17. If you have not solved "money
problems" then "life problems" will
not be solved
18. If both the problems are not solved life is
miserable. Example - A Harvard University
graduate who earns $1.2 million in a year said
in a NY Times interview
"I feel like I am wasting my life. When I die is
anyone going to care that I earned an extra
percentage point of return? My work feels
totally meaningless."