Presentation on Meezan Bank by shaista , Daniya & Minhal. It was a great presentation which marked an outstanding comparing to other groups presentation. All you need a thorough knowledge of the products stated in the slides and present them in brief in front of your audience. The financials are related to 2018 data and the latest UN-audited report of March 2019 which added a great significance to the overall presentation and a clear picture of the banking's operations over all.

1. BY
SHAISTA ZAIDI
MINHAL JAMIL
DANIYA KHAN

2. Intro- First Islamic Bank in Pakistan
 Meezan Bank, Pakistan’s best bank and the first and largest Islamic
bank,
 Publicly listed company with a paid-up capital of Rs. 10 billion.
 It is one of the fastest growing financial institutions in the banking
sector of the country.
 Vision of establishing ‘Islamic banking as banking of first choice
 Commenced operations in 2002, after being issued the first-ever Islamic
commercial banking licence by the State Bank of Pakistan.

3. VISION
Establish Islamic banking as banking
of first choice to facilitate the
implementation of an equitable
economic system, providing a strong
foundation for establishing a fair and
just society for mankind.

4. MISSION
To be a premier Islamic bank, offering a
one-stop shop for innovative value-added
products and services to our customers
within the bounds of Shariah, while
optimizing the stakeholders value through
an organizational culture based on learning,
fairness, respect for individual enterprise
and performance.

5. VALUES
Shariah-compliance Integrity,
Professionalism, Innovation, Service
Excellence, Social Responsibility. Staff
that is committed, motivated and
professionally trained and who are
empathic to their customers’ needs.

6. PRODUCTS
Personal
 Bank Accounts
 Term Deposits
 Consumer Finance
 Premier Banking
 Debit Cards
Business
 Corporate banking
 Investment Banking
 Commercial Banking
 SME Banking

7. PERSONAL BANKING- 5 types
 Current Account
 Savings Account
 Special Savings Account
 Home Remittance Account
 Meezan Asaan Accounts
Asaan Current
Asaan Savings

8.  Meezan Amdan
Certificate- A long-term
investment with Monthly
High Return
 Meezan Amdan
Certificate for Senior
Citizens- Term Deposit
with the comfort of high
expected monthly returns
Term Deposits

9. Term Deposits
 Monthly Mudarabah Certificate-
Short Term Investment with
Regular Monthly Returns
 Dollar Mudarabah Certificate- An
Investment in US Dollars to Earn
Profit

10. Consumer Finance
 Car Ijarah
This works through a car rental
agreement, under which the
Bank purchases the car and
rents it out to the customer for
a period of 1 to 7 years, agreed
at the time of the contract.
Upon completion of the Ijarah
period, the vehicle will be sold
at a token amount or gifted to
the customer.

11. Consumer Finance
 Bike Ijarah
Pakistan’s first Riba-free motorcycle financing facility. It works through a bike rental
agreement, under which the Bank purchases the vehicle and rents it out to the
customer for a period of 1 to 3 years, agreed at the time of the contract. Upon
completion of the Ijarah period, the vehicle will be sold at a token amount or gifted to the
customer.

12. Consumer Finance
 Consumer Ease (Durable Goods Financing)
Meezan Consumer Ease is a Shariah-compliant financing facility for purchasing consumer
durable goods such as air conditioners, refrigerators, generators etc. Under this facility,
Meezan Bank will approve an overall limit for you after evaluating your application; you can
then purchase durable goods, upto the amount of the facility approved for you, from the range
of products offered by the Bank.

13. Consumer Finance
 Easy Home
Unlike a conventional house loan, Meezan Bank’s Easy Home works through the
Diminishing Musharakah. Creating joint ownership and then gradually transferring
ownership to the consumer instead of simply lending money is the major factor that makes
Easy Home Shariah-compliant. You agree to a monthly payment to the Bank of which one
component is rent for the home, and another for your equity share. In fact, the total
monthly payment is reduced regularly as your share in the property grows. When you have
made the full investment, which had been agreed upon, you become the sole owner with a
clear title to the property.

14. Premium Banking
A prestigious banking relationship that is based on our three pillars of commitment

15. Benefits & Privileges
 Platinum Mastercard Debit
Card
 International Airport
Lounges
 Fee Waivers
 No Processing Fees
 25 VIP lounges across Pakistan,
UAE, Saudi Arabia, Jordan, Kuwait,
Egypt, Morocco, USA, UK, Canada,
Germany, France, Singapore, etc.
 Access to business facilities—email,
Internet, phones, fax machines, and
conference space in some lounges.
Complimentary refreshments and
snacks.

16. INVESTMENT BANKING
 Syndicate Finance- Long and Short Term Finance
 Project Finance- Solutions for Green Field/Brown Field
Projects
 Sukuks -Finance for Private & Listed Sukuks
 Structured Finance - Creative Finance Solutions
 Financial Advisory Services- Shariah-compliant Advisory
Products
 Underwriting- Secure Issue of Securities

17. Highlights – Year 2018

18. FINANCIAL UPDATES- 2018
•Total Assets of the Bank increased to Rs 938 bn vs Rs 789 bn last
year - a growth of 19% (Rs 149 bn)
•Bank’s Financing crossed half a trillion grew to Rs 513 bn vs Rs
420 bn last year – a growth of 22%
•The growth in financings was in all segments
i.e.Corporate:14%,SME /Comm:44%&Consumer:41%

19. FINANCIAL UPDATES - CONTD
 ADR of the Bank – 65% vs 63% last year;
 Bank’s Deposits grew to Rs 785 bn vs Rs 667 bn last year – a growth
of 18% vs industry growth of 8%
 Current account deposits grew by 23%
 March 31, 2019. Profit after tax increased to Rs. 2,851 million from
Rs. 1,915 million in corresponding quarter last year – a growth of
49% . The Earnings per Share (EPS) – on enhanced capital
increased to Rs. 2.44 per share.

20. Deposit increased by 18% as against 8% growth in
Banking Industry

21. SWOT ANALYSIS- FINIDINGS- OUR
INTERPRETATIONS
STRENGHTS
WEAKNESSES
OPPORTUNITIES
THREATS

22. JAZAK ALLAH !