This calculator will provide a quick estimation of what your monthly payments may be, based on your loan amount and rate. This calculator is based on the rate being fixed to maturity. A loan not on a fixed rate could change at repricing.

1. American Ag Finance

3. Lines of Credit Loans
1. In additional to agricultural or property loans, we also offer lines of credit.
2. All lines of credit are secured by real estate with first lien position required.
3. The current rate for this type of loan is 2.95% with 50% loan to value.
4. Lines of credit require a 10-year commitment with interest only payment
semi-annually.
5. They are available even for absentee owners.
6. Loan reduction and unlimited withdrawal are also offered within our lines of
credit programs.
7. If you decide to begin the loan application process, American Ag offers our
customers

4. Product & Services
Agricultural Loans
1. Farmers and agricultural landowners are important.
2. we genuinely appreciate the value the agricultural industry
brings to our nation.
3. Farming and ranching is hard work, and in times of unyielding
weather and struggling economies, the challenges are even
greater.
4. Our goal is to assist in any way we can when it comes to financing
– making the process easier for you.
5. so you can focus on your day-to-day operations.
6. Agricultural loans are available for farms, ranches, hobby farms,
and county side estates.

5. Equestrian Facilities Loans
1. When obtaining farm property loans, many companies fail to include equestrian
facilities in the list of properties they provide loans to.
2. American Ag Finance is set apart from other companies because we don’t exclude
equestrian facilities and welcome boarding, training, or personal horse properties of all
disciplines.
3. These loans currently have a 70% loan to value and are eligible for properties with a
minimum of 5 acres.
4. There is no maximum loan amount or acreage amount.
5. If there is a home located on the property, both the house and land values may be
used in the price appraisal. Second homes also qualify.
6. It is not necessary that the property owner resides on the property.
7. As with all of our loan programs, a credit score of at least 680 is needed to qualify.
8. Equestrian facilities loans are available in all 50 states.

6. FSA Guarantee Loans
1. FSA guaranteed loans provide lenders .
2. Banks Farm Credit System institutions, credit unions with a guarantee of up to 95
percent of the loss of principal and interest on a loan.
3. Farmers and ranchers apply to an agricultural lender, which then arranges for the
guarantee.
4. The FSA guarantee permits lenders to make agricultural credit available to farmers
who do not meet the lender’s normal underwriting criteria.
5 . FSA guaranteed loans are for both Farm Ownership and Operating purposes.

7. County Side Estates
1. In additional to agricultural or property loans.
2. we also offer county side estate loans.
3. In this loan program, both the value of the house as well as the land
property can be used in the appraisal.
4. Equestrian facilities are welcome and absentee owners qualify, meaning the
owner does not have to reside on the property.
5. Second homes also qualify with any land or property requiring a minimum
of 10 acres.
6. There is no maximum acreage.
7. These loans are available in most states with a 70% loan to value, with nine
states at 60% loan to value.
8. As with all of our loans, a credit score minimum of 680 is required to qualify.

8. Mortgage Loan Calculator
1. This calculator will provide a quick estimation of what
your monthly payments may be, based on your loan
amount and rate.
2. This calculator is based on the rate being fixed to maturity.
3. A loan not on a fixed rate could change at repricing.
4. Be sure to consult a financial professional prior to relying
on the results.

9. Contact Us
American Ag Finance
6500 W. 132nd Terr.
Leawood, KS 66209
Phone: (913) 549-3776
Fax: (913) 273-0560
Email: norm@americanagfinance.com
Fore More Information