Summary report of Vibewire's #Hack4FinancialInclusion. Held 25-27 May 2018, this social impact hackathon was designed to tackle the social, technical, cultural and behavioural challenges of Financial Exclusion.

1. #Hack4FinancialInclusion
Report, June 2018

3. Contents
1. Background
2. Financial Exclusion
Problem
3. Problem statements
4. Teams and ideas
5. Winners
6. Next steps
We believe young people should create,
not inherit the future.
Vibewire is the launchpad for young
changemakers.

4. Background
Vibewire in partnership with icare, NCOSS, Department of Finance, Services and
Innovation (DFSI), Minerva Collective and MnM Institute hosted
#Hack4FinancialInclusion on 25-27 May 2018.
Over 100 people participated in the hackathon including, coders, designers,
entrepreneurs and subject matter experts from Jewish House, Frollo, Aunty’s
House, Inside Out Aboriginal Justice Consultancy, NCRG (Northern Rivers
Community Gateway) and TechTree. As well as people with lived experience of
Financial Exclusion (past and present).
More than 50% of participants had never been to a hackathon before - and only a
small number of people had previously met. We were all swimming in uncharted
waters.
Over 36 hours, six teams formed and developed solutions that addressed the
key themes and problem statements.

5. Why are we hacking Financial Inclusion?
Financial inclusion improves financial capacity, capability, health and social well being,
which in turn results in an individual’s ability to generate income, budget and manage
finances allowing for an improved quality of life.
Economic modelling by Strategic Project Partners shows that if 7% of Australians who are
not financially included become included, it would lead to a reduction in government
spending of $2.6 billion. Financial exclusion typically impacts individuals who are:
● Indigenous Australians
● Sole parents
● Aged
● Homeless
● Victims of domestic violence
● Disabled
● Mentally ill
● From culturally and linguistically diverse backgrounds.
Problem we are solving

6. Problem Statements
NCOSS Challenge: Improving Financial Literacy - Especially for women and girls,
who have generally less access to opportunities to improve financial literacy
than men.
icare Challenge: Injured workers returning to work - Improving quality of life for
injured workers and enhancing their return to work prospects.
Inside Out Aboriginal Justice Consultancy Challenge: Cycle of incarceration
among Indigenous young people in juvenile justice - Lack of resources for
financial literacy education programs that incorporate culture as a protective
factor.
leep Challenge: Digital inclusion of older people - Connecting people to others to
teach them basic digital skills like texting etc.

7. Teams and Ideas
Dot Squared
Vinod Ralh
Problem you are solving:
Digital Inclusion of excluded groups e.g.
older people, mentally ill etc.
Dot Squared
Open-platform making the invisible visible
by measuring the essentials for life.

8. Teams and Ideas
Bunji (1st Place)
Ned Barnfield, Geoffrey Pidcock, Steve
Ng and Engramar Bollas
Problem you are solving:
Indigenous Financial Exclusion
Bunji
A recommendation app which drives
international tourists to local indigenous
businesses with the aim of driving more
money to these communities.
View Presentation

9. Teams and Ideas
Hustle Ninja
Victor S., Rachel Chan and Satish
Irudaya
Problem you are solving:
Improving Financial Literacy
Hustle Ninja
Gaming App which forges a fun path to
financial freedom!
View Presentation

10. Teams and Ideas
Empowered Squared
Laura Dang and Freya Whereat
Problem you are solving:
Improving quality of life for injured
workers
Empowered Squared
Enabling injured workers to take control
and agency over their personal documents
and data.
View Presentation

11. Teams and Ideas
You Do You (2nd Place)
Lyndelle De Guzman, Victoria Way and
Gina
Problem you are solving:
Improving Financial Literacy for women
and girls.
You Do You
A personalised education platform for
women aged between 18 and 24 which
aims to improve their financial literacy.
View Presentation

12. Teams and Ideas
$ecure (3rd Place)
Harshita Rajashekara, Camilla Kennedy,
Abhishek Bandyopadhyay, Tommy
Jackson
Problem you are solving:
Improving Financial Literacy for women
and girls.
$ecure
A community app which restricts spending
and encourages saving habits for young
women aged 18-30.
View presentation

13. NEXT STEPS
FOR WINNERS
INCUBATION
WHAT DID THEY WIN
Bunji 1st
+ $1,500 in cash
+ 3 months co-working space at Vibewire for up to
6 members (valued at $3000)
You Do You 2nd
+ Academy Xi $1,500 (Part time or Full time course
credit for the team to share or for one person)
+ Google Home Mini
$ecure 3rd
+ $50 JBHIFI voucher X 5
+ Google Chromecast

14. VIBEWIRE
Next Steps:
Working on a
Social Impact Incubator
Planning the next hackathon
events - Homelessness 2,
Employment, HacktheGAP
etc.

15. Vibewire is Australia's first skills gym designed to prep young people (aged 20-35) on how to hustle in 2030. We run intensive
skills workouts for you to exercise, challenge and push your enterprise, creative and technology skills working on real briefs
and problems.
We have incubated and supported over 100 creative, social and tech startups, and helped to launch the careers of over a
thousand young change makers since 2000.
Check us out on vibewire.org
About Vibewire

16. We couldn’t #Hack4FinancialInclusion without the support of our sponsors and partners who have all
gone above and beyond to help us reach deep into our communities to create connection and
change:

19. CONNECT WITH US
facebook.com/vibewire
instagram.com/vibewire
FOR MORE INFO
vibewire.org
meetup.com/Young-Entrepreneurs-Sydney