A highly motivated Finance graduate who is able to provide key analytical support to company managers. Ambitious and looking forward to playing a vital role in financial decision-making and adding significant value to a business. Skills 1. Experience in analyzing Balance Sheet, Income statement, cash flow statement, forecasting revenue and calculating free cash flow in order to evaluate real value (PV) of company. 2. Knowledge about benefit of different kinds of debts, hybrid equity, foreign investment in capital structure as well as associated risk and cost inclusive Beta of stock. 3. Uses, advantages as well as dis-advantages and cost of Derivatives. 4. Knowledge about structured product and financing. 5. Knowledge about currency and asset risk management, hedging, arbitrage, 6. Knowledge in financial modeling, presentation and allocation of asset depending risk aversion level of clients. 7. Clear understanding about IPO, LBO, Portfolio management etc. 8. Long term experience in doing Internal Auditing, Dealing with stakeholders, Developing quality of products, developing SOP and admin tasks. 9. Proficiency in Excel, Outlook, Powerpoint and Microsofot word. 10. Basic understanding about financial regulation. 11. Around 4 years of analytical and reporting experience.

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Upal Roy
Mob 0210 461 430, roy.upal@yahoo.com
New Zealand Permanent Resident
Career Objective
Working for Craig as it always seeks for ambitious and career-conscious candidate who believes in innovation
and achievement.
Areas of Knowledge and Expertise
 Experience in analyzing Balance Sheet, Income statement, cash flow statement,forecasting revenue
and calculating free cash flow in order to evaluate real value (PV) of company.
 Knowledge about benefit of different kinds of debts, hybrid equity, foreign investment in capital
structure as well as associated risk and cost inclusive Beta of stock.
 Uses,advantages as well as dis-advantages and cost of Derivatives.
 Knowledge about structured product and financing.
 Knowledge about currency and asset risk management, hedging, arbitrage,
 Knowledge in financial modeling, presentation and allocation of asset depending risk aversion level of
clients.
 Clear understanding about IPO,LBO, Portfolio management etc.
 Long term experience in doing Internal Auditing, Dealing with stakeholders, Developing quality of
products and admin tasks.
 Proficiency in Excel, Outlook, Powerpoint and Microsofot word.
 Basic understanding about financial regulation.
 Around 4 years of analytical and financial auditing as well as reporting experience.
 Good knowledge in analyzing return and risk of individual investment as well as allocation of fund in
order to obtain optimum return with minimum risk.
 Proficiency in converting complicated data into simple form as well as graphical presentation.
Education Summary
Master ofApplied Finance Mar 2015 – Dec 2016
Auckland University of Technology (AACSB accredited)
Core papers (average A in all major papers):

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 Financial Accounting
 Financial management
 International financial management
 Investment and risk management
 Financial modeling and analysis
 Corporate financial management
 Statistics
 Economics for Business
Graduate Diploma in International Business (Average B/ GPA 5/9) Sep 2008 – Aug 2009
Auckland Institute of Studies, Auckland
Bachelor ofScience in Hotel Management & Tourism – Front Office management major
IIAS,Calcutta, India. (Average 68.83%) April 2005- Mar 2008
Achievement
 Raised more than NZ$3000.00 for Cure Kids charity program, run by Accor Asia Pacific.
 Proposed thesis on capital structure and associated risk, uses of derivatives. Comparative studies in
between two financial assets (eg. ETF, Mutual fund).
Employment Summary
Customer Service Consultant Present
Bank ofNewZealand
Responsibilities:
 Dealing with customers and helping them to accomplish their day to day transactions accurately.
 Making customers aware about banking products and referrals sales.
 Helping branch manager to achieve goal.
 Managing risk associated with retail banking (KYC, transactional etc.).
Internship (Retail banking) November, 2015 – December, 2015
Bank ofNewZealand
Henderson Branch

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Team Leader October 2012 – July 2015
IBIS Budget Auckland Airport (managed by Accor Asia Pacific)
Responsibilities:
 Auditing day to day transactions, resolving any issues and preparing financial reports as well as helping
management to forecast quarterly revenue.
 Analyzing all sales data and summarizing them in order to make it meaningful and preparing flash report.
 Analyzing customer’s feedback and improving product (services) ongoing basis.
 Monitoring level of risk of approved credit and controlling bad debt.
Internal Auditor August- 2011- October- 2012
Novotel Auckland Airport (managed by Accor Asia Pacific)
Duty Manager/ Internal Auditor
Rendezvous Hotel, Auckland, NewZealand October-2010- August-2011
Hobbies
 Cricket and gym
 Strong interest in business affairs, specially related institutional finance and risk.
Referees:
Can be provided on request