1. WE HELP YOU SAVE
W E H E L P Y O U S AV E
Balancion Presentation (SPINNO
28052011 / Innopoli 1, Espoo)

2. What is it? WE HELP YOU SAVE
Balancion.com – Managing Personal Finances
Balancion is an internet and mobile service
for managing personal finances.
Balancion provides automated tools to
gather bank and credit card data and to
categorize1, monitor2 and analyze3
personal finances.
3 months 6 months 12 months
€ € €
18 28 48
6 € / Month 4,67 € / Month 4 € / Month

3. Should I try it? WE HELP YOU SAVE
Balancion.com - Money Management is
Easy and Fun
Ease of use enables a great user experience. Users
do not have to be accountants to benefit from the
service. The automation and shape of every feature
and function have been carefully designed.
97% Average
Recommends Purchase
32,5 €

4. The Problem WE HELP YOU SAVE
“I cannot see behind
this Matrix”
“There are multiple data
sources of my personal
finances”
“I need to see the big picture!”
Multiple banks, several credit cards Because I cannot see the big Manual data aggregation and analysis with my
Mortgage, other loans, payday loans Picture I feel frustrated and current methods (Microsoft Excel) takes time and
Mobile and ePayment… uncertain when making decisions Is boring = I need Balancion!
concerning my personal finances.

5. The Solution WE HELP YOU SAVE
Data Gathering from All the Accounts and Credit Cards
Big Picture about Personal Finances
Key Benefits Key Features
Track Your Spending Self-learning Categorization & Graphics
See how You Spend Income & Expenditure Trends
Enhance Your Wealth Budgeting, Planning , Setting Targets
Find ways to save Saving tips, Price Comparison, Reporting

6. Is it Good then? WE HELP YOU SAVE
”Yleensä mieluusti vältän ylisanoja, mutta nyt on pakko tunnustaa, että palvelu on
suorastaan hämmentävän korkeatasoinen. Tällaiselle palvelulle on todellista käyttöä
ja se on suunnattu auttamaan ihan tavallista mattimeikäläistä.” Antti Marttinen,
päätoimittaja,Taloustaito 24.11.2010 Article
”Balancion on kelpo malliesimerkki siitä, millaisen hyvän
verkkopalvelun pitäisi olla: selkeä ja helppokäyttöinen.”
MikroPC 8/2010 Review
”Balancion kokoaa verkkopankista tilitapahtumat, lainat, korttiveloitukset ja
muut tapahtumat hienoiksi graafeiksi ja tilastoiksi. On kiinnostavaa voida
seurata, paljonko on käyttänyt tänä vuonna rahaa matkusteluun,
ruokakauppoihin ja ravintoloihin.” Tietokone 11.12.2010 Article
”Balancion on sillä lailla nerollinen peli, että se käy imuroimassa ne (tiedot)
suoraan nettipankista. Eikä vaan yhdestä, vaan monesta. .” Yle TV1 Program

7. Scalable & Competent? WE HELP YOU SAVE
Service Development Partners
- interaction design - system architecture - internet bank integration
- concept design - backend programming - data interfaces for banks
- front end programming - crowdsourced categorization - white label solution design
- graphical design - technical lead & testing - B2B sales (international)
- data privacy auditing - server hosting - data security design
- legal advising - 24/7 maintenance - data security policies
- data privacy certification - service updates - data security certification
- agreements - - penetration testing
- IPR issues
- source code auditing

8. WE HELP YOU SAVE
Thank You!
Jussi Muurikainen
Founder & CEO
Balancion Ltd.
Kauppaneuvoksentie 8
00200 HELSINKI
GSM +358(0)50 567 3100
jussi.muurikainen@balancion.com