Want to buy a car for the first time? Not sure where to start? Start here at Oxmoor Ford Lincoln! We have the best secondary financing department that specializes in no credit car loans and there are additional incentives that may be available to you on new Ford or Lincoln vehicles. Call us today at 888-431-7087 to see how we can help you with your first car or apply online at www.oxmoorflm.com.

1. Oxmoor Ford Lincoln can help!
Auto loans for people with little or no credit history are available at Oxmoor Ford Lincoln in
Louisville KY. We work with some of the leading auto buying financial institutes which are
assisting those who need first time auto loans. We are located at 100 Oxmoor Lane and our
Special Financing department is headed up by Betty Aldridge. You may have heard of Betty who
is often referred to as “Bad Credit Betty” because of her unique talent in selecting lending
institutes for each special financing need.
Can I get financed if I am a first time car buyer?
No matter what your profile is, we can help. First time auto buyers, (teenagers, college students,
immigrants, etc) may encounter some obstacles on the path to owning their first car. Since you
are applying for a loan with no previous history and no established credit score it may be a tiring
venture. Oxmoor Ford Lincoln can help people who have good, fair, bad, or no previous
repayment history, as well as with people who have zero or no money down. There also may be
additional assistance available to first time auto buyers especially on new Ford or Lincoln
vehicles.
Explore your options!
With the current market for car loans it is truly a “buyer’s market” and it could not be a better
time to get a great deal on your first car loan. We have helped hundreds of thousands of people
get the vehicle they need for everyday life at a great price. By applying for a first time auto loan
with Oxmoor Ford Lincoln we can show you what is available and what you qualify for. Our
finance managers review thousands of credit reports so we know what it takes to get yourself in
the right place for future purchases. Please feel free to visit our contact form for any questions
you may have or to schedule an appointment to meet with one of our helpful finance managers.
Keep in mind no matter where you go…
Whether you choose Oxmoor Ford Lincoln for your first vehicle purchase or another dealer keep
this in mind when you are looking for your first vehicle, don’t buy more than you can afford.
One of the most important things for you to remember during the buying process is your budget.
You may qualify for one amount but only purchase the amount you can afford. Many dealers
will not make sure you are comfortable with your monthly payment so it is up to you. Make sure
that you are not overextending yourself! Pace yourself on your first auto loan because adjusting
your life to a new debt is difficult. A big factor in how many people end up with bad credit is
taking on a loan they could not really afford.
Also keep in mind that even if you are tempted to take on a loan alone, it may be beneficial for
you to have a co-signer. Sometimes with a co-signer first time auto buyers are able to get a better
rates which will also help with your payment amount and qualifying amount. Anything that is
going to get you more for less you should always consider, even if it is not what you initially
wanted to do. Many young car buyers feel like it is better to “do it on my own” and feel more
independent taking on the responsibility alone. Just remember that saving money does not make
you less of an adult and in fact shows you are much more educated about your purchases.
Buying your first car?
To see if Oxmoor Ford Lincoln can help you, visit our bad credit auto loans pre-approval form,
as well as our auto finance question contact page if you have specific questions about credit
problems or credit issues.