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Spending Habit among Malaysian 
This questionnaire is based on an ongoing mini-research project about Malaysian student’s spending 
habits. The purpose is to provide an overall profile for spending habit among Malaysian (Malay, Chinese, 
and Indian). 
Section A: 
Age: 18-23 24-28 29-32 33-35 
Sex: Male Female 
Race: Malay Chinese Indian Non-Malay Bumiputra 
Discipline: Engineering Sciences Management & HR 
Section B: 
1. What is your source of income? 
 Educational loan 
 Parents 
 Saving 
 Sponsorship 
 Scholarship 
 Other (………………) 
2. What is the amount of money do you receive every semester? 
 RM1500 - RM2000 
 RM2001 – RM2500 
 RM3001 – RM3500 
 RM3501 - RM4000 
 RM2501 - RM3000 
 More than RM4001
Section C: Budgeting practice 
Please justify your level of agreement based on the statements below and according to your 
practice in managing cash. 
1 = Always 2 = Often 3 = Sometimes 4 = Never 
Example 
Preferences/Values 1 2 3 4 
I do budget planning/preparation either written or electronic 
Preferences/Values 1 2 3 4 
I do budget planning/preparation either written or electronic 
I planned but did not record (such as preparing some amount 
of money for specific purposes: saving and entertainment) 
Committed to budget planned 
Price comparison 
Kept receipts and bills 
Record expenses 
I spend within my budget 
Section D: Spending habit 
A: Please choose the amount of money, which describe your monthly spending the most. 
Where [1= less than RM100], [2 = RM150 – RM300], [3 = RM301 – 450], [4 = RM451 – 
RM600] 
[5 = More than RM601] 
Daily expense Amount Spent monthly 
1 2 3 4 5 
Study materials (such as stationeries, lecture notes, 
printing …) 
Food and beverages 
Daily needs (such as detergent, transport,..) 
Beauty products
Periodic Expense 1 2 3 4 5 
Books 
Clothing and Accessories 
Entertainment and Leisure 
Gadget (such as hand phone and MP3) 
Saving 
B: Range your spending habit from 1 being the most and 7 bing the least choose N/A if the 
option is not applicable for you 
Items 1 2 3 4 5 6 7 N/A 
Study materials (such as stationeries, 
lecture notes, printing …) 
Saving 
Books and Magazine 
Entertainment and Leisure 
Transport 
Bill (e.g phone bills and top up) 
Food 
Shopping (e.g. Clothes, accessories, 
shoes, etc…)
Section E: Effect of Price and Brand 
Please choose the answer to the statement that best fit you 
Preferences/Values Yes No 
The lower price products are usually my choice. 
I look carefully to find the best value for my money 
I postpone my shopping until during sales period 
I compare prices between shops before buying a product 
I carefully watch what I spend while shopping 
I prefer to buy known national brands. 
The popular international brands are my choice. 
The more expansive brands are usually good choices. 
I prefer buying bestselling brands. 
Fashion and attractive style is very important for me. 
Thank You

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Questionnair

  • 1. Spending Habit among Malaysian This questionnaire is based on an ongoing mini-research project about Malaysian student’s spending habits. The purpose is to provide an overall profile for spending habit among Malaysian (Malay, Chinese, and Indian). Section A: Age: 18-23 24-28 29-32 33-35 Sex: Male Female Race: Malay Chinese Indian Non-Malay Bumiputra Discipline: Engineering Sciences Management & HR Section B: 1. What is your source of income? Educational loan Parents Saving Sponsorship Scholarship Other (………………) 2. What is the amount of money do you receive every semester? RM1500 - RM2000 RM2001 – RM2500 RM3001 – RM3500 RM3501 - RM4000 RM2501 - RM3000 More than RM4001
  • 2. Section C: Budgeting practice Please justify your level of agreement based on the statements below and according to your practice in managing cash. 1 = Always 2 = Often 3 = Sometimes 4 = Never Example Preferences/Values 1 2 3 4 I do budget planning/preparation either written or electronic Preferences/Values 1 2 3 4 I do budget planning/preparation either written or electronic I planned but did not record (such as preparing some amount of money for specific purposes: saving and entertainment) Committed to budget planned Price comparison Kept receipts and bills Record expenses I spend within my budget Section D: Spending habit A: Please choose the amount of money, which describe your monthly spending the most. Where [1= less than RM100], [2 = RM150 – RM300], [3 = RM301 – 450], [4 = RM451 – RM600] [5 = More than RM601] Daily expense Amount Spent monthly 1 2 3 4 5 Study materials (such as stationeries, lecture notes, printing …) Food and beverages Daily needs (such as detergent, transport,..) Beauty products
  • 3. Periodic Expense 1 2 3 4 5 Books Clothing and Accessories Entertainment and Leisure Gadget (such as hand phone and MP3) Saving B: Range your spending habit from 1 being the most and 7 bing the least choose N/A if the option is not applicable for you Items 1 2 3 4 5 6 7 N/A Study materials (such as stationeries, lecture notes, printing …) Saving Books and Magazine Entertainment and Leisure Transport Bill (e.g phone bills and top up) Food Shopping (e.g. Clothes, accessories, shoes, etc…)
  • 4. Section E: Effect of Price and Brand Please choose the answer to the statement that best fit you Preferences/Values Yes No The lower price products are usually my choice. I look carefully to find the best value for my money I postpone my shopping until during sales period I compare prices between shops before buying a product I carefully watch what I spend while shopping I prefer to buy known national brands. The popular international brands are my choice. The more expansive brands are usually good choices. I prefer buying bestselling brands. Fashion and attractive style is very important for me. Thank You