3. Editorial
How promising is
the Promised Land?
Contents...
Food for all
–1
The plight of Assam seems no bound! Again the state has been
caught by another severe conflict, the demand for separate state.
Already she has witnessed some intense movements and struggles
violent and non violent as well; strikes, road blockades since the
finalization of giving separate state status to Telengana by the
UPA government. In the meantime, the regions from where the
voice of bifurcation is raised have reached to a critical juncture.
Nevertheless, there are some serious causes and concerns behind
this demand. Already the central Govt. has invited all the groups
and organizations demanding separate Bodoland, Karbiland and
Kamatapur of Assam to a formal tripartite talk. Accordingly,
talks will be held from 2nd Sep to 5th Sep in New Delhi. If we
analyze the separate statehood demand, will notice that it is
mostly ethnocentric. For instance, separate Bodoland is
demanded by Bodo community but not the other castes and
communities residing in BTAD. Likewise, separate Kamatapur
is demanded by Koch- Rajbangshi community and Karbiland
by Karbi and Dimasa communities. Here the question arises, Is
this just and right to create a state merely keeping in view the
interest of a certain community? What our constitution says?
On the other hand, we should not ignore the economic viability
for a state. Several thousand crores of rupees would be needed
to run state machinery per year. Looking into the current scenario
of the financial crisis it is quite ironical. In the forthcoming days,
the state is bound to experience more intense moments.
Editor: Bikramaditya Dutta Kakoti
The Real Estate Bill, 2013
–3
The Golden Story...
–4
Rupee hits life low
–5
33,688 crore road
development project for
Northeast
–7
Economy of Karbi Anglong
and Dima Hasao
–9
A Visionary Philanthropist
Moni Manik Gogoi
–12
Complaints against banks
increasing
–14
An Entrepreneurial
Breakthrough in First Aid
Business
–15
Economy of BTAD
–17
Executive Editor: Madhurjya D. Konwar
Bureau Chief- Kalyan Gogoi ! Chief Co-ordinator ( Delhi ): Arup Jyoti Gogoi ! Co-ordinator (Kolkata): Rudra
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(Duliajan), Tanmoy Saikia(Mizoram), L.M.Sarkar(Agartala) ! Finance and Planing : Dipayan Borah ! Advisor :
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e-mail : businesspositive123@gmail.com
Mobile : 9954223870, 9508708837

4. Food
for all
The National
Food Security Bill, 2013
T he Upper House of the Parliament,
Rajya Sabha on 2nd September, 2013 has
passed the National Food Security Bill
2013. The Bill was approved by Rajya
Sabha via the voice vote.The Union
Cabinet, headed by Prime Minister
Manmohan Singh, on 19 March 2013
approved the National Food Security Bill.
Lok Sabha on 26 August 2013 passed
the National Food Security Bill 2013. The
Bill was adopted by the House through a
voice vote after a day-long debate.
Objective of the National Food
Security Bill 2013 : The primary
objective of the National Food Security
Bill 2013 is to provide for food and
nutritional security in human life cycle
approach. This will be done by ensuring
access to adequate quantify of quality
food at affordable prices to people so that
they can live a life with dignity and matters
connected therewith or incidental thereto.
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BUSINESS POSITIVE
Primary Features of the National
Food Security Bill 2013
• National Food Security Bill 2013 will
guarantee 5 kg of rice, wheat and coarse
cereals per month per person at 3, 2 and
1 Rupees respectively.
• The Bill will enable India to join the
selected set of nations which guarantee
foodgrains to majority of its population.
• The Food Security Programme
launched under the National Food
Security Bill 2013 will be the largest
programme of the world with the 130000
crore Rupees government support.
• The Bill would require a total of 62
million tonnes of foodgrains.
• The National Food Security Bill 2013 is
said to be the first step towards
universalisation of Public Distribution
System.
• Under the Bill, all the pregnant women
as well as lactating mothers would be
given free meal during
the pregnancy till six
months post delivery.
• The pregnant women
will also be given
maternity benefit of 6000
Rupees in installments.
• Children till the age of
14 years will also be
getting free meals under
the National Food
Security Bill 2013.
• In case there is nonsupply of the foodgrains,
September-2013
all the states will be paying the food
security allowance to the beneficiaries.
• The National Food Security Bill 2013 is
said to be the biggest game changer in
the upcoming elections of 2014.
• The scheme will be linked to the Aadhar
scheme which provides every citizen
with a unique identification number that’s
linked to a database that includes the
biometrics of all card-holders.
All you need to know about the
Food Security Bill
The beginning
. Drafted by the Sonia Gandhi-led
National Advisory Council in 2010, the
Bill originally proposed legal food
entitlement for 75% of India’s
population
. A panel led by C Rangarajan
recommended lowering entitlements
and reforming PDS
. In Sep 2011, the food ministry
circulated a draft report for public
comments
. In July this year, the govt brought an
ordinance covering 67% of the
population
Who gets what
. 75% of rural and 50% of urban
population — an estimated 800 mn
people — are to receive 5 kg of wheat,
rice and coarse cereals at Rs 3, Rs 2
and Rs 1 a kg, respectively
. The Bill doesn’t include pulses and
edible oils, as the country lacks supply
of these

5. Impact on agri sector
. As the govt will procure more grains,
farmers might be dissuaded from
growing cash crops
Implementation
. For now, the govt proposes to
implement it through existing system of
ration shops
. Later, it could be shifted to a
modernised PDS that works on
biometric ration cards
The cost involved
. The govt’s food subsidy bill will rise
from the present Rs 90,000 crore to
over Rs 130,000 crore
. Besides inflation fears, the rise in
subsidy bill could affect govt’s
ability to contain its fiscal deficit at
4.8% of GDP
Summary of the National food
Security Bill (As passed in the Lok
Sabha on 26 August 2013)
1. Preliminaries : The Bill extends to
the whole of India and “shall be
deemed to have come into force on the
5th day of July 2013”. [NB: This is the
date when the National Food Security
Ordinance 2013 came into force.]
2. Entitlements : Priority households
are entitled to 5 kgs of foodgrains per
person per month, and Antyodaya
households to 35 kgs per household
per month. The combined coverage of
Priority and Antyodaya households
(called “eligible households”) shall
extend “up to 75% of the rural
population and up to 50% of the urban
population”. The PDS issue prices are
given in Schedule I: Rs 3/2/1 per kg for
rice/wheat/millets. These may be
revised after three years.
Children’s Entitlements
For children in the age group of 6
months to 6 years: an age-appropriate
meal, free of charge, through the local
anganwadi. For children aged 6-14
years, one free mid-day meal every day
(except on school holidays) in all
government and government-aided
shools, up to Class VIII. For children
below six months, “exclusive
breastfeeding shall be promoted”. For
children who suffer from malnutrition,
meals will be provided to them free of
charge “through the local anganwadi”.
Entitlements of Pregnant and
Lactating Women
Every pregnant and lactating mother is
entitled to a free meal at the local
anganwadi (during pregnancy and six
months after child birth) as well as
maternity benefits of Rs 6,000, in
instalments.
3. Identification of Eligible
Households : The Bill does not
specify criteria for the identification of
households eligible for PDS
entitlements. The Central Government
is to determine the state-wise
coverage of the PDS (proportion of
the rural/urban population). Then the
number of eligible persons will be
calculated from Census population
figures. The identification of eligible
households is left to state
governments, subject to the scheme’s
guidelines for Antyodaya, and subject
to guidelines to be “specified” by the
state government for
Priority households. The
identification of eligible
households is to be
completed within 365
days. The lists of eligible
households are to be
placed in the public
domain and “displayed
prominently”.
4. Food Commissions :
The Bill provides for the
creation of State Food
Commissions. The main
function of the State
Commission is to monitor the
implementation of the Act, give advice
to the states governments and their
agencies, and inquire into violations of
entitlements. State Commissions also
have to hear appeals against orders of
the District Grievance Redressal
Officer and prepare annual reports.
5. Transparency and Grievance
Redressal : The Bill provides for a
two-tier grievance redressal
structure, involving the District
Grievance Redressal Officer (DGRO)
and State Food Commission. State
governments must also put in place
an internal grievance redressal
mechanism which may include call
centres, help lines, etc.
Transparency Provisions
Mandatory transparency provisions
include: (1) placing all PDS-related
records in the public domain; (2)
conducting periodic social audits of
the PDS and other welfare schemes;
(3) using information and
communication technology “to ensure
transparent recording of transactions
at all levels”; (4) setting up vigilance
committees at all levels to supervise all
schemes under the Act.
District Grievance Redressal
Officers
DGROs shall be appointed by state
governments for each district to hear
complaints and take necessary action
according to norms to be prescribed by
state governments. If a complainant is
not satisfied, he or she may file an
appeal before the State Food
Commission.
Penalties and Compensation
The Food Commissions have powers
to impose penalties. If an order of the
DGRO is not complied with, the
concerned authority or officer can be
fined up to Rs. 5,000. The Commission
can authorise “any of its members” to
act as an adjudicating officer for this
purpose. In case of “non-supply of the
entitled quantities of foodgrains or
meals to entitled persons”, such
persons will be entitled to a food
security allowance from the state
government, as prescribed by the
central government.
– Business Positive Bureau
BUSINESS POSITIVE
September-2013
2

6. The Real Estate Bill, 2013
Bill to protect home buyers from
unscrupulous developers and builders
What Bill Says : " Property brokers must obtain a license. " Developers to submitted
authenticated copies of approvals and sanctions from the competent authorities while applying
for registration. " No advertising, selling or money raising will be permitted before project
approvals are in place. " If a developer flouts a provision of the bill, he could be jailed or fined
severely. " Compulsory registration of all real estate projects of area more than 4000sq
meters. " Developers to maintain a separate bank account for each project in a scheduled bank
to prevent diversion of funds from one project to another. " Jail term up to 3 years for offences
like repeatedly putting up misleading advertisements. " Formation of a Real Estate
Regulatory Authority. " Formation of an Appellate Tribunal which will hear appeals for
decisions, directions or orders of the Real Estate Regulatory Authority.
T he “Real Estate (Regulation and
Development) Bill 2013, a Bill to protect
home buyers from unscrupulous
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BUSINESS POSITIVE
developers and builders and having
provision like jail term of up to three
years for offences like putting up
misleading advertisements about
the project repeatedly was
introduced in the Rajya Sabha on
August 14. The Bill also intends
to make it mandatory for the
developers to launch projects
only after acquiring all the
statutory clearances from
relevant authorities. The Bill
makes it mandatory for the
builders to clarify the carpet area
of the flat as well. The Union
Cabinet had already approved
the Bill on June 4.
More facts about the Real
Estate (Regulation and
September-2013
Development) Bill 2013
Stress on timeliness and adherence
to specifications : Anuj Puri, chairman
and country head, Jones Lang LaSalle
India, points to two specific aspects of
the Bill that will benefit buyers. “By
imposing strict regulations on the
promoter, the Bill looks to ensure that
construction is completed on time, and
on completion the buyer gets a property
that matches the promised
specifications,” he says.
Mandatory disclosure of project
details: The Bill will make it mandatory
for developers to disclose details,
including minor ones, about their
projects on the company website. Says
Niranjan Hiranandani, managing
director of Hiranandani group of

7. companies: “The details will include
specifications, such as the layout plan,
carpet area of each dwelling unit,
number of units in the project, the
amenities being provided, and the
approvals received for the project from
various authorities. Such disclosures
will make it difficult for developers to
make ad hoc changes to their project
plans at a later stage of development.”
Separate accounts for each project:
The Bill also makes it mandatory for
developers to maintain separate bank
accounts with scheduled commercial
banks for each of their projects. At least
70% of the corpus raised for the project
from buyers (at intervals) will have to
be deposited within 15 days of
realisation in the account Diversion of
funds from one project to another will
not be permitted.
Misleading buyers will invite
punishment: Developers will be
prohibited from advertising or marketing
their projects before getting all the
necessary clearances and obtaining a
certificate of registration from the
authority. Developers will not be able
to collect funds from buyers before they
have obtained all the necessary
approvals.
The Bill states that if any
developer will fully fails to comply with
or contravenes its provisions, he will be
punished with imprisonment for up to
three years, or a penalty that may
extend to 10% of the estimated cost of
the project, or both. Vasudevan informs
that the developer will have to
compensate the buyer who incurs a loss
The Golden Story...
Gold price hits fresh all-time high of Rs 34,622 per ten grams in futures trade
on this last August on heavy buying as rupee plunged to its new record low
against the US dollar.
Despite recovering about USD 240 an ounce, or more than 20 percent,
since hitting a near three-year low of USD 1,180.71 in late June, gold prices are
still down 15 percent so far this year
in international market. On the
on account of advance payment based
contrary, the yellow metal, which
on false information contained in the
plunged to a low of Rs 25,000 in middeveloper’s advertisement.
April, is at a record high in India.
Cancelling a sale becomes difficult:
Here’s looking at why gold
Developers will not be allowed to cancel
price in India is spiralling:
an agreement for sale unless they have
Rupee depreciation: The
sufficient cause to do so. Says
depreciation in rupee has cast a huge
Vasudevan: “The developer will need
impact on the escalation of gold prices
to give due notice to the parties to the
as it makes imports costlier. Rupee is
agreement. He will also have to refund
down nearly 19 percent so far this
the amount collected along with interest,
year. Hence, gold price in India
as prescribed.”
cannot be at parallels with the price
Licences compulsory for realty
in international market. The
brokers: The Bill also makes it
difference arising out of the
compulsory for real estate agents to
depreciation in rupee has pushed the
register and get licences
gold prices higher.
before they begin to
Gold import duty : Gold
conduct
business.
import duty has also added fuel to the
Yashwant Dalal, president
rapidly increasing gold price. In order
of the Estate Agents
to contain the widening Current
Association of India,
Account Deficit (CAD), the
believes that this is a
government this month hiked the
positive step by the
import duty on gold from existing 8
government which will
percent to 10 percent, which has led
make real estate broking
to a straight jump of more than 600
an organised profession.
per 10 gram in gold prices. Prior to
this hike, the government had twice
– Business Positive Bureau
BUSINESS POSITIVE
September-2013
4

8. Rupee hits life low below
posts biggest fall in 18 years
hiked import duty from 4 percent to 6
percent and 8 percent respectively.
Geo-political tensions:
Geopolitical tensions in Syria are one
of the reasons that have immediately
triggered the hike in gold prices.
Analysts believe that the possibility
of US military action against Syria is
driving demand for safe-haven assets
including gold. Speculations are also
doing the rounds that Fed might delay
tapering of its bond buying
programme if US forces attack Syria.
Low-level demand/ETF
buying: In the last two weeks,
SPDR gold trust, the world’s largest
gold-backed exchange-traded fund,
has reported inflow, signalling
renewed interest of market players.
Apart from ETF buying, low-level
buying also stoked up prices.
Central Bank’s buying:
International Monetary Fund (IMF)
data has showed that central banks
continued to add to their gold
reserves. Turkey added the most by
buying 22.5 tonnes of gold in July,
while Russia’s holdings topped 1,000
tonnes. The accumulation of gold by
the central banks has underpinned
demand for gold, which in turn has
strengthened the metal’s price.
The rupee slumped to a record
low near 69 to the dollar on the
last of this month on growing
worries that foreign investors will
continue to sell out of a country
facing stiff economic challenges
and volatile global markets.The
pummelling in markets sent the
rupee reeling 3.7 percent to an
all-time low of 68.85 with the unit
closing just a touch off that, at
68.80/81 per dollar, its biggest
single-day fall since October
1995.In absolute terms too, the
256-basis-point fall in the rupee
was the biggest ever.An assault
on the psychologically key 70
level now appears imminent, as
intervention from the central bank
seen mid-morning only gave the
rupee a brief respite.In the stock
market, state-run Life Insurance
Corp, which was spotted buying
shares, allowed the domestic
benchmark index to erase steep
early losses and end the day
stronger.
Foreign investors have sold
almost $1 billion of Indian shares
in the eight sessions through
Tuesday - a worrisome prospect
given stocks had been India’s one
sturdy source of capital inflows in
the first half of 2013.
– Business Positive Bureau, Delhi
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BUSINESS POSITIVE
September-2013
Policymakers have consistently
struggled to come up with steps
that can convince markets they
can stabilise the rupee and
attract funds into the country
despite extraordinary measures
last month by the central bank to
drain liquidity and action to curb
gold imports and cut India’s huge
oil import bill.
RISING OIL PRICES, FED
FEARS AMPLIFY PRESSURE
India badly needs foreign capital
as it struggles with a record high
current account deficit, growing
fiscal pressures and an economy
growing at the slowest in a
decade. The failure to address
India’s economic challenges is
becoming an increasing source of
tension at a time when fears of a
possible U.S.-led military strike
against Syria are knocking down
Asian markets, with the
prospect that the
Federal Reserve will
soon end its prolonged
period of cheap money
further raising
concerns.
At the same time,
rising domestic bond
yields threaten to raise
borrowing costs across
the already slowing

9. economy, while global prices
of oil and gold - the country’s
two biggest imports - have
surged.
India is due to post
April-June gross domestic
product data on Friday, with
analysts estimating the
economy grew at an annual
rate of 4.7 percent, roughly in
line with the previous quarter.
It will also post July federal
fiscal deficit figures.
LACKING CONFIDENCE
The rupee has plunged more
than 20 percent this year, by
far the biggest decliner among
the Asian currencies tracked
by Reuters.
Foreign investors are
paring equity positions, having
sold a net $3.6 billion in stocks
since the start of June, but still
their net purchases so far this
year total nearly $12 billion.
In bond markets, foreign
investors have sold more
heavily, with outflows reaching
nearly $4.6 billion so far this
year.
Yet the government has
so far failed to provide a
coherent response, analysts
said. Its approval of
infrastructure projects end of
the month, was trumped by
concerns about the fiscal
deficit after India’s lower
house of parliament on August
26th, approved a 1.35 trillion
rupees plan to provide cheap
gain to the poor.
“Let’s see what the
authorities do, but if the
government can come out with
some really big currency swap
arrangement with some
countries, that can be a strong
positive,” said Uday Bhatt, a
forex dealer with UCO Bank in
Mumbai.
– Business Positive Bureau, Delhi
Assam set to experience
printing revolution with HP
H
ewlett-Packard India recently unveiled the HP Officejet Pro X series and the
HP Officejet Pro 3610/3620 Black & White series – the latest breakthrough
technologies that broaden HP’s Inkjet portfolio for businesses in Assam.
The HP Officejet Pro X500 series is recognized as the world’s fastest desktop
printer by Guinness World Records, while the HP Officejet Pro 3610/3620 Black
& White series offers laser-like quality and performance at very low running costs,
comparable to laser toner refills. These new inkjet innovations offer laser-comparable,
robust performance along with affordability, which will empower businesses to
decrease running costs and greatly increase
productivity, thereby driving the adoption of Inkjets
in Indian offices. Diptesh Ghosh , Country
Manager, Printing Systems, PPS, HP – India said
“Assam is an emerging hub for SMBs and
enterprises. HP’s new innovations in inkjet
printing technology are set to transform the office
printing environment for businesses in Assam.”
Syngenta reaches out to tea
growers on safety, productivity
To support the tea plantation growers
of the Northeast, Syngenta India, the
country’s leading crop protection and
agri input company, has stepped up its
stewardship activities in the region.
The objectives of the initiative are to
bring about awareness on health,
hygiene and safety for plantation
growers as well as educate them on
best agricultural practices. Special
focus is on medium and small growers,
who are yet to fully adopt sustainable
production standards. Syngenta, which
offers a bouquet of products to growers
under its integrated solution
programme, actively encourages safe
and responsible use of its products
thereby helping farmers grow more
food using fewer resources.
Assam, which is leading the tea
producing states, alone produces over
half of India’s tea and accounts for over
12% of annual global yield. The tea
industry is a major contributor to India’s
economy. Total turnover of the sector
is about Rs. 10,000 crore and it
provides employment to more than 1
million workers in tea states across
the country. Syngenta has 11 % share
of world exports. In 2012-13 it
exported 220 million kg of tea at a
total value of Rs 3,962.92 crore.
Outlining
Syngenta’s
commitment to a holistic approach to
agriculture, Akshaya Kamath,
Territory Head, Syngenta South Asia
said, “Our commitment to safety
does not end when our products
reach the market. Through
stewardship programs, Syngenta
trains growers and farm laborers
around the world to use its products
as safely as possible throughout their
lifecycle - from design to disposal.
Our programs focus on four key
areas: packaging and labeling;
transport and storage; safe and
effective use; and safe disposal of
containers and obsolete stocks.”
– Business Positive Bureau
BUSINESS POSITIVE
September-2013
6

10. 33,688 crore
road development
project for Northeast
T he central government has come
forward with 33,688 crore special Road
Development Project for the
improvement of road connectivity of the
North Eastern region. Under Special
Accelerated Road Development Project
(SARDP) phase-I already it has
implemented various project to improve
the road network, national highway of
the NE states including Sikkim. Within
12th financial plan, it aims to develop total
6,418 km road of this region. Union
Minister for Road Transport and
Highways Oscar Farnandes reviewed
the progress of National Highway works
and other centrally sponsored road
project of all the North Eastern states in
a meeting held at Guwahati recently.
Speaking to the media Minister
Farnandes informed that the
review meeting was held
to discuss the issues
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BUSINESS POSITIVE
and problems faced by the road project
implementing agencies i,e the State
Public Work Department, Border Road
Organization and the National Highway
Authority of India following complaints
over delay in completion of the project.
He also said that an empowered group
of Ministers (EGoM) has been
constituted to expedite the infrastructure
project in the north east state. The Union
Minister made several announcements
for development project in all the north
eastern states including Sikkim. He
announced that the ministry of Road
transport and Highways (MoRTH) has
decided to carry out a feasibility study
for the newly declared National
Highway NH-127B connecting
September-2013
Srirampur (NH-31C) to Fulguri via
Dhubri including construction of a bridge
over Brahmaputra. Besides improving
the connectivity in Assam, this would also
provide an alternative shorter
connectivity between Nongstoin in
Meghalaya with West Bengal and will
provide Greater access to Assam and
Meghalaya, the Minister Said in this
announcement. He also announced that
the MoRTH has decided to widen the
NH-37 between Numaligarh-JorhatDemow-Dibrugarh to 4 lane Standard on
BOT (annuity) basis. He informed that
henceforth all works by PWD and BRO
will be implemented under EPC
(Engineering Procurement Construction)
made instead of Conventional item rate
content system for effective
implementation of Projects.
The central government
has given equal

11. importance to all the Northeastern states.
So it has taken various mechanism and
steps for the development of Road
connectivity.
ASSAM
1. The Road Transport & Highway
Ministry has decided to carry out
feasibility study for the improvement
of newly declared National Highway 127 B connecting Srirampur (on NH31C) to Phulbari via Dhubri including
construction of a bridge over river
Brahmaputra. Besides improving the
connectivity of Assam, this would also
provide alternative shorter connectivity
between Nongstoin in Meghalaya with
West Bengal. This will provide greater
access to Assam and Meghalaya.
2. The Ministry had technically vetted
the proposal of Ministry of DONER for
construction of new bridge across river
Barak to connect Silchar Town as an
alternative to existing Sadarghat Bridge.
3. It has decided to widen NH-37
between Numaligarh-Jorhat- DemowDibrugarh to 4 lane standard of BOT
(Annuity) basis, for which RQF has
been invited.
Arunachal Pradesh
1. The Road Transport & Highway
Ministry has decided to provide 4 lane
connectivity to Itanagar from Nagaon
via Holongi, via NH-37 A, NH 52 &
NH-52 A.
Manipur/Nagaland
1. The road transport & Highway
Ministry has decided to carry out
feasibility study for construction of
Imphal Bypass.
2. It has decided to conduct a feasibility
study for an alternative/ additional
highway between Chumukedima near
Dimapur in Nagaland and Maram in
Manipur on NH-39 to avoid sinking
zones in Nagaland and Manipur on NH39 so as to tackle perennial problem of
frequent traffic disruptions.
3. The Maram – Peren road taken up
under SARDp-NE Phase “A” to
connect Dimapur via Ghaspani would be
extended to 2 lanes to provide alternative
connectivity to Manipur and also develop
about 65 km of road in Nagaland.
Mizoram
1. The Ministry has
undertaken construction
of about 100 kms length
of new 2 lane highway
in Mizoram to provide
connectivity to port
Sittwe in Myanmar to
support Kaladan Multi
Model Transit Transport
Project. The work is in
progress and after completion; the
trade between India and Myanmar
would be improved.
2. A feasibility study would be
conducted for bypassing the trouble spot
rock fall area on NH-44 A between
Aizawl and Lengpui Airport in Mizoram,
following existing 3.5 km alignment and
2.5 km earthen track. Besides, ensuring
an alternative all weather road
connectivity for the airport, this would
also shorten the length of NH-44A by
nearly 5 km.
Tripura
The 130 km stretch of AgartalaSabroom section of NH-44 would be
extended to 2 lane standard on EPC
basis .It will be implemented by the
Ministry directly. This will provide
connectivity to Chittagong Port through
Bangladesh and is envisaged to
eventually improve trade and commerce
with Bangladesh.
Meghalaya
1. Sanction for Jowai bypass as also
revised estimate for Shillong-NongstoinTura (Rs. 1694.16) has been issued.
2. The Ministry will take up construction
of new bridge at Dawki in Meghalaya
which has been over delayed.
Sikkim
There will be an alternative highway to
Gangtok via Bagrakot- Nimbonglolegaon-Algarah-Rhenok-PakyongRanipul- Gangtok with spur from
Rehnok- Aritar-Rolep- Menla. This will
provide connectivity to Pakyong Airport,
presently under construction, to provide
air connectivity to the state of Sikkim.
Alignment for this route has been
approved by the Ministry. Project report
is being prepared.
– Business Positive Bureau
BUSINESS POSITIVE
September-2013
8

12. ECONOMY OF
KARBI ANGLONG
(The demand for a separate Karbiland by curving out the two hill districts of the state Karbi-Anglong and
Dima-Hasao has reached a critical juncture. Fuelled by separate Telengana the concerned people,
politician, political & non political organizations of this two districts are demanding a seperate state,
KarbiAnglong under article 244(a) of Indian Constitution. Feeling left out, neglected for years by years, the
Karbi and the Dimasas believed that separate state is the only solution for marching towards a better future.
It is well known fact, separate state would never be possible without economic viability. Otherwise it will fall
down, there would be anarchy everywhere. Thousand crores of rupees is needed to run a state machinery.
With utmost respect to the demands and aspiration of the people of these two hill district , BUSINESS
POSITIVE tries to throw some light to the economy of these two Hill Districts.)
The people of Assam saw the birth of a
new district i.e. the United Mikir and North
Cachar Hills District on the 17th
November’1951 . The new district was
formally created on the aforesaid date vide
Govt. notification No. TAD/R.31/50/201
Dtd. the 3rd November’1951 with some
parts of the districts of Sivasagar (now
Golaghat), Nagaon,Cachar and United
Khasi and Jayantia Hills district of present
Meghalaya for all round development of
the tribal folk of the Central Assam. This
was followed by bifurcation of the
erstwhile district of United Mikir and North
Cachar Hills district into two seperate
districts under banner as “Mikir Hills” and
North Cachar Hills district in the year
1970. The Mikir Hill district was again
rechristened as “Karbi Anglong District”
w.e.f the 14th October’1976 vide Govt.
Notification No. TAD/R/115/74/47 Dtd.
14-10-1976. Thus Karbi Anglong came
9
BUSINESS POSITIVE
into being as a full fledged
separate district in the map of
Assam with its Head quarter at
diphu. The district enjoys
autonomy under the provision
of Sixth Schedule of the Indian
Constitution. It is the Largest
district of Assam.
POPULATION PATTERN
The population of the district is
predominantly tribal. The major
tribal ethnic groups of this
district are Karbis, Bodos,
Kukis, Dimasas, Hmars, Garos,
Rengma Nagas, Tiwas, Man(Tai
Speaking’s). Besides, a large
number of non-tribals also live
together in this hill region.
The district is rich in
natural resources . Lime stone
is found in Bhillai and
September-2013
Karbi Anglong
Area
Total population
Male
Female
Sex Ratio
: 10,434 sq km
: 9,65,280
: 4,93,482
: 4,71,798
: 956 females
per 1000 males.
Literacy Rate
: 73.52%
Male
: 82.12%
Female
: 64.62%
District HQ
: Diphu
Sub Division
: Diphu, Hamren,
Bokajan
Important Places : Diphu, Haflong,
Hawraghat,
Boithalangsu

13. AND DIMA HASAO
Sainilangso, China Clay is found in Upper
Deopani and Chilonijan and coal is found
in and Silbheti.Feldspar is foun in
Koylajan. A large portion of population
of Karbi- Anglong district depends upon
agriculture. Paddy is main agricultural
product here. The Jhum cultivation is
practised in the hilly areas. There are few
industries in this district. The topmost
are Cement factory in Bokajan, a few
rubber and chitronala industries, rice mill,
tea factories etc.
NATURAL RESOURCES
MINERALS : There are different kinds
of minerals found in this hill district
which are as below :-1. Lime stone :Found in the Dillai and Sainilangso. 2.
China-clay :- Found in Upper Deopani
and Silonijan area.3. Feldspar :- Found
in Koilajan area. 4. Coal :- Found in
Koilajan and Silbheta.
AGRICULTURE
The district is basically an agricultural
district. Different types of agricultural
crops are cultivated among which paddy
is the main crop. Except for the valleys,
the people follow the jhum system of
cultivation. The district is basically an
agricultural district. Different types of
agricultural crops are cultivated among
which paddy is the main crop. Except for
the valleys, the people follow the jhum
system of cultivation.
RAILWAYS
The N.F. railways passes through the
district touching only a few points along
the boundary. They are Hawaipur,
Lamsakhang, Borlangphar, Langsoliet,
Nilalung, Diphu, Doldoloi, Dhansiri,
Rongapahar, Khotkhoti and Bokajan.
AIRPORTS
There is no airport in the district. The
airport in Dimapur is 54 km away from
Diphu being the nearest to the district.
INDUSTRIES
Although the district is abundant in raw
materials only a few industries have come
up. They are as shown below :-A.
1.Bokajan Cement Plant; 2. Karbi Chemical
Mini Cement Plant ( under construction)B.
AGRO-BASE :- 1. Rubber Plantation
Industry; 2. Citronella Plantation Industry.
TEA GARDEN : There are a total of 12
(Twelve) numbers of Tea Gardens in the
district which are : Nambor Nadi T.E,
Sobhoneswari T.E, Deopani T.E,
Ramanagar T.E, Borpathar T.E, Lahorijan
T.E, Dhansiri T.E, Lengri T.E, Banaspati
T.E, Nirmal T.E, Methunguri T.E,
Methoni T.E
RIVERS : Kopili River, Nambor River,
Amreng River, Deopani River, Borpani
River, Jamuna River, Kolioni River,
Patradisha River, Dhansiri river, Longnit
River, Dikharu River, Doigrung River
FOREST : The forest area covered is
about 4,922.019 sq. km with 14 State
R.F. and 17 District Council R.F. in the
district.
DIMA HASAO
Economic scenario of Dima Hasao district
is not very encouraging. Geographical
remoteness coupled with poor
communication, as well as infra-structural
facilities are the main factors behind the
low level of development. However, in
spite of the gloomy scenario, prospects
of Agriculture, Horticulture and Forestry
are bright.
Agriculture: Entire rural people
of the district are dependent upon
Agriculture. A distinctive feature as
regards to agricultural practices of the
tribal people in the district is jhumming
which is the traditional way of their life.
This is in fact a shifting process of
cultivation in cycles. About 70% of the
total cultivated area is jhumming area.
This cultivation is done in autumn season
BUSINESS POSITIVE
September-2013
10

14. Limestone and coal in small quantity are
gravels in the river beds along with
found in the neighbourhood of Garampani
stones are also available.
i.e. from Khorangma to Gorampani which
Industry : Cement factories, saw-mills
are exploited by Assam Mineral
etc. are the private
Development Corporation, Guwahati. The
organized
sector
Dima Hasao (North Cachar Hills)
main user of the limestone is the cement
industries in the district.
factories located at Umrongso.
There are four Cement
Area
: 4,888sq km
Carbonaceous shale is available in Bagha
Plants in this district.
Total population
: 2,13,529
area. Good quality of limestone, low in
Also, NEEPCO has
Male
: 1,10,566
magnesia and suitable for cement
established Kopili Hydel
Female
: 1,02,963
manufacturing is also available. The major
Project at Umrongso
Sex Ratio
: 931 females
rivers like Kopili, Jatinga, Diyung and
which produces sizable
per 1000 males
Langting are rich in minor minerals like
quantity of electricity.
Literacy Rate
: 78.99%
stones, gravels, sand etc. and are extracted
Apart from these,
Male
: 85.34%
for construction of Roads, Building etc.
weaving
is
also
Female
: 72.15%
Medium Scale Enterprise in Dima
considered to be a
Density
: 44 persons
Hasao DistrictList of the units in &
household industry in this
per sq km.
nearby area
district. Large areas
District Head quarter : Haflong
(1) M/S Vinay Cement Ltd,Umrangsoo (2)
have been covered by Eri
Sub Division
: Haflong
M/S SCLCement Ltd,Umrangsoo (3)M/s
& Mulbarry farm.
& Maibong
RCL Cement Ltd,Umrangsoo (4) NECEM
Mines and Minerals
Important places
: Haflong, Maibong, Mahur, : The region has rich
Cement LtdUmrangsoo (5) M/s
Garampani, Jatinga.
Umrangsaoo Cement Ltd. Major
deposits of important
exportable item : Cement & Bamboo.
minerals some of which
Major mineral : Coal and lime stone.
are being commercially exploited while
Some horticultural crops
potential of other is yet too be prospected.
cultivation, viz. pineapple, orange, papaya
– Business Positive Bureau
and banana occupies a vital role in
agricultural economy of the district.
Winter paddy cultivation in flat
lands mostly in river valleys is done only
in Rabi season. Efforts have been made
by the departments of Agriculture, Soil
conservation and Irrigation to boost up
Country’s largest car maker Maruti Suzuki plans to expand its presence in rural
the agricultural economy by some
and remote parts of North East as it expects “rapid growth” in this region over the
modern methods. Though economic
next 3-4 years. The company, which first opened its outlet in North East 30 years
impact of Jhumming can not be ruled out
ago at a time of rolling out its first car in the country, currently sells an average of
at present, it has many drawbacks. It
3,000 vehicles every month in the region. “North East market has always been
turns the hill slopes barren by soil erosion
very important for Maruti Suzuki...We believe that there is huge opportunity in
and it is less productive and does not
rural areas of North East states, besides the major cities,” Maruti Suzuki India
commensurate with time, labour and
(MSI) Chief Operating Officer (Marketing and Sales) Mayank Pareek told.
investment. Keeping this in view some
Currently, this region contributes around 4 per cent to the total domestic
private sector and some public sector
volume of MSI and it is “significant considering the socio-geographical nature of
undertaking has taken up Coffee and
the region”, he added. Asked about growth expectations from the region, Pareek
Rubber cultivation in different localities
said: “We are very confident that this share will only rise in coming years as North
of the district. Some Agro-based
East offers vast potential. The region is expected to grow rapidly over the next 3industries are being established so that
4 years. However, putting a number to that will not be prudent.”
cultivators become interested to new
types of cultivation that feed industries.
Farming : Livestock and Poultry occupy
an important place in the rural economy.
Buffalo, pig etc are the most common
livestock animals while hen and duck
comprise the poultry birds.
Forestry : The major forest products
consists of timber, cane, bamboo etc.
Other minor forest products include
Agar, Chalmugra etc. Boulders and
either as a single crop or sometimes as
mixed crop along with Maize, Zinger,
Turmeric, Chillies and Vegetables etc.
MARUTI TO EXPAND DEALER
NETWORK IN REMOTE AREAS
11
BUSINESS POSITIVE
September-2013

15. A Visionary
Philanthropist
Moni Manik Gogoi
H e has dreams in his heart, vision in
the eyes, determination in the mind, and
love for the people in the soul and above
all, he has devotion towards the
upliftment of the humankind. He dreams
of a world of peace and prosperity,
togetherness and harmony where there
is no cast, creed, religion etc. ‘Love’, the
most powerful and supreme word in this
world, he believes. As a visionary, he
greatly emphasizes on the issue of
‘sustainability’, the utmost
necessity for the upcoming
generations, which is our
fundamental commitment
towards a better and secured
world of tomorrow.
Moni Manik Gogoi was
born in the year 1971 in a remote
village of Dibrugarh district.
Having been motivated by the
freedom struggle of Cuba and
Vietnam, inspired by the
communism ideology, he left
home, and joined in the armed
struggle for a sovereign state.
He was of the view that the
keys to all the problems of the
commoners lie in the freedom
of the land. After 10 years of
self-exile, he returned to the
main stream of the society and
started his life afresh. He
realized that the freedom of
people is possible only if the
economic condition of them can
be strengthened.
Since then he devoted
himself in the various social works and
extended his endeavour to agricultural
field in and around his locality, which could
rightly be termed as green revolution. He
has been associated with institution of
the Shalmari Digholiya Yuvak Sangha,
Bhadreswar Gogoi Memorial Library,
Tingkhang Sukumar Kala- Kendra,
and many more other social organizations
of these kinds. He is the man behind the
establishment of Mahendra Gogoi
Sishu Udyan in collaboration with Oil
India Ltd. and pioneered Tingkhang
Aanchalik Gramya Krira Samaroh.
Today Mr. Gogoi is successful in
bringing a positive change in the society.
At the initial stage, he choose agriculture
be the field from where revolution could
be started. He not only encouraged the
people to indulge in agriculture but also
took active part himself and led them to
a radical change in their livelihoods. Now
a day, people are cultivating in more than
hundrend acres of land and producing
vegetables, grains etc. to a great extent.
Noteworthy to mention that the then
Public Relationship Officer, OIL,
Mr. Prasanta Barkakati
extended his full support and
assistance to Mr. Gogoi in
accomplishing the task. Gatishil
Krishi Farm, a model institution
is a brainchild of Mr. Gogoi under
the banner of which the
agricultural activities are being
performed. Roopantor, a joint
scheme of OIL and SIRD in
collaboration with the State Rural
Development Institution,
Duliajan was aimed at fecilitating
new areas of work in order to
BUSINESS POSITIVE
September-2013
12

16. create employment opportunities to the
skilled and trained people; needless to
mention Mr. Gogoi had tremendous
contribution in effectively implementing
the scheme. He was given the
responsibilty of ‘Fecilitator’ of the
Programme, some 1600 Aatmasahayak
Got were formed at his initiative.
Apart from this, Mr. Gogoi has
great contribution in the development of
healthcare facilities in his native place.
He is the man behind the establishment
of the 30 beded Nahoroni Rural
Hospital as First Referral Unit (FRU)
and Tingkhang Health sub-center or
Dispensary.
Sasoni Merbil Eco-Tourism
Project a dream plan to fortify the Assam
tourism is a pet project of Mr. Gogoi.
Assam being the hotspot for tourists
having enormous tourism prospects
situated at the foothills of the great
Himalayan range has been drawing
attention of the travelers since time
immemorial. Stretched out like a soaring
bird, Assam is synonymous with unspoiled
natural beauty, teeming wildlife,
immaculate tea gardens, stupendous
biodiversity and warm, beautiful people.
Merbil, small river-island located in
Tinsukia District is a paradise unexplored
encompassed with dense forest and hot
biodiversity. Mr. Gogoi could realize the
potential of the place as a tourists’
destination at the right moment and left
no stone unturned to make the dream
come true. Today this undergoing project
is being assisted and aided by the State
Government along with Oil India Ltd and
some other social organizations. The
active participation of the local community
and their all round assistance is an added
and must needed exertion to the endevor.
The prime attractions of the dream project
would be thrilling experience of boating, 8
beautiful cottages amid nature, emporium
for cottage industry products, birds’ park,
etc. The project under the supervision of
Mr. Gogoi promises to be an enduring
contribution to the tourism sector of
Assam. Apart from this, Mr. Gogoi is a
proletarian writer and a fluent painter.
‘Aashahoto Hridoyor Jui’, a book on
13
BUSINESS POSITIVE
poetry is written by him. Moreover, a
book named ‘OILor Samaj Kalyan aru
Roopantoror Sopun’ was published in
his editorship.
Mr. Gogoi received many awards
as recognition of his contribution to the
society which include- Chief Minister’s
Best Community Action Award, 2005;
Young Achiever’s Award, 2007 by OIL
etc. He is the receipient of the Pottery
Vocational Award, 2011-12.
Here we present an exclusive
interview of Mr. Gogoi :B.P. : People are very desperate to see
you in politics. What do you say?
M.M.G. : I am not interested to work
for the development of people through
parliamentary democratic system. I am
here in this world with an urge to do
something good for the society. To
continue my work for the people in their
camaraderie is what I want. Politics is
not a business of ours.
B.P. : Phylosophy of Life?
M.M.G. : I would mention just one thing
life is a mirror. If you are in love with
your life, you will be generously enriched
with the same. Honesty, Love and Tend
to work good is my policy to live life.
B.P. : Future Assam in your opinion?
M.M.G. : ‘Sasoni Merbil Eco Tourism
Project’ is a small inititive from our end
in the Assam Tourism Field. I personally
believe that the state has enough
Tourism potentials and prospects, which
alone has the ability to boost up the
economy of the state.
B.P. : Are you satisfied with the
Panchayatiraj System in the present
scenerio?
M.M.G. : In my opinion, this is the best
system having democratic value given
by the constitution through proper
implementation of which welfare of the
society can be achieved at the
grassroot level.
B.P. : Your secret to come across
despair!
M.M.G. : Truly speaking, I do not feel
despair. They who know how to cherish
the beauty of life never go gloomy face.
I cherish the life.
– Business Positive Bureau, Duliajan
September-2013
New Tax
Administrative
Reform commission
for the country
The central government is going to
set up a tax administration reform
panel to review application of tax
policies and laws in the country. The
Union Cabinet chaired by PM Dr
Monmohan Sing approved the
proposal of setting up of the new body
called the Tax Administration
Reform Commission.
“The commission will review
the application of tax policies and tax
laws in India in the context of global
best practices and recommend
measures to strengthen the capacity
of the tax system in India that
would reflect the best global
practices” said an official statement
released after the Cabinet meeting.
It also added-The Commission will
help in removing the ambiguity in
application of tax policy and tax
laws, thereby establishing a stable
tax regime and a non-adversarial
tax
administration.
The
Commission will facilitate an
efficient tax administrative system
that would enhance the tax base as
well as tax payer base.’’
The commission will consist
of a chairman, two full-time
members and four part-time
members of whom at least two parttime members will be from the
private sector. The Chairman will
be an eminent person having wide
experiences of tax administration
and policy making. Full time
members of the commission will be
one member each with a
background in revenue service
pertaining to Income Tax and
Central Excise and Customs
respectively, the statement said.
– Business Positive Bureau, Delhi

17. COMPLAINTS
AGAINST
BANKS INCREASING
RBI Ombudsman reveals
T he number of complaints received by the office of the
cards, ATM and internet Banking after exhausting the
Banking Ombudsman for the North Eastern region is
available channel with the bank concerned for redressal of
increasing gradually with the office registering 807 cases
his/her grievances. In addition a customer would also be able
during 2012-13 against 708 cases during previous year,
to lodge a complaint against the bank for its non-adherence
recording a nearly 14% increase. ATM-cum-debit card and
to the provisions of the Fair Practice code for lenders or the
credit card releated complaints top the list of the complaints
Code of Bank’s commitment to customers issued by the
received by the office with 184 such cases during 2012-13,
Banking Code and Standards Board of India (BCSBI).
followed by 152 cases under the ‘failure of commitment’
Most of the cases of banking ombudsman were
segment and 107 cases releated to general loans. Anand
lodged in Assam during the Year 2011-12 and 2012-13, with
Prakash, Banking Ombudsman for Northeast told it. He
other state of the region still registering a very small number
informed to ‘BUSINESSS POSITIVE’ that the Banking
of cases. In 2012-13, 617 cases against the Banking services
were lodged in Assam, whereas there were 536 such cases
Ombudsman Scheme (BOS) was introduced on June 14, 1995
by the bank. Due to changing level of expectations of the
in the state during the previous year.
customers of various banks and the range of products offered
In the Year 2012-13, 379 cases were against the SBI
group, 271 cases were against other
by these banks, the Scheme
has undergone extensive
Anyone can now directly lodge nationalised Bank and 109 cases were against
changes in June 2002 (BOS
the private sector Banks.
their bank related complaint at
VISION
2002) and December
boguwahati@rbi.org.in and
2005(BOS 2006). BOS 2002
To provide an inexpensive, transparent and
introduce
“Review
credible mechanism ensuring fair treatment for
also can get detail on banking
common persons utilizing banking services.
Authority” and “Arbitration
ombudsman schemes at
and Conciliation Procedure”
GOALS
www.rbi.org.in/commonman.
in to the provisions of the
# To enable customer facilitation and
Scheme. While augmenting
protection through redressal of grievance of
the scope of the scheme BOS 2006 removed the above two
users of banking services in the states of Arunachal
major additions in BOS 2002. The BOS 2006 brought in the
Pradesh, Assam Manipur , Meghalaya Mizoram, Nagaland
concept of “Appellate Authority” and made the entire
and Tripura in an inexpensive, expeditious, Fair reasonable
Mechanism the responsibility of Reserve Bank of India. In
and hassle-free manner that will provide impetus to
May 2007 the scheme was amended further to enable any
improved customer services in the Banking sector on a
person aggrieved by an Award or rejection of a complaint for
continuous basis. # To provide valuable feedback to
reasons stipulated under the Scheme, to make an appeal to
Reserve Bank of India towards framing of appropriate
the Appellate Authority. The Scheme underwent more changes
and timely regulations and guidelines to bring transparency,
in February 2009 whereby Reserve Bank of India has
improve the level of customer service in Banks and to
widened the scope, to improve deficiencies arising out of
strengthen their internal grievance redressal system. # To
Internet Banking. Under the amended Scheme, a customer
take appropriate measures to enhance the awareness of
can now complain to the Banking Ombudsman against the
the Banking Ombudsman Scheme.
deficiencies in almost any banking service including credit
– Business Positive Bureau
BUSINESS POSITIVE
September-2013
14

18. Success story
An
Entrepreneurial
Breakthrough in
First Aid Business
With a determination of sailing against the waves, Suman Sarkar after completing
his MBA from Tezpur University last year, rejected his campus placement in
TCIL and decided to pursue his dream project imiAID- now, a company which is
revolutionizing the concept of first aid kits with its patented products.
The journey started after Suman won a B-plan competition held in Asian
School of Business Management in Orissa. Although such ignitions generally end
with the competition itself, but he decided to keep the fire alive and went ahead to
patent his product during MBA itself. The product was a breath-taking concept in
which he developed one time use first aid kit containing antiseptic lotion, cotton,
antibiotic cream and a band aid in a size of pen drive shaped container. The product
is semi-automatic and enables a person to operate his wound in less than 60 seconds.
The pen drive kit is not yet launched. After passing
out from Tezpur University, he along with his
childhood friend Rahul Das, who also incidentally
is from Tezpur University, Anwar Hussain , Mrinal
Kumar Das and Rajiv Daga got together to give
the product its destiny. Mr. Rajiv, who is also the
owner of Adarsh Plastics had boosted this young
energetic group financially and also with his own
share of experience. ImiAID, presently is
concentrating on its patented pocket size first aid
kit, which they believe every individual must have
them in their pockets. Starting from normal band
aids and lotions, it contains unique items like
cleansing wipe, gauge swab etc. The kit contains 21items and can be carried almost
anywhere and anytime. To make the kit available to the all class of society, the box
is affordably priced at Rs 120/-. Currently, imiAID is not venturing into retail sector
and is concentrating with corporate clients, schools, hotels and government bodies.
Within a short span since its existence, it has served
Lafarge etc. with their first aid needs. Worthy to
be mentioned, apart from its pocket size kit, it also
manufactures large first aid kits and customizes
according to need of the clients. imiAID is the only
producer of first aid kits in entire northeast, with
his numerous innovative products.
imiAID can be contacted at www.imiaid.com
and also at team@imiaid.com, Ph.+919706453135
– Business Positive Bureau
15
BUSINESS POSITIVE
September-2013
Dazzle in the rich colours that capture
the allure of Hollywood glamour with
Oriflame More by Demi range of
Lipstick and Nail Polish. Extending its
association with Hollywood diva, Demi
Moore, Oriflame is proud to launch in
India its premium colour cosmetics
collection under one of the world’s
most charming and recognizable
Hollywood actresses. A bold
concoction of colour and style,
Oriflame More by Demi Lipstick and
Nail Polish is a must have range for
all the style divas.
Oriflame’s first ever premium
lipstick with click closure feature for
easy application, the lipstick is available
in five fantasy shades of Hollywood
Oriflame Presents
More by Demi
Lipstick and Nail
Polish Range
Red, Coral Red, Pink Drama, Cherry
Delight, and Daring Brown. Smear
your nails in the bold and rich colours
of Oriflame More by Demi Nail Polish.
With its high gloss finish and bright
obsessive shades, the nail paints bring
the world at your fingertips.
Built to resist colour fade,
Oriflame More by Demi Nail Polish
is available in six lasting shades of
Hollywood Red, Drama, Forbidden
Burgundy, Black Red, Daring Brown
and Tea Rose.

19. M
yshopbazzar.com, a leading ecommerce player in India announces
the launch of a beauty pageant
“Myshopbazzar.com Ms. India and
Mr. India 2013”. As its Corporate
Social Responsibility,
Myshopbazzar.com works for the
cause of Save Electricity, Go Green
(Save Plants, Save Earth) & Save
Water in a move towards sustainable
development of the country. This
contest is a step ahead in creating
awareness about these issues.
Mr. Shakti Anand, a famous TV
actor has been roped in as the brand
ambassador for the pageant. The most
fascinating feature of this contest is
that anyone living in any corner of the
country can participate online in the
screening stages from the comforts of
their home. Also, this is probably the
only beauty pageant where the age
group for participation is 18-35 years.
Another fascinating feature of this
contest is that a person’s marital status
is not a factor in the screening
process. Thus, this contest is a
fantastic opportunity for hidden talents
across India to participate and live their
dream of winning a beauty
pageant. The contest consists of six
stages. The first three stages consist of
objective type questionnaires on topics
like Current Affairs, Hollywood &
Indian Film industry, IQ assessment
etc. The contestants will answer these
questionnaires on
www.myshopbazzar.com. In the fourth
stage, the participants will submit their
‘Myshopbazzar.com
Ms. India and Mr. India 2013’
two minute videos where they will talk
about themselves. On the basis of this,
50 contestants will be shortlisted. These
shortlisted 50 candidates will
then move on to the
penultimate 5th stage which
will consist of a subjective
type questionnaire where 10
questions on different topics
will be put to the contestants
and they will be required to
provide answers in 500
words. At the end of this
stage, 10 candidates for Ms.
India title and 10 candidates
for Mr. India title will be
shortlisted based on the points
that each candidate scores in this stage.
The final 20 candidates shortlisted by
the jury and Myshopbazzar.com will
then be called for the mega event
which is to be held on 19th October,
2013 at Siri Fort Auditorium, New
Delhi. The finalists will be required to
participate in various activities like
Group Discussion, Fashion Show,
Dance Performance, QuestionAnswer session with the jury etc.
Jury members will award points to the
contestants for each activity. Apart
from Ms. India and Mr. India titles,
twelve other sub-titles would also be
awarded. More information is
available at http://
www.myshopbazzar.com. Connect
with Myshopbazzar at https://
www.facebook.com/myshopbazzar
– Business Positive Bureau, Delhi
BlackBerry, the global leader in wireless innovation has decided to expand
its dealer network in the North-East India. The region has been a major
market for the mobile companies over the years and hence, BlackBerry would
take steps to tap this vast market. In an interview with Business Positive Mr
Prasenjit Sen, Director-Channel Sales of BlackBerry India said, “We have
seen raising demands for BlackBerry Phone’s in this north-eastern part of
India. Our market share is around 4.5 percent in this region, but considering
the demands for the BlackBerry products we are targeting 10 percent market
share during this financial year. We will increase our presence in small
towns.”Mr. Sen informed that the company has decided to increase the
existing dealer network from 120 to 200 in this region. All total BlackBerry
has 5000 retail points spread across the country. The high official of the
company revealed that BlackBerry would introduce some new schemes in
coming Puja season. However he declined to divulge more in this regard.
Off course he said, “It will be a surprise package for the customers. We
will introduce a new range of product in the market soon.”
BlackBerry
eyes the
NE market
BUSINESS POSITIVE
September-2013
16

20. ECONOMY OF BTAD
The Bodoland movement again
revived with a great force for a
separate Bodoland after the
declaration of Telengana. The
Bodo people, all the Bodo
organizations are demanding a
separate state, i.e, Bodoland ,
covering total 73 tribal blocks and
belts of the state, mostly predominated by Bodo community
spreading from Sadiya to Sonkosh.
BUSINESS POSITIVE respects their
demands and aspiration. As
economic viability could never by
ignored, we try analyse the
economic scenerio of BTAD.
Economy of Kokrajhar
The economy of Kokrajhar district is
based on agriculture with 80 % of the
population directly engaged in
agricultural activities. The district has
89782 ha or nearly 25% is net cropped
area. Of the net cropped area, 18392
ha is irrigated of the geographical area
of the district.
Chakrashila Wildlife Sanctuary : It
is a wildlife sanctuary falling under
Dhubri and Kokrajhar districts of
Assam. It is famous for the Golden
Langur and is the second protected
habitat for Golden Langur in India.
Chakrashila Hill was first declared as
reserve forest in 1966 and on July 14,
1994 it was recognized with the status
of sanctuary by the Government of
Assam. It covers an area of 45.568 km2
(4556.8 hectares).
Banks : Central Bank Of India, State
Bank Of India (SBI), Union Bank Of
India (UBI), UCO Bank, Allahabad
Bank. There is an Eri cultivitation and
Eri weaving centre in Kokrajhar.
Economy of Chirang
The main source of economy of the
district is agriculture. Soil is fertile and
suitable for cultivation of various crops.
More than 70% of the population is
directly involved in agriculture as their
livelihood. Rice is the major crop of the
district which takes up 62% and 38%
of cropped area during Kharif and Rabi
seasons respectively. Other important
A brief overview of the Industrial scenario of Baksa
TYPE OF INDUSTRY
UNITS
INVESTMENT
EMPLOYMENT
(Lakh Rs.)
Agro based
Ready-made garments
& embroidery
Wood/wooden based
furniture
Engineering units
Repairing & servicing
Others
17
28
98.50387
140
13
25.86065
65
12
24
10
137
35.03300
41.32000
41.32000
909.20935
96
168
80
1113
BUSINESS POSITIVE
September-2013
crops of the district are wheat, grape
& mustard, jute, black gram, sesame,
sugarcane, Rabi and Kharif vegetables,
potato, ginger, turmeric, coconut, areca
nut, pineapple, banana, citrus, black
pepper, jackfruit, lemon, etc. Sericulture
also plays an important role as the
subsidiary income source in the offagricultural season.
Industry : Bongaigaon Refinery (IOCL),
Carbon/Coke Factory, A new Iron
manufacturing Unit is coming up in the
district, A Cold storage Unit is also under
operation in the district, Gas
manufacturing Unit, Champamathi Hayen
Mini Hydro-Electric Prower project.
Economy of Udalguri
The economy of udalguri is mainly
dependent on agriculture. There is no
any Large Industry or mineral resources
in the district. The main agriculture
products of the district are Paddy,
Mustured, potato etc. Off course tea is
onother major agriculture product of
the District. Ther are total 25 tea gardens
in Udalguri viz. Chandana T.E, Tata Tea
Limited/Hatigarh T.E, Panery T. E,
Bhutiachang T.E, Corramore T.E,
Majuli T.E, Orang T.E, Mazbat T.E,
Lamabari T.E
Dhansiri Irrigation Project
(Major) is a run off river project
envisages construction of Head work
across the river Dhansiri about 500 m

21. D/S of the confluence point of river
Jampani originates from Bhutan hill and
river Bhairabi comming out from
Arunachal Pradesh hiss. The Project
aimed to provide assured Irrigation to
an area of 41.683 Hect The Project has
also the provision of power generation
of total 20 MW capacity out of 5 No.
falls of each 9.0M. drop. The famous
Orang National Park And Bornodi
sanctuary are situated in this district.
Economy of Baksa
Like other Districts of BTAD the
Economy of this District is mainly
dependent on agriculture. The primary
agricultural products are paddy,
mustard, sugarcane potato vegetables
etc. Almost 80% of the work force
engage in cultivation. Mushalpur is the
district headquarter and hub for trade
and commerce. But there are no such
big industries or mineral resources in the
District. A portion of the famous Manas
National Park is also located in this
District. The other important and
mentionable place is of Baksa District
are Kokilabari reserve , Tamulpur,
Goreswar, Boroma etc.
Potential for new MSMEs : Food
Processing, Steel Furniture & Steel
Fabrication, Traditional Garments,
Agarbatti & Candle manufacturing,
Cattle & Poultry Food, Food
Preservation
– Business Positive Bureau
Fixed Deposits turn into “Freedom Deposits”
IDBI Bank offers
Higher Rates of Interest
I
DBI Bank has merged some of the maturity buckets and increased the
Rate of Interest therein for Bank’s Domestic Retail Term Deposits (defined
as deposits up to less than Rs.1 crore). Considering the unique feature of
“higher return with no penalty for premature withdrawal along with assured
liquidity”, these Retail Term Deposits have been rechristened as “Freedom
Deposits”. The revised interest rates would be effective from August 16, 2013.
The revised rates on the Bank’s Retail Term Deposits, effective from
August 16, 2013, are as under:
Resident Term Domestic Deposits/NRO for deposit upto less than Rs.1 Crore
Tenor
Interest Rate (% p.a.)
15-45 days
6.00
46 days to 200 days
8.50
201 days to 1 year
8.75
1 year 1 day to 5 years
9.00
>5 yrs-7 yrs
8.75
>7 yrs – 20 yrs
8.50
However, there is no change in additional interest payable to Senior Citizens,
as well as in the rate of interest on Suvidha Tax Saving Deposit and Recurring
Deposit. The interest rates for Senior Citizens are 0.50% higher for deposits
from 201 days up to 20 years, including Tax Saving Deposits, as detailed
below:
Senior Citizen Interest Rates for deposit upto less than Rs.1 Crore
Tenor
Interest Rate (% p.a.)
15 – 45 days
6.00
46 days to 200 days
8.50
201 days to 1 year
9.258.25
1 year 1 day to 5 years
9.509.15
>5 yrs-7 yrs
9.25
>7 yrs – 20 yrs
9.009.75
Tenure
1 Yr – 15 months
>15 months - 5 yrs
>5 yrs-7 yrs
>7 yrs – 10 yrs
Recurring Deposit
Normal (% p.a.)
Senior Citizen (% p.a.)
8.75
9.25
9.00
9.50
8.75
9.25
8.50
9.00
IDBI Bank is the youngest, new generation public sector universal bank
that rides on a cutting edge Core Banking Information Technology platform.
This enables the Bank to offer personalized banking and financial solutions
to its clients through its 1113 branches and 1,856 ATMs. The Bank has an
aggregate balance sheet size of Rs.2, 87,790 crore and total business of
Rs.3, 62,222 crore as on June 30, 2013. IDBI Bank’s operations during the
Quarter ended June 30, 2013 resulted in a net profit of Rs.307 Crore.
– Business Positive Bureau
BUSINESS POSITIVE
September-2013
18

22. The NE is a vast potential market : Takashina
Buoyed by Nikon’s response from Indian market, Nikon has
decided to increase its presence in Tier-II and Tier-III cities
in the country. The North East has emerged as vast potential
market for the imaging technology giant. In the words of Mr.
Hiroshi Takashina, Managing Director of Nikon India Private
limited, “The Northeast India is a vast potential market sector.
We have witnessed a significant growth in the NE market
and we want to keep the growth momentum intact. Our
market share in compact camera segment is around 30 percent
while in D-SLR segment the figure is 55 percent in the Northeast market. As this region has been a key market for us we are planning to
open more dealer points in NE during the current financial year.” Already the
company has opened its COOLPIX zones in all the major cities of NE and the
country as well. The COOLPIX zone showcases the entire range of Nikon
COOLPIX cameras and select range of D-SLR Camera to the customers.
‘Health with every
meal’ - Oleev Active
shows the new way!
Modi Naturals Ltd., one of India’s leading
companies in FMCG Industry, has
recently launched a new variant in the
Healthy Oil category –‘Oleev Active’ in
Guwahati. Oleev
Active is a unique
blend of Olive Oil
and Rice Bran Oil
especially created
to fulfill the
demands
of
modern lifestyle.
Rich in nutrients, Oleev Active gives the
benefits of Olive oil for everyday Indian
cooking. It reduces production of bad
cholesterol in blood and
prevents lifestyle diseases
like diabetes, heart
ailments, obesity and
cancer
without
compromising on the taste
of the meals. Moreover,
the absorption of oil is less
with Oleev Active thus
making the food lighter,
healthier and tastier.
19
BUSINESS POSITIVE
Mahindra honours dealers
across India
Mahindra First Choice Wheels Ltd. (MFCWL),
recently honoured its dealers from across the
country at its annual Dealer Performance
Excellence Awards 2013 held in Mumbai. Anand
Mahindra, Chairman and Managing Director, Mahindra Group, graced the occasion,
along with Rajeev Dubey, President (Group HR, Corporate Services and AfterMarket) & Member of the Group Executive Board, Mahindra & Mahindra Ltd.
and Nagendra Palle, CEO, Mahindra First Choice Wheels Ltd. This year, MFCWL
celebrated its F13 performance with 21 dealers who qualified for 25 awards in 7
categories. In light of aggressive growth in the network and volume, these awards
are testimony to the high performance delivered by MFCWL dealers across India.
The 21 dealers received awards in several categories, including Highest Retail
Sales Volumes, Warranty Excellence, Certification Excellence, Best Customer
Satisfaction and National X-Mart Performance. AutoMaxx, Thane was adjudged
the Best Dealer overall, with Focuz Car Mart, Kochi and Auto Leads, Kathua in
second and third place, respectively. Aside from awards for the Top 3 All India
dealers, there were also awards for various zones. “My congratulations to all
those who have received awards. The fact that Mahindra First Choice Wheels
has outperformed the new car market in terms of
growth is testimony to the hard work and
commitment of our dealers through the years” said
Anand Mahindra, Chairman and Managing Director,
Mahindra Group. Today, in India, it is estimated
that used car sales outstrip the sales of new cars
by a factor of 1.2:1. The used car market is
projected to grow at a 22% CAGR to a level of
close to 8 million units by FY17. At this size, it
would be 1.8 times the new car market which would
still be lower than the used car to new car ratio in
other developed geographies like the US and Europe.
September-2013