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GROUP	
  1	
BIS613	
  Electronic	
  Payment	
  Systems	
HOW	
WORK?
G1	
 	
   	
   H I S T O R Y	
PayPal	
  was	
  founded	
  in	
  December	
  1998	
  by	
  	
  
Paypal	
  was	
  acquired	
  by	
  eBay	
  in	
  October	
  2002	
  	
  for	
  $1.5	
  billion.	
  
Peter	
  Thiel	
  Max	
  Levchin	
  
G1	
 	
   	
   	
   	
   	
   	
   	
   	
   	
   	
   	
   KEY	
   CONCEPT
G1	
 	
   	
   W H A T	
   I S	
   P A Y P A L ?	
  	
PayPal	
  is	
  a	
  secure,	
  safe	
  and	
  
reliable	
  method	
  of	
  making	
  payments	
  
over	
  the	
  Internet.	
  You	
  can	
  make	
  
payments	
  several	
  ways:	
  
  Pay	
  using	
  your	
  exisYng	
  PayPal	
  account	
  (funds	
  will	
  come	
  from	
  you	
  decide	
  -­‐	
  
your	
  credit/debit	
  card,	
  bank	
  account	
  or	
  PayPal	
  account.)	
  	
  
  Pay	
  using	
  Credit/Debit	
  Card	
  -­‐	
  Visa,	
  MasterCard,	
  American	
  Express,	
  Discover	
  	
  
G1	
 I S	
   P A Y P A L	
   S A F E	
   T O	
   U S E ?	
ProtecYon	
  for	
  
BUYERS	
  AND	
  SELLERS.	
  
Buying	
  safely	
  
  $0	
  Liability	
  
  Refunds	
  for	
  incorrect	
  orders	
  
  A	
  responsive	
  support	
  team
Selling	
  safely	
  
  Fraud	
  prevenYon	
  
  Seller	
  ProtecYon	
  on	
  eBay	
  
  Convenient	
  problem	
  resoluYon
G1	
 	
   P A Y P A L	
   	
   P A Y M E N T	
   F L O W
G1	
 F E E S	
   F O R	
   O N L I N E	
   P U R C H A S E S	
Monthly	
  Sales	
  Volume	
   Your	
  fee	
  per	
  transacYon	
  
0.00	
  THB	
  -­‐	
  108,000.00	
  THB	
 3.4%	
  +	
  11.00	
  THB	
108,000.01	
  THB	
  -­‐	
  360,000.00	
  THB	
 2.9%	
  +	
  11.00	
  THB	
360,000.01	
  THB	
  -­‐	
  3,600,000.00	
  THB	
 2.7%	
  +	
  11.00	
  THB	
>	
  3,600,000.00	
  THB	
 2.4%	
  +	
  11.00	
  THB	
Fees	
  for	
  transac4ons	
  within	
  Thailand	
  (domes4c	
  payments)	
  
G1	
 F E E S	
   F O R	
   O N L I N E	
   P U R C H A S E S	
Monthly	
  Sales	
  Volume	
   Your	
  fee	
  per	
  transacYon	
  
0.00	
  THB	
  -­‐	
  108,000.00	
  THB	
 3.9%	
  +	
  11.00	
  THB	
108,000.01	
  THB	
  -­‐	
  360,000.00	
  THB	
 3.4%	
  +	
  11.00	
  THB	
360,000.01	
  THB	
  -­‐	
  3,600,000.00	
  THB	
 3.2%	
  +	
  11.00	
  THB	
>	
  3,600,000.00	
  THB	
 2.9%	
  +	
  11.00	
  THB	
Fees	
  for	
  overseas	
  transac4ons	
  (interna4onal	
  payments)	
  
G1	
 F E ES	
   FO R	
   P E RS O N A L	
   PAY M E N TS	
If	
  your	
  choose	
  to	
  pay	
  using:	
   What	
  is	
  the	
  cost	
  to	
  you?	
   What	
  is	
  the	
  cost	
  to	
  your	
  recipient?	
  
the	
  balance	
  in	
  your	
  PayPal	
  account*	
 Free	
 Free	
a	
  credit	
  or	
  debit	
  card*	
3.4%	
  +	
  11.00	
  THB	
  
The	
  sender	
  decides	
  who	
  will	
  pay	
  the	
  fees.	
Fees	
  for	
  transac4ons	
  within	
  Thailand	
  (domes4c	
  payments)	
  
G1	
 F E ES	
   FO R	
   P E RS O N A L	
   PAY M E N TS	
If	
  your	
  choose	
  to	
  pay	
  using:	
   What	
  is	
  the	
  cost	
  to	
  you?	
   What	
  is	
  the	
  cost	
  to	
  your	
  recipient?	
  
the	
  balance	
  in	
  your	
  PayPal	
  account*	
 0.5%	
a	
  credit	
  or	
  debit	
  card*	
3.9%	
  +	
  11.00	
  THB	
  
The	
  sender	
  decides	
  who	
  will	
  pay	
  the	
  fees.	
Fees	
  for	
  overseas	
  transac4ons	
  (interna4onal	
  payments)	
  
G1	
 E L E C T R O N I C	
   T R A N S F E R	
   F E E S	
Bank	
  Branch	
   Currency	
  
Withdrawal	
  Fee	
  
Free	
   50.00	
  THB	
   Return	
  Fee	
  
Thailand	
 THB	
If	
  5,000.00	
  THB	
  or	
  more	
  is	
  
withdrawn	
If	
  less	
  than	
  5,000.00	
  THB	
  is	
  
withdrawn	
15.00	
  THB	
United	
  States	
 USD	
 Free	
 None

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การทำงานและค่าธรรมเนียมของ Paypal

  • 1. GROUP  1 BIS613  Electronic  Payment  Systems HOW WORK?
  • 2. G1     H I S T O R Y PayPal  was  founded  in  December  1998  by     Paypal  was  acquired  by  eBay  in  October  2002    for  $1.5  billion.   Peter  Thiel  Max  Levchin  
  • 3. G1                       KEY   CONCEPT
  • 4. G1     W H A T   I S   P A Y P A L ?   PayPal  is  a  secure,  safe  and   reliable  method  of  making  payments   over  the  Internet.  You  can  make   payments  several  ways:     Pay  using  your  exisYng  PayPal  account  (funds  will  come  from  you  decide  -­‐   your  credit/debit  card,  bank  account  or  PayPal  account.)       Pay  using  Credit/Debit  Card  -­‐  Visa,  MasterCard,  American  Express,  Discover    
  • 5. G1 I S   P A Y P A L   S A F E   T O   U S E ? ProtecYon  for   BUYERS  AND  SELLERS.   Buying  safely     $0  Liability     Refunds  for  incorrect  orders     A  responsive  support  team Selling  safely     Fraud  prevenYon     Seller  ProtecYon  on  eBay     Convenient  problem  resoluYon
  • 6. G1   P A Y P A L     P A Y M E N T   F L O W
  • 7. G1 F E E S   F O R   O N L I N E   P U R C H A S E S Monthly  Sales  Volume   Your  fee  per  transacYon   0.00  THB  -­‐  108,000.00  THB 3.4%  +  11.00  THB 108,000.01  THB  -­‐  360,000.00  THB 2.9%  +  11.00  THB 360,000.01  THB  -­‐  3,600,000.00  THB 2.7%  +  11.00  THB >  3,600,000.00  THB 2.4%  +  11.00  THB Fees  for  transac4ons  within  Thailand  (domes4c  payments)  
  • 8. G1 F E E S   F O R   O N L I N E   P U R C H A S E S Monthly  Sales  Volume   Your  fee  per  transacYon   0.00  THB  -­‐  108,000.00  THB 3.9%  +  11.00  THB 108,000.01  THB  -­‐  360,000.00  THB 3.4%  +  11.00  THB 360,000.01  THB  -­‐  3,600,000.00  THB 3.2%  +  11.00  THB >  3,600,000.00  THB 2.9%  +  11.00  THB Fees  for  overseas  transac4ons  (interna4onal  payments)  
  • 9. G1 F E ES   FO R   P E RS O N A L   PAY M E N TS If  your  choose  to  pay  using:   What  is  the  cost  to  you?   What  is  the  cost  to  your  recipient?   the  balance  in  your  PayPal  account* Free Free a  credit  or  debit  card* 3.4%  +  11.00  THB   The  sender  decides  who  will  pay  the  fees. Fees  for  transac4ons  within  Thailand  (domes4c  payments)  
  • 10. G1 F E ES   FO R   P E RS O N A L   PAY M E N TS If  your  choose  to  pay  using:   What  is  the  cost  to  you?   What  is  the  cost  to  your  recipient?   the  balance  in  your  PayPal  account* 0.5% a  credit  or  debit  card* 3.9%  +  11.00  THB   The  sender  decides  who  will  pay  the  fees. Fees  for  overseas  transac4ons  (interna4onal  payments)  
  • 11. G1 E L E C T R O N I C   T R A N S F E R   F E E S Bank  Branch   Currency   Withdrawal  Fee   Free   50.00  THB   Return  Fee   Thailand THB If  5,000.00  THB  or  more  is   withdrawn If  less  than  5,000.00  THB  is   withdrawn 15.00  THB United  States USD Free None