MORTGAGE.INFO LENDER HOTLINE: 888-581-5008 What Is A VA Loan? The U.S. Government created the VA loan the help those brave men and women who serve our country get into a home. VA Loans are a guaranteed by the U.S Department of Veteran Affairs. Meaning that the loan programs to work the the special situations that veterans have to find the best mortgage program for them with help from the funding the Veteran Affairs can offer. This program has many distinct advantages over traditional mortgages and has placed over 20 million veterans and their families into an affordable home. VA loans are long-term financing options for eligible American Veteran and their spouses. There are many benefits of a VA tailored to help Veterans get the assistance they need to get into a home and a reasonable financial situation. %0 down VA loans don’t require a down payment unlike most loans that require down payments up to 20% No PMI Private Mortgage Insurance is something that is required for buyers that are financing more than 80% of their home but if you are applying for a VA loan the government backs these loans, and do not require a PMI for Veterans. Competitive Interest Rates The VA guaranty give lenders a degree of insurance and flexibility which allows them to lower rates for Veterans that may be lower than most other loans Easy to qualify for The government funds this program making fewer qualifications for Veterans to have to worry about. Reduced Closing cost If you have a service related injury, you may qualify for waived funding fee, this will lower the closing cost of your home Right to Prepay without penalty Negotiable Interest rates Assumable mortgage Do I Qualify? If you are a Veteran, and active duty personnel, in the National Guard, or a surviving spouse you may qualify for a VA loan. Veterans can apply with any mortgage lender that participates in the VA home loan program. However they will need a certificate of eligibility for the loan. In some cases they can attain this from the lender. The eligibility requirements are a suitable credit score and a sufficient income to insure the borrower will remain on good standing with loan payments. If you or your spouse may qualify for a VA loan check out your options and talk to a lender today. This program is setup to thank you for your service and help your find your dream home.

1. VA
Loans
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MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

2. What Is A VA Loan?
The U.S. Government created the VA loan the help those brave
men and women who serve our country get into a home. VA
Loans are a guaranteed by the U.S Department of Veteran
Affairs. Meaning that the loan programs to work the the special
situations that veterans have to find the best mortgage program
for them with help from the funding the Veteran Affairs can
offer. This program has many distinct advantages over
traditional mortgages and has placed over 20 million veterans
and their families into an affordable home.
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

3. VA loans are long-term financing options for
eligible American Veteran and their spouses. There
are many benefits of a VA tailored to help Veterans
get the assistance they need to get into a home
and a reasonable financial situation.
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

4. - VA loans don't require a down payment
unlike most loans that require down
payments up to 20%
%0 down
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

5. No PMI
- Private Mortgage Insurance is something
that is required for buyers that are financing
more than 80% of their home but if you are
applying for a VA loan the government
backs these loans, and do not require a PMI
for Veterans.
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

6. Competitive Interest Rates
- The VA guaranty give lenders a degree
of insurance and flexibility which allows
them to lower rates for Veterans that
may be lower than most other loans
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

7. Easy to qualify for
- The government funds this program
making fewer qualifications for Veterans
to have to worry about.
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

8. Reduced Closing cost
- If you have a service related injury, you
may qualify for waived funding fee, this will
lower the closing cost of your home
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

9. Right to Prepay without penalty
Negotiable Interest rates
Assumable mortgage
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

10. Do I Qualify?
If you are a Veteran, and active duty personnel, in the
National Guard, or a surviving spouse you may qualify for
a VA loan. Veterans can apply with any mortgage lender
that participates in the VA home loan program. However
they will need a certificate of eligibility for the loan. In
some cases they can attain this from the lender. The
eligibility requirements are a suitable credit score and a
sufficient income to insure the borrower will remain on
good standing with loan payments.
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

11. If you or your spouse may qualify for a VA
loan check out your options and talk to a
lender today. This program is setup to thank
you for your service and help your find your
dream home.
MORTGAGE.INFO
LENDER HOTLINE: 888-581-5008

12. T O L E A R N M O R E
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LENDER HOTLINE: 888-581-5008
C L IC K HE R E
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13. Justin McHood is Americas Mortgage
Commentator and has been providing
Mortgage commentary for over 10 years.
Information Provided By:
Justin McHood
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14. LEARN MORE ABOUT MORTGAGE.INFO:
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FACEBOOK.COM/WWW.MORTGAGE.INFO
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PINTEREST.COM/MORTGAGE_INFO
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