As the market leader of technology innovation, ApnaPay designs hardware & creates software for solving complex business issues ranging from point of sale, banking, real time authentication and financial inclusion projects. Among smart terminals, ApnaPay is at the center of today’s tech revolution. In 2017, ApnaPay pioneered the smart POS revolution bringing the India’s first STQC certified IRIS compliant device defining a radically improved way of doing commerce and bringing cloud in hands of users. Today, ApnaPay provides a suite of cloud-based smart POS and OmniChannel Payment Solution that runs the business of more than 25 companies, organizations, and subsidiaries with 1500+ terminals. ApnaPay helps customers streamline business processes, giving them hardware & software designed to run together and boost business performance to outperform industry trends. ApnaPay is committed to making every customer become a best-run business.

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ApnaPay SolutionsOmniChannel Payments & Authentication Solutions for Modern Commerce

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Our Vision

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ApnaPay Solutions
The Technology Behind

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A Solution for Modern Commerce
FinTech
Integrations
Hardware
ApnaPay Cloud
ApnaPay KS8223 Payment
terminal powered by
Android 5.1 Systems
supports OmniChannel
Payment transactions for
enterprises requiring:
 Card Reader
 QR Code display
 IRIS Scanner
 NFC
ApnaPay FinTech Integrations
enables seamless data
communications across third-party
platforms enabling
payment processing via:
 Payment Gateways / Switch
 UPI
 AEPS
 Cards
 All 3rd party wallets
ApnaPay Payment Cloud
defines Methodologies,
metrics, processes,
and systems used to monitor
and authenticate secure
payments for enterprises.

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ApnaPay Solutions
Product Line

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Free Mobile App
Business
Suite +
Payments
• Small Business Suite
 Payments
— UPI
— Wallets
 Product Catalogue & Sales
(optional)
 NO Inventory, NO
Procurement
 AppStore sales / Self Register
& use
 Incredible pricing
— Free 1 year usage
— Rs 1 Per Month from year 2
onwards (embedded in EULA)

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Device Based Products
Payments • OmniChannel
Payments
Business
Suite
• Small Business Suite
Enterprise
• Cloud @ Customer
• Specialized Needs
• BFSI
• Authentication Based
Services
 MIB
 Standard product – No
customization / interfacing (via
multi-tenancy)
 Distributor / Dealer driven
Business Model
— Distributor friendly revenue
sharing model
— Simple offerings for layman
to sell / implement
 BIB
 Enterprises Solutions
 Direct Sales

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ApnaPay Application
Existing Functionalities

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Merchant-in-a-Box: Existing Functionalities
Sales
Scan barcode, apply discount, receive payment from numerous supported modes
and print the receipt, all done in less than 20 seconds!
Purchase
Streamline your purchases and apply auto-replenishment rules to maintain
appropriate stock balances across locations and outlets.
Invoicing
Provide a printed copy of the invoice to the customer generated via the device or
send it via e-mail.
Outlets
GPS enabled terminal not only understands which location and outlet it is tied to,
but also Geo-Coordinates of each payment transaction making it perfect choice for
payment on delivery scenarios.

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Merchant-in-a-Box: Existing Functionalities
Inventory Management
Auto adjusts your inventory with every transaction providing a real time visibility.
Report
Maintain and run business and see real numbers to analyse in real time.
GST filling
Accurate & timely GST submissions at no additional cost.
Application Support
Register your device complaints, get a ticket assigned and get your issue
resolved.

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Bank-in-a-Box: Existing Functionalities
Instant eKYC and Account Opening
Go ahead and set up your customer’s account instantly using his Aadhaar and PAN,
receive instantaneous deposit and issue confirmed receipt… all in 90 seconds.
Withdrawals
No more teller queues… provide doorstep delivery of withdrawals services.
Deposits
Make effective use of technology and provide banking services to your customers without
letting them pay the shoe leather cost
Transfers
Leverage biometrics ensuring transaction security and enhancing confidence in your
banking processes.
Printed Acknowledgments
Issue instantaneous acknowledgement receipts with transaction numbers for your
customers giving them proof of transaction.

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OmniChannel Payments
UPI
Cards
Wallets

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Potential Markets

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Verticals
BFSI
Government
Corporates
Indirect Distribution

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THANK YOU!
CONTACT US AT:
ApnaPay Support
info@apnapay.in
+91.93549.71842