Guaranteed Approval Presentation

Any Home of Your Choice 10% Cash – FULL DISCLOSURE

Our Mission ,[object Object],[object Object],[object Object],[object Object]

PAY FAIR PRICE FOR SERVICES RENDERED Fixed Fee is the Equivalent of $75.85 Per Month on a $100,000 Home Short Term 1 yr or less Long Term Fee (1-7 years) is the Equivalent of $94.81 Mo.

MOST PEOPLE CANNOT QUALIFY FOR A LOAN 75% ,[object Object],[object Object]

MOST PEOPLE SPEND MORE THAN THEY EARN 95% ,[object Object],[object Object]

NO CREDIT GOOD CREDIT CHARGE OFF, RE-PO MEDICAL BILLS DIVORCE (50%) BUSINESS FAILURES (90%) LAW SUIT JUDGEMENTS IRS TAX LIENS BANKRUPTCY JOB LOSS BAD CREDIT NO MONEY PURE MISERY EMBARRASSMENT SHAME, SUFFERING TRY AGAIN KEEP TRYING NEW JOB OR BUSINESS NEW LIFE, WIFE GOOD INCOME SAVE MONEY TRY TO BUY A HOME 7 YEARS REJECTION 2nd CHANCE SUCCESS

SUB PRIME LOANS VARIABLE INTEREST RATE DOUBLE DIGIT RATE 3-6% PRE-PAYMENT PENALTY EXTRA HIGH CLOSING COST 4 DISCOUNT POINTS

APPROVALS - ALWAYS “SUBJECT TO CONDITIONS” THIS KIND OF APPROVAL IS MEANINGLESS CREDIT IS REVIEWED AGAIN BY THE UNDERWRITER THE DAY BEFORE CLOSING LAST MINUTE REJECTIONS ARE ROUTINE - FRUSTRATION, MESS, HOTELS, EXPENSIVE

WE GIVE YOU A CERTIFICATE OF GUARANTEED APPROVAL ,[object Object],[object Object],[object Object],[object Object]

OWNER FINANCING ,[object Object],[object Object]

LEASE/OPTION ,[object Object],[object Object],Individuals-5 Problems 1.D ivorce 2.Die 3.Bankrupt 4.Tax Lien 5.Fail to pay mortgage (OR A CONTRACT FOR DEED)

HOME BUYING, WHAT YOU SHOULD GET 100% APPRECIATION 100% EQUITY BUILD-UP 100% RIGHT TO BUY &SELL HOMESTEAD EXEMPTION 0% CHANCE OF LOSING YOUR HOME

TRUST vs INDIVIDUAL ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

WHAT IS REQUIRED FROM YOU ,[object Object],[object Object],[object Object],[object Object],The Certificate of Guaranteed Approval is good for 1 year.

TERMS ,[object Object],[object Object],[object Object],MAXIMUM TERM - 7 YEAR ANNUAL GOOD FAITH EFFORT TO REFI

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],ADVANTAGES

INVESTORS WITH STRONG CREDIT HELP BUYERS WITH POOR CREDIT RESULT: GUARANTEED APPROVAL NO CREDIT CHECK BANKRUPTCY OK TAX LIEN OK FORECLOSURE OK NO S.S.# OK NO GREENCARD OK NO CREDIT OK

WHY DOES THE INVESTOR RISK THEIR CREDIT? ,[object Object],[object Object],[object Object]

WHY DO THE INVESTORS HAVE A HIGH INTEREST RATE? ,[object Object],[object Object],[object Object]

[object Object],[object Object],MECHANICS OF A TRANSACTION CREDIT CHALLENGED BUYER Mortgage Company Investor Deed Trust Trustee 99% of the Beneficiary Interests Exclusive Right to Buy 1% Consent to Occupy Trust & Trustee Fee $750 ,[object Object],[object Object],[object Object],[object Object],Managing Agent

IMPORTANT TO UNDERSTAND TITLE IS HELD IN THE NAME OF THE TRUST YOU DO NOT HAVE A LOAN – THE INVESTOR DOES YOU CONTROL THE REAL ESTATE – YOU DON’T OWN IT

YOU HOLD ALL OF THE BENEFITS OF HOME OWNERSHIP 100% RIGHTS OF PURCHASE AND SALE 100% RIGHT OF OCCUPANCY 100% APPRECIATION 100% EQUITY BUILD UP 100% CHOICE

INVESTOR PAPER PROFIT $100,000 11.9% PAYMENT $1,020.92 $115,000 9.9% PAYMENT $1,000.72 Get New Loan 6.5% PAYMENT $ 632.07 YOU SAVE 5-10% BY BUYING NOW YOU SAVE 1-3% LESS DISCOUNT POINTS YOU SAVE 1% LOWER CLOSING COST YOU SAVE 3-6% NO PREPAYMENT PEALTY YOU SAME $ - NO PMI YOU GET PEACE OF MIND + 100% CHOICE 3% CREDIT TO GET A NEW LOAN WITHIN 12 MONTHS $12,000 FINANCED OVER 30 YEARS @ 6.5% = $75.85 The $75 is Off-Set By these Advantages $15,000 FINANCED OVER 30 YEARS IS 6.5% = $94.81 MONTH

INVESTOR WANTS YOU TO GET A NEW LOAN ASAP ,[object Object],[object Object],[object Object]

YOU WANT TO GET A NEW LOAN ASAP ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

PROCESS 1. PAY $500 FEE - Receive A Certificate of Guaranteed Approval Subject To Nothing Except 10% Cash ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

OVERVIEW OF CLOSING ,[object Object],[object Object],[object Object]

TOTAL CASH OUT OF POCKET ,[object Object],[object Object],[object Object],[object Object],NO SURPRISES!

Guaranteed Approval Presentation

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