Vietnamese are said to love cash. Rather than having the steady long-term planning, it is said that they spend their money for today. Let us see how much they save and how they make investment, through our quantitative survey

1. Your sub-title here
Vietnamese money saving
Love for cash. 49% have used the loan service

2. Survey information
• Vietnamese money saving
• 506 Vietnamese of male / female between 20 – 49 years
old
• August, 2015

3. Executive Summary
• 33% save less than 20,000,000VND and 28% does not have
saving
• 26% saves money as cash while 18% changes it into gold
• 33% saves money for children and its education, 28% for
housing
• 49% have used loan services including 7% of regular users.
Singles use the service for the reimbursement while married
is for housing

4. Panelist profile
Single Married
with
kids
Married
without
kids
Others
Married status
22%
29%
33%
9%
7%
3%
Age
0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
Location

5. Monthly income
19%
31%
24%
14%
7%
3%
1%
2%
< 3M VND
3 - 5M VND
5 - 7,5M VND
7,5MVND - 10M
VND
10 - 15M VND
15M VND - 20M
VND
20M VND - 25M
VND
> 25 M VND
Individual
12%
13%
17%
23%
15%
6%
5%
3%
2%
4%
< 5M VND
5 - 7,5M VND
7,5 - 10M VND
10 - 15M VND
15 - 20M VND
20 - 25M VND
25 - 30M VND
30 - 40M VND
40 - 50M VND
> 50M VND
Household

6. How much do you save currently?
33% save less than 20,000,000VND and 28%
does not have saving
28%
33%
14%
10%
6%
3%
1%
1%
3%
I don't have any savings
Lower than 20,000,000 VND
20,000,001 VND - 50,000,000 VND
50,000,001 VND - 100,000,000 VND
101,000,001 VND - 300,000,000 VND
300,000,001 - 500,000,000 VND
501,000,000 - 800,000,000 VND
800,000,001 - 1,000,000,000 VND
More than 1,000,000,001 VND

7. How much do you save currently?
68% of single personnel does not have saving
24%
29%
16%
11%
8%
5%
2%
2%
3%
32%
37%
12%
9%
4%
2%
0%
1%
3%
I don't have any savings
Lower than 20,000,000 VND
20,000,001 VND - 50,000,000 VND
50,000,001 VND - 100,000,000 VND
101,000,001 VND - 300,000,000 VND
300,000,001 - 500,000,000 VND
501,000,000 - 800,000,000 VND
800,000,001 - 1,000,000,000 VND
More than 1,000,000,001 VND
独身者 既婚者

8. How do you save your money?
60%
26%
18%
8% 7% 5% 4% 4% 3% 3% 3% 5%
26% save is as cash while 18% changes it into gold

9. What do you save your money for?
9%
16%
17%
22%
25%
28%
33%
44%
Others
To buy a car
For travel
To start own business
For the life when i get older
To buy a house / house reform
Children education
Just in case
33% save it for children, 28% for housing

10. About loan services
49% have used loan services including 7% of regular
users
11%
3%
7%
8%
15%
16%
18%
21%
26%
30%
Others
Entertainment
Wedding / Ceremony
Travel
Hospital / Operations
Children education
Living cost
Buying a car
Reimburse money
Housing
What do you use the loan service
for?
No
51%
Have you ever used money
loan services?
Yes, I use when
Necessary 42%
Yes, I regularly
use 7%

11. About loan services
57%
36%
7%
47% 47%
No Yes, I use when
necessary
Yes, I regularly
use
By married status
独身 既婚者
North has higher ratio of using loan services
57%
39%
4%
42%
48%
No Yes, I use when
necessary
Yes, I regularly
use
By area
South North

12. About loan services
11%
20%
10%
1%
5%
38%
12%
13%
20%
26%
11%
4%
5%
6%
9%
19%
20%
22%
22%
28%
Others
Living cost
Travel
Entertainment
Wedding / Ceremony
Housing
Hospital / Operations
Children education
Buying a car
Reimburse money
独身者 既婚者
Singles use the service for the reimbursement while
married is for housing

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