Presented By,
- Harshal Karkera,
- Mayuri Chavan,
- Monish Atmaramani &
- Rohit Bhabal
Prepared By,
- Rohit Bhabal

HARSHAL
INTRODUCTION OF
CASHLESS SOCIETY,
CHEQUE, ONLINE BANKING

 Meaning of cashless society: It is
a financial transaction in which
transactions are take place without
physical currency.

2
Increase of
transactions
$
$
3
Increase cr.
access
1
3
Reduce tax
avoidance
3
Reduce
risk

It Will Be Very Convenient
Expenses Can Be Easily Managed
Transactions Are Easily Visible
Tax Collection Will Increase Significantly
It Will Be Difficult To Have Counterfeit Currencies

Cheques are a type of bills of exchange developed as to make
payments without the need to carry large amount of money.
Paper money involved from promissory notes is similar form of
negotiable instrument.

Online banking is an electronic
payment system that enables
customers of a bank or other
financial institution to conduct a
range of financial transactions
through the financial institution's
website.

Permanent Access To The Bank
Less Time Consuming
Very Safe And Secure Method
Lower Transaction Costs
Access Anywhere

ROLE PLAY
ROHIT - MAYURI
DEBIT CARD
CREDIT CARD
AADHAR CARD

A Debit card Entering debit card
details into system
Swapping debit cardShopping with debit
card

Credit card
details
Bank
details
Confirm
payment
Steps
In Credit Card Issue

1. Requirements For This
Methods of Payment
2. Merchant Requirement
3. Limitations of AADHAR
Payment App.
4. AADHAR App. Use
AEPS: Aadhar Enabled Payment
System, also known as ‘Micro ATM’

MONISH
IMPS
NEFT
RTGS

 Initiated by NPCI along with 4 member
banks – SBI, Bank of India, Union bank
of India and ICICI.
 Launched on 22nd November 2010.
 Service available to Public.
 To participate in IMPS, banks should have
approval of RBI.
 Available with 54 banks.

1
• National Electronic Fund Transfer
• Transaction happens in batches
2
• Timing: 8.00am to 6.30pm
• 12.30pm on Saturday
3
• No minimum limit
• No maximum limit

 RTGS is an acronym of Real Time
Gross settlement.
 Real-time gross settlement is an
instantaneous method of fund transfer.
 RTGS is the faster way for fund
transfer.
 The RTGS system is preliminary used
for high-value transactions. The
minimum amount remitted using RTGS
is 2 lakh.

ROHIT
Paytm
E-Wallet

Paytm is an Indian payment commerce company based in Delhi-
NCR, launched in august 2010.
It is consumer brand of parent One97 communications. It is
becoming a very important E-wallet payment service today.
Nowadays paytm is accepted everywhere like in many malls, big
retail stores, metro etc. You can make many payments with paytm
like recharge of mobile, DTH, data card electricity and gas bill
payment.
paytm

First go to paytm.com and login
to your paytm account then
select what service you want to
recharge
paytm Search for a product, brand or category
Mobile DTH Data card Landline Electricity Gas Education MetroMobile DTH Data card Landline
Recharge or pay bill
Prepaid Mobile Postpaid Mobile
Enter prepaid mobile
number
Select operator
Select anyone
Type details of your service
(e.g. mobile, DTH, data card)
which you want to recharge
Click the payment option and
pay by using desired option
like dr. card, cr. Card or net
banking
After successful payment your recharge has done, Now you have
completed all the steps of recharging your service using Paytm.
Enjoy your service....!

Download Paytm app.
Now, open the app. You will see
something like this. You have to click
on passbook link.
Now, click on login to login your
paytm account.
After you login, you will see
something like this, Now click on
‘Send money to bank’ link.
If you transfer money before also,
then you will see your A/C, and if
not then you will see,
Fill all the details like A/C holder name, amount that you want to send, A/C no.
and IFC code of bank, then click on send
paytm
Pay Add
Money
Passbook My Order
Login to se wallet balance
Send Money to
Bank
Add Money to
Wallet

The Indian Railway Catering And
Tourism Corporation (IRCTC), a
subsidiary of the Indian Railway that
handles the catering, tourism and
online ticketing operations, recently
launched its own E-Wallet for the
IRCTC site.

Fill PAN Card no. and
deposit one time non
refundable Rs.250
To select E-wallet
registration option Under
the ‘Plan my travel' section
Login to IRCTC Website
We can credit the IRCTC wallet with a minimum deposit, user can deposit a
minimum of Rs.100 and maximum Rs.5000.
Deposit can be made in multiple of Rs.100 only, and the deposit amount is
non-refundable.

Thank
You