A good investing starts from a good counselling ! I strongly believe that the biggest ingredient in good advising is , motivation, planning and handholding. Go through the presentation to set your base for investments

2. Who are we ?
Financial
Planner
Investment
Executor

3. Our Credentials
 Registered private limited company run by professionals
 Established in 2004 with HO at Lucknow
 Currently among Top 200 MF distributors in India
 Duly Diligent with authorities – AMFI
 Fully certified staffs – both under counselling and servicing team
 Managing MF pool of more than 300 crores and Non MF assets of almost
same amount

4. Our business process
Plan
InvestTrack

5. MODULES OF INVESTMENT LEARNING
Planning / Estimations
Investing
Tracking / re balancing

6. About this session
 45 mins
 Educative in nature
 Focus on planning and process
 Motivational for both partners
“Thanks to the sponsor : ICICI Prudential
Mutual Fund”

7. We all know savings…..
 ..but very few know how to invest such savings ?
Watch this Video

8. EARN
save Invest
For Goal
1,2,3,4…
spend

9. EARN
save Invest
For Goal
1,2,3,4…
spend

10. EARN
save Invest
For Goal
1,2,3,4…
spend

11. EARN
save Invest
For Goal
1,2,3,4…
spend

12. EARN
save Invest
For Goal
1,2,3,4…
spend

13. Let’s start with Planning….
 Planning consists of :
 Identification of all Financial Goals in your upcoming life
cycle
 Extracting the Future Value of all such Financial Goals
 Assigning the Risk tag to all such Goals
 Allocating funds to achieve such future Goals

14. Goal Identification….

15. Goal Identification….

16. Let’s start with Planning….
 Planning consists of :
Identification of all Financial Goals in your
upcoming life cycle
Extracting the Future Value of all such Financial
Goals
Assigning the Risk tag to all such Goals
Allocating funds to achieve such future Goals

17. Present Value vs Future Value

18. Present Value vs Future Value

19. Present Value vs Future Value

20. Present Value vs Future Value

21. Present Value vs Future Value

22. Present Value vs Future Value

23. How to create and
record Goals ??
First Step

24. Let’s start with Planning….
 Planning consists of :
 Identification of all Financial Goals in your upcoming life
cycle
 Extracting the Future Value of all such Financial Goals
 Assigning the Risk tag to all such Goals
 Allocating funds to achieve such future Goals

25. RISK ASSIGNMENT
7% 30%

26. Investment Products Under different Risko
meter

27. Choosing a Risk is like choosing a Ride
 You will always feel happy till when it comes into
play
 A good ride can become bad ride if chosen wrongly
 Ride will not change its nature , you need to identify
your risk

28. What decides my Risk ?
My Future Financial requirements
My current Cash Flow

29. Let’s start with Planning….
 Planning consists of :
 Identification of all Financial Goals in your upcoming life cycle
 Extracting the Future Value of all such Financial Goals
 Assigning the Risk tag to all such Goals
 Allocating funds to achieve such future Goals

30. What decides my Risk ?
 My Future Financial requirements
 My current Cash Flow

31. What decides my Risk ?
My Future Financial requirements
My current Cash Flow

32. MODULES OF INVESTMENT LEARNING
 Planning / Estimations
 Investing
 Tracking / re balancing

33. TYPE OF FINANCIAL ASSETS
DEBT
EQUITY
FINANCIAL
ASSET

34. Debt Vs Equity = Lending Vs Participation
 If u know the business then participation is the best
route
 If u don’t know the business then lending is the best
route

35. Wealth destructors - Fear

36. Wealth destructors - Fear

37. Participation Benefits in past

38. A business need time to grow

39. So here comes the hero ……

40. Mutual Funds
MF
Debt Funds Hybrid Funds Equity Funds

41. Investment methods
Lumpsum
Recurring
Investment

42. In case of Lumpsum ‘t’ is important
A = P x (1 +r ) ^t
Invest in Debt Mutual Funds

43. Debt MF Vs FD : Example of ICICI
Prudential Regular Savings Fund

44. ICICI Prudential regular
Savings Fund

45. ICICI Prudential regular Savings
Fund

46. Ways to participate
 Lumpsum
 Recurring – Called as SIP

47. SIP – IS A WONDERFUL ROUTE TO
WEALTH !
 Minimum amount Rs 1000 per month
 Anytime withdrawal – full or partial
 Goal will decide the scheme
 Goal will decide the amount
 SIP works Best in Equity funds through power of
compounding
 Video

48. ICICI Prudential Focused Bluechip Fund

49. ICICI Prudential Value Discovery Fund

50. MODULES OF INVESTMENT LEARNING
 Planning / Estimations
 Investing
 Tracking / re balancing

51. Our tracking methods
 Goal mapped to investments
 Composite return target is fixed
 Quarterly evaluation. Email goes automatically
 Free mobile app is there – infirupee
 Free website access is there – infirupee.com
 Appointment based senior counselling or expert
advisory

54. Summing Up
Plan
InvestTrack

55. Counselling process
 Digital :
 On call through App and E mails
 Physical
 Office visiit or on appointment home meetings
 All goals are recorded
 All goals are mapped with actual investments
 All transactions done online through our platform

56. Safety : All on NSE platform

57. Fees and commissions
 Its in-built within the NAV
 Total charge by AMC is controlled by SEBI – 1.5 to 2.5% p.a
 Manufacturers pay us back from their fees on annual basis
“ We justify our commission through our ‘alpha ‘ : Last 10
years alpha is 6.5% p.a “

58. Thanks you for your patience
E mail : help@infirupee.com | Mobile : 9307218766 | Landline : 0522-4101666