.80 2.15 2.50 2.90 3.30 3.75 4.20 4.70 5.25 5.75 6.35 6.90 7.50 42 1.10 1.35 1.65 2.00 2.35 2.75 3.15 3.60 4.10 4.60 5.15 5.70 6.25 6.85 7.50 8.10 43 1.20 1.50 1.85 2.20 2.60 3.00 3.45 3.95 4.50 5.00 5.60 6.20 6.80 7.45 8.10 8.75 44 1.35 1.65 2.05 2.40 2.85 3.30 3.80 4.35 4.90 5.45 6.10 6.70 7.35 8.05 8.70 9.40 45 1.50 1.85 2.25 2.65 3.15 3.60 4.15 4.70 5.30 5.95 6.60 7.25 7.95 8.65 9.40 10.10 46 1.65 2.05 2.45 2.90 3.40 3.95 4.55 5.15 5.80 6.45 7.15 7.85 8.60 9.35 10.10 10.85 47 1.80 2.25 2.70 3.20 3.75 4.30 4.95 5.60 6.25 6.95 7.70 8.45 9.20 10.00 10.80 11.60 48 2.00 2.45 2.95 3.50 4.10 4.70 5.35 6.05 6.75 7.50 8.30 9.10 9.90 10.70 11.55 12.40 49 2.20 2.70 3.20 3.80 4.40 5.10 5.80 6.50 7.30 8.10 8.90 9.75 10.60 11.45 12.30 13.15 50 2.40 2.90 3.50 4.10 4.80 5.50 6.25 7.00 7.80 8.65 9.50 10.40 11.30 12.20 13.10 13.95 51 2.60 3.15 3.80 4.45 5.15 5.90 6.70 7.50 8.40 9.25 10.15 11.05 12.00 12.95 13.85 - 52 2.80 3.40 4.05 4.80 5.55 6.35 7.15 8.05 8.95 9.85 10.80 11.75 12.70 13.70 - - 53 3.00 3.65 4.40 5.15 5.95 6.80 7.65 8.60 9.50 10.50 11.45 12.45 13.45 - - - 54 3.25 3.95 4.70 5.50 6.35 7.25 8.15 9.15 10.10 11.15 12.15 13.15 - - - - 55 3.50 4.20 5.00 5.85 6.75 7.70 8.70 9.70 10.75 11.80 12.85 - - - - - 56 3.75 4.50 5.35 6.25 7.20 8.20 9.25 10.30 11.35 12.45 - - - - - - 57 4.00 4.80 5.70 6.65 7.65 8.70 9.80 10.90 12.00 - - - - - - - 58 4.25 5.15 6.10 7.10 8.15 9.25 10.35 11.50 - - - - - - - - 59 4.55 5.50 6.50 7.55 8.65 9.80 10.95 - - - - - - - - - 60 4.85 5.85 6.90 8.05 9.20 10.40 - - - - - - - - - - 61 5.20 6.25 7.35 8.55 9.75 - - - - - - - - - - - 62 5.55 6.65 7.85 9.05 - - - - - - - - - - - - 63 5.95 7.10 8.35 - - - - - - - - - - - - - 64 6.35 7.55 - - - - - - - - - - - - - - 65 6.75 - - - - - - - - - - - - - - - Note: The above premium rate is exclusive of Service Tax. Annexure - 2 Policy Term →Ageatentry← Class - I extra premium for Rs. 1000 Sum Assured LIC's Single Premium Endowment Plan
  • 8. Policy Term---> Policy Year 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 1 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 15.42% 15.28% 15.13% 14.94% 2 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 15.42% 15.28% 15.13% 3 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 15.42% 15.28% 4 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 15.42% 5 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 15.55% 6 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 15.72% 7 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 15.93% 8 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 16.22% 9 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 16.58% 10 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 17.03% 11 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 17.58% 12 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 17.58% 13 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 17.66% 14 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 17.85% 15 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 18.16% 16 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18.60% 17 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19.18% 18 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 19.93% 19 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 20.85% 20 35.00% 30.00% 27.06% 25.05% 23.38% 21.99% 21 35.00% 30.00% 27.06% 25.05% 23.38% 22 35.00% 30.00% 27.06% 25.05% 23 35.00% 30.00% 27.06% 24 35.00% 30.00% 25 35.00% Annexure - 3 Surrender value factors applicable to Vested bonuses LIC's Single Premium Endowment Plan