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The impact of health care reform
        on immigrants

         Steven P. Wallace, PhD
      UCLA Center for Health Policy Research &
          UCLA School of Public Health
               swallace@ucla.edu
Percent Residents Born Abroad

                                                 36.4
                                               LA              36.1 35.6

                                          24.8
        CA 22.7                                                27.3   26.9
                         19.6     22.1                  26.3
  15     15.3                                   21.7
                18.4 13.5 10.7
                  19
                                 8.9      15.1
           13.4
 10.4 10.8      11.7 12.8 10.9                          11     12.4 12.5
                     8.8 7.5
 6.6 7.4 US                              6.2
                                                 8
                                 4.8
1900 1910 1920 1930 1940 1950 1970 1980 1990 2000 2005 2009


Source: U.S. Census and ACS
Age-adjusted total per capita
    health spending, 2008 dollars




Stimpson, Wilson, Eschbach, Health Affairs 2010.
doi: 10.1377/hlthaff.2009.0400
Odds ratios*, health care access vs.
U.S.-born Mexican Americas, CA
                                 1.28

    1.00 1.00 1.00                                                                            1.06
                                                                                                  1.00
                            0.82                       0.83                                0.83
                                      0.70         0.75                  0.700.73
                                                             0.52                   0.50




      US Born               Naturalized            Green card          Undocumented        US Born NL
     MexicanAm                                                                                white
                    Usual source of care                 MD visit            ED visit
* Adjusted for sex, marital status, health insurance, age, education, employment,
federal poverty level, location of residence, and self-reported health status.
Source: CHIS 2003 in Arch Intern Med, Vol 167, Nov 26, 2007, p 2354
No Usual Source of Care,
               California, 2009
                                                                       47.4%
                    43.4%               Insured      Uninsured
                                                   36.4%


                                                            21.6%


         7.7%                        9.0%



            US Born               Naturalized citizen            Noncitizen

Source: California Health Interview Survey, 2009
Percent Uninsured Ages 0-64,
              Calif. 2009
                                                           41.9%
            Mexican
                                                                 31.3%
            All others              25.2%

        14.8%                                      12.9%
                     11.9%



             US Born               Naturalized citizen      Noncitizen

Source: California Health Interview Survey, 2009
Uninsured in CA by
Documentation Status, 2005

           21.0%

              3.0%     Undoc adults
                       Undoc kids
                       Citizens/LPR


      76.0%
Most insurance from work,
              California 2009
                                    61.8%
        58.5%                                             Employment

                                                          Private purchased

                                                          32.3%


                      6.7%                         7.8%
                                                                  3.4%

             US Born               Naturalized citizen      Noncitizen

Source: California Health Interview Survey, 2009
Calif. any insurance 2008:
      Employed Mexican-born noncitizens ages 25-49
        73.9
                                                         288,449
                              65.3                                                                % insured

                                                                                                  # employed

                                                                             198,821

                   47.7                                                       48.6
                                            45.7                                       151,963
                                                                   143,157
                                                                                                  43.3     125,120
                                                                                        41.8

                                           83,291                                                           34.6
                  73,336     68,407                       32.8      33.6
      63,344
                                                                                                  51,339




      Prof-Exec    Sales      Admin       Priv HH-Prot     Sgv      Farm      Repair   Mach opr    Trans      Labor

                                                         Overall 42.7% have
Source: Current Population Survey, 2009
                                                         any coverage
Work coverage has declined:
           Employed all noncitizens in U.S. ages 25-49

                                      Percent with health insurance from job
     52.7
                 51.4
                              49.8
Percent




                                      46.8 46.9 46.9
                                                           45.3 46.1 44.8



      2000       2002          2003   2004   2005   2006   2007   2008   2009


Source: Current Population Survey
Work coverage has declined:
   Employed Mexican-born noncitizens in U.S., 25-49


     37.5 37.9 36.5
Percent




                                      32.3
                                             31.2 31.7            30.4
                                                           28.9          29.3



      2000       2002          2003   2004   2005   2006   2007   2008   2009


Source: Current Population Survey
CA work coverage declined:
                    Employed all noncitizens ages 25-49



    51.3
Percent




                              48.6
                 45.9                 45.8
                                                    43.4
                                             42            41.9 42.8
                                                                         38.5
     2000        2002          2003   2004   2005   2006   2007   2008   2009


Source: Current Population Survey
CA work coverage declined:
       Employed Mexican-born noncitizens ages 25-49



            40.4                    40.5
  percent




                     37.2                  36.3
                                                       33.2 32.2 32.8
                                                  31.8
                                                                              30

            2000      2002          2003   2004   2005   2006   2007   2008   2009


Source: Current Population Survey
Main Elements of the
Reform Legislation affecting
 Working-Age Population*



   *Most go into effect in 2014
Insurance Coverage

Will reduce uninsured from 48 million to
  21 million through :
• Employer mandate
• Individual mandate
• Medicaid (Medi-Cal) expansion
• + Community health center expansion
Coverage (Employer
           Mandate)
• Employers with more than 50 employees
  must provide coverage or pay penalty of
  $2000/employee.
   • Tax credit to small employers that pay
     at least 50% of health insurance costs;
     <25full-time workers
   • average annual wage < $50,000
Uninsured employees by company
    size & citizenship, Calif. 2009
                     50.9%
                                                                 US-born
                                                                 Naturalized
                                                                 Noncitizen
                                          26.7%
   20.5%        20.9%                                      21.6%
                                                   14.6% 12.9%             14.9%
                                    11.2%
                                 7.4%                               8.3%
                                                                       4.3%

                  1-49                 50-99           100-999          1000+
                                               Firm Size
Source: California Health Interview Survey, 2009
Coverage (2)

Individual mandate
• Everyone w/o employer insurance must
  buy coverage or pay a penalty
  ($700/individual, $2100/family), unless
  insurance cost exceeds 8% of income
• Income-based subsidies to uninsured
   • sliding scale up to 400% poverty level
% uninsured among Californians
<age 65 with incomes133-400% FPL
                                                             39.6%




                                                   19.0%
                    15.4%


                  8.7 million                 1.7 million   1.3 million


                   US-born                    Naturalized   Noncitizen

Source: California Health Interview Survey, 2009
Coverage (3)

• Medicaid (low-income coverage)
  expansion
   • everyone covered whose income is less
     than 133% of poverty level
   • eliminates link to families with
     children, i.e. singles & couples w/o
     kids will qualify
% uninsured among Californians
   <age 65 with incomes <133% FPL
                                                             43.8%


                                                   30.8%

                    20.8%



                  1 million                   273,000       1.1 million


                   US-born                    Naturalized   Noncitizen

Source: California Health Interview Survey, 2009
Health Insurers…
• Cannot turn away those w/a history of illness
• Cannot charge more to those w/a history of
  illness (older people can be charged maximum
  of 3 times that of younger person)
• Cannot terminate coverage
• Must renew coverage
• Return at least 80% of premiums in the form
  of health service benefits
                                    24
Other access issues
• Significant increase in funding for community
  health centers (primary care)




                                    25
8.5 Million in CA Use Clinics
as Usual Source of Care, 2009

         1717,
         20%
                          US-born
    1241,                 Naturalized
    15%                   Non-citizen
                 5,506,
                  65%
% using clinics among those with a usual
       source of medical care, Calif.
            79.2%
                                                                 insured   uninsured
  59.5%                             60.4%               57.6%
                            45.4%                                          41.9%
                                                     35.4%

                                                                     12.9%


Imm MexAm, in US Immg MexAm, in                       US Born      US Born NL White
    <10 yrs        US 10+ yrs                        MexicanAm

  Source: California Health Interview Survey, 2009
Other issues?
• Undocumented residents
• Mixed status families
• Definition of “emergency” for Medicaid
Senate bill p. 292
• (d) NO FEDERAL PAYMENTS FOR
  INDIVIDUALS NOT LAWFULLY
  PRESENT.—Nothing in this subtitle or the
  amendments made by this subtitle allows
  Federal payments, credits, or cost-sharing
  reductions for individuals who are not lawfully
  present in the United States.
Undocumented Immigrants,
 U.S. = 11.2 million, 2010
        State                  Estimated #
        California                      2,550,000
        Texas                           1,650,000
        Florida                           825,000
        New York                          625,000
        New Jersey                        550,000
        Illinois                          525,000
        Georgia                           425,000
        Arizona                           400,000
        North Carolina                    325,000
        Maryland                          275,000
        Washington                        230,000

   Source: http://pewhispanic.org/files/reports/133.pdf
Mixed status families complicate
   equitable health care, U.S.
Children of Mexican immigrants      Children of NonLatino immigrants
                   14.9%
                                        25.7%


                                                               47.1%
                            25.3%
    59.8%

                                          27.3%


         Citizen parents                    Citizen parents
         1-citizen parent                   1-citizen parent
         Noncitizen parents                 Noncitizen parents
Senate bill p. 126
• (c) APPLICATION OF EMERGENCY
  SERVICES LAWS.— Nothing in this Act shall
  be construed to relieve any health care
  provider from providing emergency services as
  required by State or Federal law, including
  section 1867 of the Social Security Act
  (popularly known as ‘‘EMTALA’’).
But each state defines “emergency” -
  Georgia does not cover dialysis
Adequate use of health care
• Availability – are services located in the
  community where immigrants live
• Accessibility – can immigrants afford the
  care; are the hours of service appropriate
• Acceptability – do the immigrants have
  confidence in the provider, can they
  communicate
Summary
• Health Care Reform (ACA) will greatly
  improve access to care to immigrants
   • More insured @ work, subsidies, Medicaid
   • Improved access to community health
     centers
   • Availability & acceptability changes
     unclear
• Undocumented immigrants remain vulnerable
To get your OWN data on immigrant health go
            to www.chis.ucla.edu

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The Impact of Health Care Reform on Immigrants

  • 1. The impact of health care reform on immigrants Steven P. Wallace, PhD UCLA Center for Health Policy Research & UCLA School of Public Health swallace@ucla.edu
  • 2. Percent Residents Born Abroad 36.4 LA 36.1 35.6 24.8 CA 22.7 27.3 26.9 19.6 22.1 26.3 15 15.3 21.7 18.4 13.5 10.7 19 8.9 15.1 13.4 10.4 10.8 11.7 12.8 10.9 11 12.4 12.5 8.8 7.5 6.6 7.4 US 6.2 8 4.8 1900 1910 1920 1930 1940 1950 1970 1980 1990 2000 2005 2009 Source: U.S. Census and ACS
  • 3. Age-adjusted total per capita health spending, 2008 dollars Stimpson, Wilson, Eschbach, Health Affairs 2010. doi: 10.1377/hlthaff.2009.0400
  • 4. Odds ratios*, health care access vs. U.S.-born Mexican Americas, CA 1.28 1.00 1.00 1.00 1.06 1.00 0.82 0.83 0.83 0.70 0.75 0.700.73 0.52 0.50 US Born Naturalized Green card Undocumented US Born NL MexicanAm white Usual source of care MD visit ED visit * Adjusted for sex, marital status, health insurance, age, education, employment, federal poverty level, location of residence, and self-reported health status. Source: CHIS 2003 in Arch Intern Med, Vol 167, Nov 26, 2007, p 2354
  • 5. No Usual Source of Care, California, 2009 47.4% 43.4% Insured Uninsured 36.4% 21.6% 7.7% 9.0% US Born Naturalized citizen Noncitizen Source: California Health Interview Survey, 2009
  • 6. Percent Uninsured Ages 0-64, Calif. 2009 41.9% Mexican 31.3% All others 25.2% 14.8% 12.9% 11.9% US Born Naturalized citizen Noncitizen Source: California Health Interview Survey, 2009
  • 7. Uninsured in CA by Documentation Status, 2005 21.0% 3.0% Undoc adults Undoc kids Citizens/LPR 76.0%
  • 8. Most insurance from work, California 2009 61.8% 58.5% Employment Private purchased 32.3% 6.7% 7.8% 3.4% US Born Naturalized citizen Noncitizen Source: California Health Interview Survey, 2009
  • 9. Calif. any insurance 2008: Employed Mexican-born noncitizens ages 25-49 73.9 288,449 65.3 % insured # employed 198,821 47.7 48.6 45.7 151,963 143,157 43.3 125,120 41.8 83,291 34.6 73,336 68,407 32.8 33.6 63,344 51,339 Prof-Exec Sales Admin Priv HH-Prot Sgv Farm Repair Mach opr Trans Labor Overall 42.7% have Source: Current Population Survey, 2009 any coverage
  • 10. Work coverage has declined: Employed all noncitizens in U.S. ages 25-49 Percent with health insurance from job 52.7 51.4 49.8 Percent 46.8 46.9 46.9 45.3 46.1 44.8 2000 2002 2003 2004 2005 2006 2007 2008 2009 Source: Current Population Survey
  • 11. Work coverage has declined: Employed Mexican-born noncitizens in U.S., 25-49 37.5 37.9 36.5 Percent 32.3 31.2 31.7 30.4 28.9 29.3 2000 2002 2003 2004 2005 2006 2007 2008 2009 Source: Current Population Survey
  • 12. CA work coverage declined: Employed all noncitizens ages 25-49 51.3 Percent 48.6 45.9 45.8 43.4 42 41.9 42.8 38.5 2000 2002 2003 2004 2005 2006 2007 2008 2009 Source: Current Population Survey
  • 13. CA work coverage declined: Employed Mexican-born noncitizens ages 25-49 40.4 40.5 percent 37.2 36.3 33.2 32.2 32.8 31.8 30 2000 2002 2003 2004 2005 2006 2007 2008 2009 Source: Current Population Survey
  • 14. Main Elements of the Reform Legislation affecting Working-Age Population* *Most go into effect in 2014
  • 15. Insurance Coverage Will reduce uninsured from 48 million to 21 million through : • Employer mandate • Individual mandate • Medicaid (Medi-Cal) expansion • + Community health center expansion
  • 16. Coverage (Employer Mandate) • Employers with more than 50 employees must provide coverage or pay penalty of $2000/employee. • Tax credit to small employers that pay at least 50% of health insurance costs; <25full-time workers • average annual wage < $50,000
  • 17. Uninsured employees by company size & citizenship, Calif. 2009 50.9% US-born Naturalized Noncitizen 26.7% 20.5% 20.9% 21.6% 14.6% 12.9% 14.9% 11.2% 7.4% 8.3% 4.3% 1-49 50-99 100-999 1000+ Firm Size Source: California Health Interview Survey, 2009
  • 18. Coverage (2) Individual mandate • Everyone w/o employer insurance must buy coverage or pay a penalty ($700/individual, $2100/family), unless insurance cost exceeds 8% of income • Income-based subsidies to uninsured • sliding scale up to 400% poverty level
  • 19. % uninsured among Californians <age 65 with incomes133-400% FPL 39.6% 19.0% 15.4% 8.7 million 1.7 million 1.3 million US-born Naturalized Noncitizen Source: California Health Interview Survey, 2009
  • 20. Coverage (3) • Medicaid (low-income coverage) expansion • everyone covered whose income is less than 133% of poverty level • eliminates link to families with children, i.e. singles & couples w/o kids will qualify
  • 21. % uninsured among Californians <age 65 with incomes <133% FPL 43.8% 30.8% 20.8% 1 million 273,000 1.1 million US-born Naturalized Noncitizen Source: California Health Interview Survey, 2009
  • 22. Health Insurers… • Cannot turn away those w/a history of illness • Cannot charge more to those w/a history of illness (older people can be charged maximum of 3 times that of younger person) • Cannot terminate coverage • Must renew coverage • Return at least 80% of premiums in the form of health service benefits 24
  • 23. Other access issues • Significant increase in funding for community health centers (primary care) 25
  • 24. 8.5 Million in CA Use Clinics as Usual Source of Care, 2009 1717, 20% US-born 1241, Naturalized 15% Non-citizen 5,506, 65%
  • 25. % using clinics among those with a usual source of medical care, Calif. 79.2% insured uninsured 59.5% 60.4% 57.6% 45.4% 41.9% 35.4% 12.9% Imm MexAm, in US Immg MexAm, in US Born US Born NL White <10 yrs US 10+ yrs MexicanAm Source: California Health Interview Survey, 2009
  • 26. Other issues? • Undocumented residents • Mixed status families • Definition of “emergency” for Medicaid
  • 27. Senate bill p. 292 • (d) NO FEDERAL PAYMENTS FOR INDIVIDUALS NOT LAWFULLY PRESENT.—Nothing in this subtitle or the amendments made by this subtitle allows Federal payments, credits, or cost-sharing reductions for individuals who are not lawfully present in the United States.
  • 28. Undocumented Immigrants, U.S. = 11.2 million, 2010 State Estimated # California 2,550,000 Texas 1,650,000 Florida 825,000 New York 625,000 New Jersey 550,000 Illinois 525,000 Georgia 425,000 Arizona 400,000 North Carolina 325,000 Maryland 275,000 Washington 230,000 Source: http://pewhispanic.org/files/reports/133.pdf
  • 29. Mixed status families complicate equitable health care, U.S. Children of Mexican immigrants Children of NonLatino immigrants 14.9% 25.7% 47.1% 25.3% 59.8% 27.3% Citizen parents Citizen parents 1-citizen parent 1-citizen parent Noncitizen parents Noncitizen parents
  • 30. Senate bill p. 126 • (c) APPLICATION OF EMERGENCY SERVICES LAWS.— Nothing in this Act shall be construed to relieve any health care provider from providing emergency services as required by State or Federal law, including section 1867 of the Social Security Act (popularly known as ‘‘EMTALA’’).
  • 31. But each state defines “emergency” - Georgia does not cover dialysis
  • 32. Adequate use of health care • Availability – are services located in the community where immigrants live • Accessibility – can immigrants afford the care; are the hours of service appropriate • Acceptability – do the immigrants have confidence in the provider, can they communicate
  • 33. Summary • Health Care Reform (ACA) will greatly improve access to care to immigrants • More insured @ work, subsidies, Medicaid • Improved access to community health centers • Availability & acceptability changes unclear • Undocumented immigrants remain vulnerable
  • 34. To get your OWN data on immigrant health go to www.chis.ucla.edu