1. Shantonu Gupta | 2200 Sacramento Street Apt. 407 SF. CA. 94115
Tel. 415-829-3811 | Email: Shawn_Gupta@hotmail.com
PROFESSIONAL SUMMARY
Over 36 years of progressive banking experience in marketing, risk management, and credit examination practices.
CORE COMPETENCIES
Decisiveness Able to balance needs of organization and
customers
Effective portfolio management and
administration; maintained development
rating Satisfactory by regulators
Effective Leadership and Managerial Skills Strong credit skills Portfolio quality and evaluation
Strong Interpersonal and Communication
Skills
High level expertise in underwriting,
structuring, and managing complex and
business acquisition transactions
Developing and implementing appropriate
exit strategies
Effective Team Player Credit policy development and
implementation
Problem resolution and service
orientation
PROFESSIONAL EXPERIENCE
Federal Reserve Bank - San Francisco August 2015 - Current
Senior Wholesale Credit Risk Specialist for Wells Fargo Bank - $1.8 trillion in assets
o Member of the Wells Fargo Bank supervisory team with responsibility to assist in the implementation of evolving supervisory
processes under the Guidance of the Large Institution Supervision Coordination Committee (LISCC). To implement effective
supervision of large financial institution under the SR Letter 12-17: Consolidated Supervision Framework for Large Financial
Institution, the work includes: helping the supervisory team to develop and execute the team’s supervisory program for
wholesale, lead and participate in supervisory events as well as ongoing reviews, analyze industry information, research
relevant risk topics affecting the financial industry, analyze internal management reports, and interact with Wells Fargo
management and other regulators.
o The day-to-day activities require high level of interaction with focus on Corporate, Commercial, Government & Institutional
and Small Business Lending including SBA with Wells Fargo Senior management, Federal Reserve System colleagues, and other
regulatory agencies. Includes monitoring and implementation of risk mitigation activities related to leverage lending and
energy lending Bankwide.
o Monitors and reports to the Federal Reserve Board on Wells Fargo risk management practices governing wholesale credit
activities on a quarterly basis and/or other ad hoc reporting requirements on systemic risk or risks related to Wells Fargo
Holding and its principal operating subsidiaries, both domestic and overseas.
MUFG Union Bank NA - San Francisco 2008 – June 2015
Managing Director – Deputy Group Head
o Designed, implemented, and managed a Continuous Credit, Investment, & Market Risk Monitoring Program for credit risk
including developing policies/procedures, reporting, with special focus reviews based on portfolio risk factor analysis.
o Implemented use of Risk Appetite, Economic Capital, Regulatory Capital, and Risk Return discussions in Portfolio Level of Risk
analysis.
o Developed a quarterly report package for the Board, and an inventory of periodic risk based analytics and dashboard reports
to monitor above average risk coming into the portfolio.
o Helped design & implemented portfolio risk monitoring reports and trends.
o Continuously enhanced risk assessment methodology by analyzing the results of the Continuous Monitoring Program, on-
going residual risk factor analysis, and examination results (internal and external).
Page 1 of 3 Pages

2. Shantonu Gupta | 2200 Sacramento Street Apt. 407 SF. CA. 94115
Tel. 415-829-3811 | Email: Shawn_Gupta@hotmail.com
o Ensured that the Review Teams focused on implementation of credit aspects of Enhanced Prudential Standards of the Federal
Reserve prior to 2016. Instrumental in guiding the examination teams to focus on implementation of Controller of the
Currency’s Minimum Standards.
o Managed and lead teams for due diligence of possible acquisition portfolios for MUFG Union Bank.
o Managed a team of 28 experienced individuals located throughout the western United States.
Senior Vice President – Los Angeles February 2002 to 2008
o As Team Leader, managed risk monitoring and ongoing credit examination of the Energy Capital Services including Petroleum
and Power & Utilities, Mezzanine Debt, Equity Sponsored Finance, Project Finance, Commercial Banking Group, & Small
Business Banking services. Manage team of five members.
Prior to Union Bank, I have worked at Bank of America in New York, Milan, London, Chicago, Hong Kong, and Sao
Paulo encompassing various assignments from 1982 to 2001.
Bank of America Representative Office Month 1998 - 2001
Multi-Banco S.A., Sao Paulo, Brazil
Managing Director
o Senior Credit Officer for local Representative Office for the offshore transactions for companies and financial institutions and
chief credit officer for Multi-Banco S.A. with assets of $800MM. Multi-Banco S.A. was the primary treasury vehicle for Global
Markets trading.
o Managed a team of 10 analysts with a total portfolio of $2.6 billion.
o Responsible for country guidelines, portfolio risk, return thresholds, and portfolio risk stress testing.
o Helped teams structure and approve transactions involving bridge loans, trade finance, structured finance, project finance,
derivatives, cash management, and debt securities underwriting.
o Developed local debt securities underwriting and Yen Structured facility for alternative client working capital needs.
Bank of America in London, New York, Chicago, Hong Kong Month 1994- 1998
Corporate Credit Examination Group
Vice President
o Various assignments for on-going risk monitoring and examination of the wholesale and international units in the Corporate &
Investment Banking Groups covering Latin America, Asia, BofA’s Leveraged Finance, Entertainment / Media, Middle Market,
Special Asset & Asset Securitization Groups. Prepared reports for Bank’s management, Audit Committee and external auditors.
o Worked with BofA’s team in Hong Kong, for six months after the Asian Currency de-valuation impacting Thailand and
Indonesia. Traveled extensively in Asia and Latin America.
Bank of America, London, Benelux, Germany & Southern Europe Month 1992 – 1994
Financial Institutions Group
Vice President
o Member of the startup team for centralized Credit Products Group in London for Europe, Middle East & Africa.
o Team leader responsible for underwriting, renewing, and managing credit portfolio for financial institutions including central
banks and finance companies in Benelux, Germany, and Southern Europe for Bank of America. Unit was responsible for
renewals and monitoring of all country guidelines. I managed a team of four credit analysts. Responsible for renewal and
monitoring of country guidelines and counterparty and payment service limits.
o Managed a team of six analysts.
Page 2 of 3 Pages

3. Shantonu Gupta | 2200 Sacramento Street Apt. 407 SF. CA. 94115
Tel. 415-829-3811 | Email: Shawn_Gupta@hotmail.com
Bank of America Representative Office, Rome, Milan, Italy Month 1987 – 1992
Bank of America, Finanzaria S.A.
Vice President & Senior Credit Officer
o Start-up - Closed Rome Representative Office and opened new Representative Office and Finance Company in Milan. Unit was
primarily engaged in project finance, cash management, and Italian Government bond trading and derivatives activities. The
unit became the most profitable unit of BOA in Europe in four years on a pre-tax basis. Established and organized all of the
unit’s credit process, and controls for portfolio risk. Prior to assignment as Senior Credit Officer, I was Team Leader responsible
for marketing to local financial institutions, and Finance companies all credit products, and cash management services.
o Managed a team of five analysts.
Bank of America International, New York, New York Month 1982 – 1987
Vice President
o Responsible for providing market research and trade finance product initiatives using information from external surveys and
consultant reports on the Bank’s strengths and capabilities. Prior to leaving for Italy, I was a team member selling
documentary trade finance incentives for negotiations at the BOA branches in the Far East directed from European banks.
o 1982, was a MBA trainee working with the Economics Department of Bank of America International providing support work for
exotic currency forecasts for various multi-national corporations in the tri-state area.
EDUCATION
MBA in International Corporate Finance, Pace university, New York 1982
BA in Economics, Ohio Wesleyan University, Ohio 1979
References are available upon request.
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