1. Alok Kumar Mishra ADDRESS
Nirabai sankul Wing-B
Email: - alok_vatsya@ rediffmail.com Flat No.-208, Gurudatt Nagar
Indian, Male, single Virar (East), Maharashtra-400103
Date of Birth: 31/12/1984 Mobile No. - 9029633387
Career Objective
• To utilize and expand knowledge in the field of Finance, Accounts, Information and
Technology, and to implement concept and ideas in daily working and grow as Centre Head
of organization and to be a Preferred Corporate Professional and lead in accomplishment of
Business Objectives.
Strengths
• Sincerity, Time Management and Self Confidence.
Key Skill Sets
• Experience and knowledge of Internal Audit Functions and Management Advisory Services.
• Good understanding and knowledge of Accounting principles and systems.
• Good knowledge base in Finance, Accounting, Taxation.
• Working under a totally computerized environment having ERP package and Internet for
inter office communication.
• Sound understanding of administration & strong quantitative and conceptual abilities.
• Success at motivating staff through clear communication and outstanding organizational
skills and providing excellent management of workload.
• Proficient in MS Excel, MS Word, Internet, SAP, Tally9, other general purpose software.
• IFRS, HGB, IAS, US GAAP, Basel I,II and III.
Work Experience
1. Accounts, Costing, Budgeting, MIS, Audit and Projects:-
 Formulate Budgets in tune with organizational objectives and profitability norms.
 Preparing MIS and reassessing the same in terms of purpose served by the same time to
time.
 Direct Cost and revenue Analysis. Common cost Allocation and Ratio Analysis.
 Analysis of Financial and Income Statement.
 MIS preparation like Age analysis of debtors, Blocked funds, Variations analysis, Liability
status of the company, project Analysis etc.
 Developing and implementing sound efficient policies, procedure for accounts and MIS.
 Presentation of various data to the management in accordance with their requirements for
decision making.
 Supervision and co-ordination for monthly, quarterly and annual accounts.
 Costing for various products as per Cost accounting rule 1991.
2. Financial Reporting
 Preparation, analysis and reconciliation of Financial Statement and Income Statement as
per local (HGB) and International GAAP (IFRS) for PBC.
 Balance sheet Substantiation and Commentaries.
 Accruals preparation and postings.
 Hedge Accounting.
For internal use only

2.  Financial Disclosure Preparation.
 Cost Allocation.
 Accruals preparation and postings.
3. Finance Planning:-
 Planning and Monitoring of funds for optimum use of the same.
 Follow up with Marketing Department even with debtors for early realization
of fund.
 Preparations of Flash Report for PBC Products.
 Preparing of CMA Data, Stock Statement, MSOD, QIS-I, II, & III for
submission to the Bank.
 Preparation of Country packs for operational reviews.
 Follow up with AD for FIRC Endorsement. Preparation of Wire Transfer
Message and Schedule.
 Funds Management- Investing in Fixed Deposits, Mutual Funds etc.
4. Financial Analysis
 Preparation of MIS and Commentaries for various PBC product such as Deposit, Credit
products, Mortgages, Insurance and Investments etc.
 Global Direct and Indirect Cost Analysis and commentaries.
 Analyses the Financial Statement and Income Statement and commentaries for the same.
 Analysis of Fixed Overhead Cost by preparing Fixed Overhead Budget Department Wise,
Internal Order Wise, Head Wise, Cost Centre wise and follow up manual to compliance
with the Budget.
 Variations Analysis of Direct Cost, Cost Centre wise Line of Business wise
 LOB Wise Revenue Analysis.
 FTE Analysis.
 Profit Centre and Cost Centre Monitoring.
 Cash Monitoring.
 Preparation of MIS report on Revenues and Direct Cost such as Commission and Fees etc.
 Preparation of MIS on Various product of Business.
 Preparations of Flash Report for Various Products.
5) Risk Reporting.
 RWA calculation, analysis and commentaries.
 Alternate Assets reporting and Analysis.
 Economic capital calculation and analysis.
 Basel Reporting.
 Maintain a thorough understanding of Basel III capital requirements and regulatory
reporting requirements
 Perform duties involved with the preparation of Risk Based Capital ratios calculation for
the PBC with a focus on the counterparty credit risk weighted assets and specific market
risk weighted assets in base case and stress scenario.
 Perform reconciliations and ensure the consistency of the exposure between the
Accounting and the Risk systems for the calculation of counterparty credit and specific
market risk weighted assets.
For internal use only

3. 6) Statutory, Regulatory and Tax Reporting
 Monthly, quarterly, and annual returns of STPI.
 Assist in obtaining new/renewal of STPI licenses and enhancement of capital
good exemption limits.
 Drive service tax refund process.
 Preparation of various tax returns like service tax, VAT and Excise.
 Preparing Anti Dumping and Anti Subsidy Reply for EU.
 Monthly export forms (Softex) filed with STPI.
 Basel & BaFin reporting.
7 Assets Liability Management.
 Interest rate sensitivities Analysis.
 Measure Interest Rate Risk (IRR) sensitivity of Net Interest Income (NII) and Economic
Value (EV).
 IRR profile analyses and ALCO reports and financial performance to senior management
compare, test and evaluate modeling assumptions.
 Measured the current and forecasted rate risk exposure to manage interest rate risk and
income stability.
 Compared and back-tested actual results to forecasts. Analyzed and explained variances to
forecasts..
 PVO1 calculation and Analysis.
 VAR Preparation and Analysis. (Variance covariance methods and Monte Carlo method.)
 ALM Performance calculation and analysis.
 Securitization process.
 Assets Liability Gap analysis.
 Curve Gap analysis such as EONIA vs. EURIBOR / Bloomberg.
 Bucketing for PBC product and their analysis.
 Liquidity premium calculation and their analysis.
 Positing effect analysis due to interest rate sensitivies.
 Greeks calculation.
 Vola analysis.
 Declaration of Hedge Relationships.
 Reconciliation of reporting results with Finance
Details of Employment
Period Name of Company Designation Reporting to
January 2007 –
August 2008
Bhansali Precisions
Components
Account- Assistant Accounts Manager
Jan-2010 –March
2011
Bhansali Bright Bars Pvt Ltd
(Accounts and
Finance Executive)
Executive Director-
Finance
April-11-December
2012
JP Morgan Services India Pvt
Ltd.
Analyst Vice President
May-12-to till Date DBOI Senior Analyst Team Manager
For internal use only

4. Job Responsibilities in Present Company (DBOI):-
1. Interest rate sensitivities Analysis.
2. Prepare IRR profile analyses and ALCO reports and financial performance to senior
management compare, test and evaluate modeling assumptions.
3. Measured the current and forecasted rate risk exposure to manage interest rate risk and
income stability.
4. Analyzed actual financial performance relative to forecast. Explained variances due to
rates and volume.
5. Produced interest rate sensitivity risk profile reports for the bank and subsidiaries.
6. PVO1 calculation and Analysis.
7. Monitored liquidity levels and reported to senior management, regulators and the Board
of Directors.
8. VAR Preparation and Analysis. (Variance covariance methods and Monte Carlo method.)
9. ALM Performance calculation and analysis.
10. Securitization process.
11. Assets Liability Gap analysis.
12. Curve Gap analysis such as EONIA vs. EURIBOR / Bloomberg.
13. Bucketing for PBC product and their analysis.
14. Liquidity premium calculation and their analysis.
15. Positing effect analysis due to interest rate sensitivies.
16. Greeks calculation.
17. Vola analysis.
18. Declaration of Hedge Relationships.
19. RWA calculation, analysis and commentaries.
20. Alternate Assets reporting and Analysis.
21. Economic capital calculation and analysis.
22. Basel Reporting.
23. Maintain a thorough understanding of Basel III capital requirements and regulatory
reporting requirements
24. Perform duties involved with the preparation of Risk Based Capital ratios calculation for
the PBC with a focus on the counterparty credit risk weighted assets and specific market risk
weighted assets in base case and stress scenario .
25. Perform reconciliations and ensure the consistency of the exposure between the
Accounting and the Risk systems for the calculation of counterparty credit and specific
market risk weighted assets.
26. Reconciliation of reporting results with Finance.
27. Preparation of MIS report on Investment and Insurance product.
28. Preparation of MIS report of Capital market product.
29. Countries wise Global Cost Analysis and commentaries.
30. Revenue Analysis from Various products such as loan Etc.
31. Securitization process.
32. KPI preparation for the team.
For internal use only

5. Academic Credentials
 B. Com (Accounts Hons.) from LNMU in 2006.
 MBA (Finance) From University of Pune in 2010
Computer Skills
Operating Systems Windows
Application Software MS Office (Word, Excel, PowerPoint, Access), Tally, SAP,
Essbase, GGL car and GGL rep +, Oracle, SAS, VBA.
Language Proficiency
• English, Hindi, Maithili, Deutsche/German A1.
Reference: -
Will be provided on demand.
Date: -07/07/2015 (Alok Kumar Mishra)
For internal use only

6. Academic Credentials
 B. Com (Accounts Hons.) from LNMU in 2006.
 MBA (Finance) From University of Pune in 2010
Computer Skills
Operating Systems Windows
Application Software MS Office (Word, Excel, PowerPoint, Access), Tally, SAP,
Essbase, GGL car and GGL rep +, Oracle, SAS, VBA.
Language Proficiency
• English, Hindi, Maithili, Deutsche/German A1.
Reference: -
Will be provided on demand.
Date: -07/07/2015 (Alok Kumar Mishra)
For internal use only