Checks A check is a negotiable instrument that is a substitute for money. Payments made by check far exceed payments made with cash in the United States. Based on your reading for this week: Consider why people make more payments using checks than cash. Are there additional advantages for business owners to make payments by check? With these thoughts in mind: Post a 300 word statement by Wednesday January 04, 2017 that explains why you believe that people make more payments using checks than they do with cash. Also, try to identify any advantage that a business owner might get from using checks instead of cash . Support your work with proper APA citations from the Learning Resources and any other sources. .