1. QUEENS COLLEGE
Department of Family, Nutrition and Exercise Sciences (FNES)
FNES 350 Fall 2012
3 credits Wednesday 5:00 pm – 7:50 pm
2 hours seminar plus 2 hours lab QC = meet in Keily Hall 417
BB = meet on Black Board (details below)
Instructor: Jennifer Bunkley
E-mail: Jennifer.bunkley@qc.cuny.edu (The best way to get in touch with me.)
Cell Phone: 917-817-2936 – Text me for a call back between 8am -8pm. Please include your
name and number in the content of the text. You will receive a call back within 48 hours.
Office hours: By appointment
Practicum in Personal and Family Finance
Required Texts:
Keown, A. J. (2013). Personal Finance: Turning Money into Wealth (6h
ed.) Upper Saddle
River, NJ: Pearson Prentice Hall. (ISBN 0-13-271916-9)
(Note: There is a Kindle Edition.)
Required Readings:
Additional articles will be posted in the “Course Materials” section of our Bb classroom.
Recommended Reference:
Publication Manual of the American Psychological Association (6th
ed.). (2010). Washington,
D.C.: American Psychological Association.
Course Information:
This course will be conducted as a hybrid, which means it will be partially online. There will be
both in class and online assignments. It will be detailed in this syllabus.
Course Expectations:
When we meet at QC, it is expected that students attend class regularly. When we meet on Bb, it
is expected that students check the Bb forums every other day that week and submit the
homework on the due date. As the instructor, I will be checking the Bb postings almost daily.
Course Description:
Students will apply their understanding of family management and consumer finance to the
solution of specific consumer problems of individuals and families learning to organize and
operate a service dispensing financial information and counseling clients.
Course Objectives:
The student will be able to:
1. Provide information concerning family financial matters to individuals and groups.
2. Develop consumer education programs for various populations.

2. 3. Plan and implement family financial programs.
Course Requirements:
1. On days designated as “Bb”, class will meet online. There will be a weekly homework
assignment based on the reading. This will be your Case Study for that week. This must
be submitted via email no later than 11:59 pm on the class date.
2. Everyone must participate in the weekly discussion board when we are meeting on “Bb”.
A question will be posted and you must respond to the question initially by 11:59pm on
the class date. Then, you must respond to a minimum of 3 postings of your classmates by
the following “Bb” class.
3. Save everything into a MS Word Document first. Then, copy and paste the document
into Black Board. This way if your computer happens to be uncooperative half-way
through your response, then you have not lost your work.
4. On days designated as “QC”, class will meet in Keily Hall 417.
Course Policies:
 On days we meet at QC, please check your email after 2pm on class days. If there is a
need for class to be cancelled, you will receive an email from me by 2pm. In this case,
class will meet on Blackboard and the assignment will be detailed.
 Attendance is required. It will be taken each time we meet throughout the semester.
Attendance is part of your class participation grade.
 All electronic devices that are not related to course work (cell phones, blackberries,
sidekicks, pdas, etc.) must be turned off before entering the classroom. Of course, lap
tops/tablets are permissible for course work. The first infraction of this will result in
10 points deducted from your final grade. Any subsequent infractions will result in
20 points deducted from your final grade.
 All assignments must be computer generated. It is required to double space, use standard
margins of no more than 1.25 inches and a font of 12 in either Arial or Times New
Roman. Anything submitted outside of these guidelines will not be accepted. There will
be no exceptions.
 All work must be properly cited using the APA (American Psychological Association)
Style. Any act of plagiarism is a violation of the Queens College Academic Policies
and Procedures and will be reported to Queens College Administration for
appropriate disciplinary action.
 All work is due on the assigned date. Assignments will be accepted prior to the due date.
After the due date, the grade will be dropped by 10 points per class days late.
Example: Assignment due Wednesday, assignment handed in/emailed, if applicable,
after 8pm on Wednesday; grade will be dropped 10 points. My advice is to hand in items
on time or before the due date and do not work all the way up to the deadline. Computers
and printers have a way of being uncooperative in various ways at the last minute. If an
assignment is emailed, it must be time-stamped by the end of class on the due date for it
to be considered “on time”. A hard copy of the assignment must be handed in by the next
class.
 Please feel free to email me with any questions. I check my email daily. I will make
every effort to respond in a timely fashion.

3. Class Participation when we are on campus:
Class participation includes but is not limited to attendance, active class involvement (based on
the assigned readings), written and verbal communication and submitting assignments by the due
date. Professionalism is also required as it pertains to your assignments, peers, guest speakers
and the instructor. Professionalism incorporates proper social etiquette. If you arrive late to
class, Do Not Walk in Front of the Speaker. Your peers and I will not appreciate it. Please
take a seat quietly near the door you have entered from.
Grading Rubric:
Assignment Length Due Date Points
#1 - Financial Resource
Evaluation and
Presentation
1 – 2 page paper and
5 minute presentation
10/12/11 50 points = paper
50 points =
presentation
#2– Financial Video/
Live Infomercial
Completed Video
(Groups of Two or
Three and 2 minutes
per person)
11/2/11 100
#3 Financial Current
Events
1 page 11/23/11 (Part 1)
and
12/2/11 (Part 2)
50 points = Part 1
(summary)
50 points = Part 2
(BB response)
#4 – Case Study
Assignments
Chapter/reading
selection presentation
Weekly 250
(20 points each)
Discussion Board
Forums and Responses
Participation
Varied Check course
schedule
100
QC Class Participation
and Professionalism
n/a Weekly 100
Final Exam n/a TBD – Finals
week
250
TOTAL 1000

4. Course Assignments
Assignment #1 – Financial Resource Evaluation
Paper Due : 10/24/12
Written Paper (50 points):
Choose a financial resource to evaluate. This can be a print source, television show, web site
or even a podcast. In a 1 – 2 page paper, evaluate this resource as to how user-friendly it is.
Why did you choose this resource? How did you hear about it? How can the average person
use this resource? What are positive qualities of this resource? What features can be
improved upon? How likely are you to recommend it to someone else? Is there anything
else interesting or useful about this resource? Is it biased in any way due to the publisher or
sponsor?
Presentation (50 points):
You will prepare a 5 minute presentation about this resource, which will include a short
Power Point Presentation. You should bring with you a sample of the resource to share with
the audience.
Assignment #2 – Financial Information Video
Due 11/28/12
In groups of two or three, you will be working to create a video or live infomercial on
financial information. The purpose is to educate a specific group about a financial topic.
Choose a topic, target audience and make sure you know that audience. You will be required
to submit the following: A four-six minute video (2 minutes per group member) that will
educate your target audience on some financial topic. This video will be posted to the
discussion board forum for assignment #2. Hand in an outline where you will cite where
appropriate (APA Style). References are required. You must watch and comment on at
least two videos submitted by your classmates.
Rubric:
Measurement 40 points 30 points 20 points
Video: Content The information in the
video is completely
accurate and
informative. It is
appropriate for the
target audience.
The information in the
video is completely
accurate but
somewhat
informative. It is
somewhat appropriate
for the target
audience.
The information in the
video has inaccuracies
and/or is not
informative. It is not
appropriate for the
target audience.
Video: Length and
Clarity
Each group member
speaks on the video
for approximately two
minutes. The video is
watchable. It shows a
clear picture and has
clear sound.
One group member
speaks for less than
two minutes. The
video is somewhat
watchable. The
technical errors impair
understanding.
More than one group
member speaks for
less than two minutes.
The video is
unwatchable. The
picture and sound
completely impair the
video.

5. Outline The outline is
complete and follows
a traditional outline
style as demonstrated
in class.
The outline is
incomplete but does
follow a traditional
outline style.
The outline is
incomplete and/or not
using a traditional
outline style.
Citations Proper APA style
citations are utilized
throughout the
outline. A properly
formatted References
page is attached to the
outline. It uses APA
style.
Some APA style
citations are utilized
throughout the
outline. A somewhat
formatted References
page is attached to the
outline. It uses APA
style.
Citations are non-
existent and a
References page is not
attached. Or, APA
style is not utilized.
Discussion Board
Comments
You have watched
and commented on
two videos. Your
comments were
evident that you
watched the video and
constructive.
You have watched
and commented on
one video. Your
comments may have
shown that you
watched the video
and/or were somewhat
constructive.
It was not evident that
you watched at least
one video and/or your
comments were
insufficient.
Assignment #3 – Financial Current Events
Due: 11/21/12
Part 1(50 points) - Choose a newspaper or magazine article to review. This article should
be from a reputable source such as The New York Times, The Wall Street Journal, Money,
Kipplinger’s Personal Finance, Consumer Reports, etc. Write a 1 page review of the article
and include a link to the article on BB for other students to read it. Explain how well this
article informs the reader about the issue. Is this really news or is it a human interest piece?
How is the average consumer to know the difference? What did you learn from this article
that you did not know before? How does the article provoke further thought about this topic?
Or, does it? Does the article send the reader to another source to get more information? If
so, check that source and explain what you have found.
Part 2(50 points) – You are to choose one article posted by one of your classmates. Read
the article and write one paragraph about what you thought about this article.
Assignment #4 – Case Studies
Due: Varied – check schedule
Case studies will enhance our knowledge of financial topics by examining various situations.
They are from the textbook and based on the readings. They vary in length. The ones done
at QC should be handed in hard copy form. The ones due on Bb should be emailed to me.

6. Blackboard Assignments
Due: Weeks we meet on “Bb”
 On days designated as “Bb”, class will meet online. There will be a homework
assignment in the form of a Case Study based on the reading. This must be posted on BB
no later than the end of the day (11:59pm) on the class date.
 Everyone must participate in the weekly discussion board. You are to read and respond
to a minimum of 3 other postings by the end of class time (11:59pm) on the class date.
Blackboard Assignment Details
There are six (6) Discussion Forum assignments on Black Board (Bb) and they are based on the
assigned readings. There are MS Power Point Slide Shows posted on Black Board to accompany
the chapters that may be helpful. You will be required to post your answers and post a response
to three of your classmates. Additional information for each assignment can be researched on
the Internet. The following is information about writing and posting assignments to Blackboard
and evaluating them.
Writing & Posting Assignments
 Assignments vary in length. Please see the specific questions for the details.
 Type up assignments in Word (or another word processor) with a 12 pt. font, double
spacing (if necessary), and one-inch margins. If you are using the new Microsoft Word
2007, you should save it as a Microsoft Word 97-2003 version, so others will be able to
open it.
 Assignments are due by 11:59pm on the assigned day. Please don’t wait until the last
minute to post assignments.
 Post assignments under the appropriate heading and use the title of the assignment
and topic when you post it on Blackboard. For example: Discussion Case1: Chapter
2. This helps the other students identify which assignment you completed and the
topic you wrote about.
 Please post your answers directly into the thread you have created for the forum.
Criteria to Evaluate Assignments
Each assignment will be graded using the following criteria:
 Clarity and Organization: Your thoughts are clearly conveyed and well organized.
 Insight and evidence: Your written assignment demonstrates that you understand the
reading and the posting to which you are responding.
 Timely: Assignment is posted on or before the due date and time.
 Mechanics: The format described above is followed, especially concerning spelling and
grammar. Please read your work over before submitting it!

7. Online Discussions in the Discussion Board (DB)
Online discussions are part of your overall grade in this class. In order to participate in online
discussions, you must do the following:
 Respond to a minimum of three (3) other student’s assignments in the class. Your
response is expected to be intellectual and stimulating in order to promote discussion
among your group members. Responses such as “Great idea!” or “I agree with you!” are
not acceptable! If you agree with them (or not), tell them why.
 You must respond back to the people who comment on your assignment. This is how an
online discussion works! Do not wait too long to respond back.
 After your assignment is posted to Blackboard, you must log-in for the online discussion
at least every other day until the posted end date (one week after assignment due date).
 As the instructor of the course, I will be more of a facilitator in the online discussions. I
will be reading all your assignments, but I may not always comment on them. If you
have not done a good job on your assignment, I will let you know personally through
email. In essence, no news is good news!
 Follow the Netiquette Guidelines for all online discussions. These are posted on
Blackboard under Course Documents.
Attaching & Printing Documents in Blackboard
Attaching Documents into Blackboard: It is important to name the file properly before attaching
it. Below are a few file-naming conventions that should be followed:
Can Use in a File Name Cannot Use in a File Name
1. Capital letters and numbers 1. Symbols s.a. ampersand (&), number sign
(#)
slash (/), hyphen (-), or a period (.)
2. Use an underline only to space words (_) 2. Do not use space between words in a
name.
3. Name can be up to 25 characters long 3. Name cannot exceed 25 characters
Example: Assignment1_StudentNeeds.doc Asst.#1 Student Needs.doc

8. Tentative Course Schedule – Fall 2012
Class Date Topics and Readings Case Study
Assignments
Discussion Board
Assignment
8/29/12 - QC  Course Introduction
 Course Outline,
tentative schedule and
assignments
 What is Personal and
Family Finance?
 Financial Counseling
 Needs versus Wants
 Bb Demonstration
 Netiquette Discussion
Online Introductions –
Due 9/5/12
(Please create your
own thread under my
thread and respond to
your classmates.)
9/5/12 - Bb  Financial Self-efficacy
 Article – Prospective
Teachers Financial
Knowledge and
Teaching Self-efficacy
by Brandon and Smith
(2009)
DB Forum #1
9/12/12 - QC  The Financial
Planning Process –
Chapter 1
 Financial Goals
 Ten Principles of
Personal Finance
 Note: Please bring
the textbook to class.
Case Study #1
Chapter 1:
Discussion Case 1 –
Page 30 “Jimmy…”
9/19/12 – Bb  Measuring Your
Financial Health and
Making a Plan –
Chapter 2
 Income Statements,
Using Rations,
Budgeting
 Understanding the
Value of Money –
Chapter 3
 Compound Interest
and Future Values
Case Study #2 –
Chapter 2
Discussion Case 2,
page 61, “Tim and Jill
Taylor…”
DB Forum #2

9. 9/26/12  No class – Yom
Kippur
10/3/12 – QC  Tax Planning and
Strategies – Chapter 4
 Cash and Liquid Asset
Management –
Chapter 5
 Cash Management
Alternatives
Case Study #3
Chapter 5
Discussion Case 1 –
page 163 “Sue
Chang…” questions
1,2,3,6
10/10/12 Monday Schedule – No class
10/17/12 – Bb  Using Credit Cards:
The Role of Open
Credit – Chapter 6
 Consumer Credit
Laws
 Using Consumer
Loans: The Role of
Planned Borrowing –
Chapter 7
 Managing Your Debt
Case Study #4
Chapter 6
Discussion Case 2,
page 199, “Garth…”
DB Forum #3
10/24/12 –
QC
 The Home and
Automobile Decision
– Chapter 8
 Life and Health
Insurance – Chapter 9
Case Study #5
Chapter 9
Discussion Case 1,
page 334, “Adam and
Cassie Porterfield…”
10/31/12 - Bb  Property and Liability
Insurance – Chapter
10
 Investment Basics –
Chapter 11
Case Study #6 –
Chapter 10
Discussion Case 1,
page 362 “Graham
and Eustacia
Leyland…”
Db Forum #4

10. 11/7/12 – Bb  Securities Markets –
Chapter 12
 Investing in Stocks –
Chapter 13
Case Study #7
Chapter 12
Discussion Case 1,
page 426, (exclude
#5) “Miles..”
Db Forum #5
11/14/12– QC  Investing in Bonds
and Other Alternatives
– Chapter 14
 Mutual Funds: An
Easy Way to Diversify
– Chapter 15
Case Study #8 -
Discussion Case 1,
page 486, “While
recently waiting…”
(omit #6)
Case Study #9
Chapter 15
Discussion Case 1,
page 519 (omit #7),
“Rick Phillips…”
11/21/12– Bb  BB Assignment -
Assignment #3 –
Financial Current
Events
DB Forum #6
11/28/12 –
QC
 Assignment #2 -
Financial Videos Due
 Presentations of
Financial Videos
DB Forum #7
12/5/12 – Bb  Retirement Planning –
Chapter 16
 Estate Planning:
Saving Your Heirs
Money and Headaches
– Chapter 17
Case Study #10
Chapter 17
Discussion Case 1,
page 582 “Lee and
Marta Howard…”
(questions 1 through
7)
DB Forum #8
12/12/12
QC
 Video – 30 Days –
Minimum Wage
 Exam review and
closure
Final Exams
Week
Take home final exam will be
due in hard copy form during
final exams week.