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The Bank For The Poor

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How Muhammad Yunus change the world

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The Bank For The Poor

  1. 1. Mr. Muhammad Yunus is a Bangladeshi economist, he is alsofounder of the Grameen Bank, an institution that providesmicrocredit (small loans to poor people possessing no collateral) tohelp its clients establish creditworthiness and financial self-sufficiency. In 2006 Mr. Yunus and Grameen Bank received theNobel Peace Prize.Being the third of nine children, Mr. Yunus was born on 28 June1940. In 1957, he enrolled in the department of economics at DhakaUniversity and completed his BA in 1960 and MA in 1961.Following his graduation, he joined the Bureau of Economics as aresearch assistant to the economical researches of Professor NurulIslam and Rehman Sobhan. Later he was appointed as a lecturer ineconomics in Chittagong College in 1961.
  2. 2. During the Bangladesh Liberation War in 1971, Mr. Yunus founded acitizens committee and ran the Bangladesh Information Centre, withother Bangladeshis living in the United States, to raise support forliberation.After the War, he returned to Bangladesh, and he became involvedwith poverty reduction after observing the famine of 1974, andestablished a rural economic program as a research project.
  3. 3. In 1976, during his visits to the poorest households in the village ofJobra near Chittagong University, he discovered that very smallloans could make a disproportionate difference to a poor person.Jobra’s women who made bamboo furniture had to take out usuriousloans for buying bamboo, to pay their profits to the moneylenders.His first loan, consisting of US$27.00 from his own pocket, wasmade to 42 women in the village, who made a net profit of BDT 0.50(US$0.02) each on the loan. Accumulated through many loans, thisvastly improving Bangladeshs ability to export and import as it didin the past, resulting in a greater form of globalization and economicstatus.
  4. 4. Source from: WikipediaTeam Members: Eugene Lim Shi Yong Yi Xiao