10 Todas menos cules de las siguientes afirmaciones son v.pdf

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La Comisión Federal de Comercio hace cumplir su 'Regla de banderas rojas' y los tribunales han confirmado su autoridad para demandar a empresas con políticas de seguridad débiles que comprometen la privacidad del consumidor. Puede exigir a empresas que no protegen la privacidad del consumidor que mitiguen las pérdidas por robo de identidad. Sin embargo, no es el único responsable de hacer cumplir la Ley de Protección de la Privacidad del Consumidor.

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10. Todas menos cules de las siguientes afirmaciones son verdaderas sobre la Comisin Federal
de Comercio y la privacidad del consumidor?
R. Hace cumplir su "Regla de banderas rojas", segn la cual todas las "instituciones financieras" y
los "acreedores" deben establecer un programa escrito para prevenir el robo de identidad en sus
organizaciones.
B. Los tribunales han confirmado la autoridad de la Comisin para demandar a las empresas cuyas
polticas de seguridad laxas tienen como resultado que se comprometa la privacidad del
consumidor.
C. Puede exigir a las empresas que no protegen la privacidad del consumidor que mitiguen las
prdidas que puedan derivarse del robo de identidad.
D.Es el nico responsable de hacer cumplir la Ley de Proteccin de la Privacidad del Consumidor.
11. Andrew vendi una pintura a Henry alegando que era un Matisse original. Sin embargo,
Andrew haba comprado recientemente la pintura a un artista que se especializa en reproducir
maestros originales. Cuando Henry le mostr la pintura a un comerciante de arte, el comerciante
seal que era una falsificacin. Por lo tanto, Henry fue vctima de _____.
A.inconsciencia
B.fraude
C. tergiversacin negligente
D.calumnia
12. Segn la Ley de Facturacin Justa de Crdito (FCBA), cuando una "investigacin razonable"
determina que el estado de cuenta de la tarjeta de crdito era correcto y el consumidor contina
impugnndolo, cul de las siguientes opciones es falsa?
R. Se debe informar al consumidor quin recibi el informe de crdito que contiene la informacin de
morosidad.
B. Los consumidores agraviados no tienen derecho a demandar por daos y perjuicios.
C. El acreedor debe dar al consumidor 10 das para pagar el monto en disputa antes de iniciar los
procedimientos de cobro.
D. El acreedor puede reportar la factura a la oficina de crdito como morosa.

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