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Steve Shuttleworth
8 Cedar Close
Hutton
Brentwood
Essex
CM13 1NE
Home: 01277 226704
Mobile: 07730 401091
PROFILE
A confident motivated and committed Underwriter with extensive experience within the
Insurance Industry gained from both the Underwriting and Broking Sectors. A team
player with excellent communicating skills always striving to achieve the highest
standards and customer service standards possible. A successful track record of
implementing and improving systems and procedures to support rapid growth and to
deliver effective underwriting service.
CAREER HISTORY
Coast Underwriting
Household Standard & Non-standard Underwriter
January 2015 – May 2015 (Fixed-Term Post)
 Playing a key role in the development of the household insurance portfolio,
pricing and product development.
 Dealing with Underwriting referrals, applying risk control and acceptance
criteria including additional terms and rates as applicable.
 Monitoring and reviewing account performance.
 Assisting with Underwriting audits.
Holgate Insurance Brokers
Household & Commercial Underwriter
July 2014 – December 2014
 Act as a point of contact for technical assistance, guidance or decision from
allocated binding authority coverholders and underwriters.
 Underwrite individual risk referrals within the scope of the binder.
 Maintain effective personal relationships with allocated binding authority
coverholders and brokers with bespoke arrangements, including undertaking
account performance reviews.
 Deal with quotations, mid-term adjustments and renewals using underwriting
perception within my agreed authority limits.

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 Maintain and develop broker relationships for the above purposes leading to
support in both new business and renewals.
 Ensure smooth and prompt flow of business through the system to the
agreed service standards and processes.
Woodbrook Underwriting Agency / OIM Underwriting Agency (Woodbrook
Underwriting was brought out by OIM Underwriting in 2012)
Household & Commercial Underwriter
March 2004 – July 2014
 Make sizeable contribution to the income, profit and EBITDAC Budget of
designated team and Personal Lines business unit.
 Lead the technical underwriting of the designated Personal Lines team.
 Drive forward growth through new products and new account developments
in the Personal Lines business unit.
 Provide client Insurers and customer Coverholders and Brokers with a high
standard of service.
 Hit target Loss Ratios in line with your relevant Underwriting Facility.
 Achieve individual targets for renewal and new business GWP and income.
 Drive major parts of team Budget and EBITDAC.
 Develop new relationships with clients and customers.
 Drive good technical knowledge of all products available within the Personal
Lines and Commercial business unit and take responsibility for area of
expertise.
 Develop and maintain effective relationships with all staff members.
Gresham Group
UK Household & Commercial Underwriter
October 2001 – January 2004
 Plan, control and managed the UK Household and Commercial Account.
 Produced and maintained quarterly underwriting statistics.
 Had over 100 Agents under my control.
Nelson Morrison Underwriting Agency
UK Household & Commercial Underwriter and Assistant Bloodstock
Underwriter
October 1998 – August 2001
 I accepted the offer to work with this well-known Bloodstock underwriting
agency as Assistant Bloodstock Underwriter, whilst, at the same time being
allowed to maintain and develop my Household and Commercial Account.
 Supervised the underwriting in accordance with a corporate strategy.
 Personally responsible for the Household and Commercial Business Plan.
 Contact with Loss Adjusters on a daily basis.

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Ace Global (Syndicate 484)
UK Property & Commercial Underwriter
November 1994 – August 1998
 The move to Syndicate 484 allowed me to further develop my own Property
Account.
 Planned, managed, organised and controlled the UK Property Account.
 Monitored exposures and implemented adequate reinsurance protections
 Produce and maintain underwriting statistics.
 Continued to cut back and decline unprofitable segments of the portfolio.
 Preserved the account from overzealous competition by maintaining good
relationships with producers.
Merrett Group
May 1973 – October 1994
 Joined the Merrett Group as a Clerical Assistant
 1974-1978 – Claims Assistant dealing with brokers on a daily basis.
 1978-1994 – Progressed to become the UK Property Underwriter.
 Responsible for managing a team of 3 Underwriters.
 Cut-back and declined unprofitable segments of the portfolio.
 Supervised the underwriting in accordance with corporate strategy.
PROFESSIONAL TRAINING
I have attended Household Comprehensive Seminars and Courses in Financial Crime
and Anti-Bribery. I have also attended Management Courses on Customer Care, Time
Management and The Tripos Course.
EDUCATON
Mathematics and English Language – ‘O’ Level.
Mathematics, English Language, Geography, History and Metalwork – C.S.E
OTHER INFORMATION
Interests: Qualified Football Referee
Golf to a reasonable standard
Travelling
Watching all sports
Spending time with my friends and family
Marital Status: Married, three children.
Full, clean driving licence.