This document provides guidance on important documents to check when buying an apartment, property in resale, or independent house. It advises buyers to check approvals, payments receipts, builder agreements, and completion certificates. It also recommends verifying property details match what was promised and registering ownership within 3-6 months of possession. For legal issues with developers or property disputes, the document outlines options like police complaints, consumer courts, and civil lawsuits, noting civil suits can take 2 or more years.

1. Buying an
apartment/
independent
house?

2. Apartment- Documents you need to
check
• Check all the approvals/permission/original
approved master plan of the project before
investing.
• Give all payments by cheque & take
receipts.
• Builder buyer agreement is generally
executed after builder receives 20% of
B.S.P.

3. • On the offer of possession ask for
completion certificate from the
Developer. Developer is not
authorized to offer you possession
unless he gets the completion
certificate from the authority.
• On offer of possession letter don’t pay
the balance blindly. First go and check
the flat you have got v/s what you
were promised.
• Registry of the property should be
done within 3-6 months of taking the
possession.

4. Buying a property in resale?
• Original Builder Buyer agreement signed with the Developer.
• Receipts of all payments made to Developer.
• Cross check the authenticity of Builder buyer agreement with the builders
office before making any payments to the seller.
• Status of the project.

5. Independent House-
Documents you need to check
• Original chain of papers.
• Documents related to revenue
records/mutation.
• Check the pendency of any utility
bills(electricity bills, water bills etc.)
• Exact seller details as per the original sale
deed.

6. Legal Trouble ?... With the Developer…
• Delivery or any other issues with the
Developer
In case of cheating /excess demand/
late delivery/quality issues with the
Developer you can opt for filing
complaints which are criminal or civil in
nature at forums like Police Station,
Complaint to the magistrate, Consumer
courts at District/State/national Forum.

7. Property issues within
family/landlord-tenant
dispute/illegal possession….?
• For majority of the reliefs prayed from
the Civil court, Court fees which can vary
from as low as 2-10% of the Cost of the
property has to be deposited in the Court
to initiate the legal proceeding. The Civil
suit can take any where between a
minimum of 2- Unknown number of
years.

8. • In case of emergencies like creation of 3rd party interest etc. by
the person in possession of the property the
complainant/petitioner should pray for immediate stay/status
quo.
• In Case your civil case has been pending for years or slow in pace you
can file an application in the Court concerned for early hearing.