Small business owners face difficulties accessing loans and capital. The Small Business Administration (SBA) and Small Business Development Centers provide free consulting, training, and online resources to help small businesses succeed. These organizations can help entrepreneurs enhance their skills, build networks, and access loan guarantees to overcome financial challenges and grow their businesses.

1. Small Business
Development
Centers
You Don’t Have to
Go It Alone

2. Fact: Small
business owners
face a shrinking
capital market.

3. Small business loan
volume has fallen 14%
since 2000.
“Micro” business loans
(less than $100K) have
seen a 33% drop.
The Huffington Post, 4/2014

4. What resources
can help level the
playing field?

5. The U.S. Small Business
Administration (SBA)
offers:
• Free consulting
• Low-cost training
opportunities
Visit SBA.gov

6. Seeing your business dreams become reality takes
vision, discipline and persistence.

7. Through the SBA and
Small Business
Development Centers, you
have resources:
• Business videos & online
training.
• Enhance business skills
& build your local
network.

8. More than 40% of SBOs said they
couldn’t access loans over the past
two years.
Institute for Local Self-Reliance, 4/2014

9. The SBA guarantees loans
so you can work with
advisors who know how to
monetize your business.

10. If you’re a first-time entrepreneur, don’t
be afraid to ask for help.

11. Entrepreneurs can’t be
experts in all categories:
• Accounting
• Finance
• Human Resources
• Marketing
• Payroll
• Sales

12. Entrepreneurs benefit from
life-long learning.

13. Identify advisors who are
experts in the various
aspects of your business.
Seek advice through The
SCORE Association.
Visit The SCORE

14. The journey of an entrepreneur
begins with an idea—it’s far
from over after a successful
launch.
Take advantage of the
opportunities. Learn and grow
your business.

15. Easy. Online. SurePayroll.
Discover More
For more small business tips, visit
The Payroll Blog.
The Payroll Blog