1. ROBERT J. EDWARDS
Arlington Heights, Illinois 60004
(Home) 847-253-8398 (Cell) 847-212-2663
ccredwards@aol.com/http://www.linkedin.com/in/edwardsrobert
CREDIT RISK MANAGEMENT PROFESSIONAL
Recent regulatory experience combining relationship management and compliance oversight during banking
industry’s most challenging period. Demonstrated ability to perform at high levels in both leadership and
individual contributor roles. Ability to balance risk and reward complements solid credit underwriting and
financial statement analysis skills. Successful in planning, organizing and leading credit operations to maximize
profit while constructively building relationships with customers, vendors and sales forces. Drove process
improvement, structural changes and performance measurement in commercial and consumer credit
environments. Extensive business development, portfolio management and loan servicing experience within
regulated environments applicable to bank-owned finance organizations. Led complex turnaround and
workout activities at both organizational and customer levels.
PROFESSIONAL EXPERIENCE
FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC) 2010-present
Midwest Temporary Satellite Office (TSO)
Schaumburg, Illinois
Resolutions & Receiverships Specialist –Asset Manager
Risk Sharing Asset Management
• Develop and manage relationships with assigned acquiring institutions to ensure compliance with Loss
Share Agreements supporting purchase of failed institutions.
• Manage portfolio of five failed banks with assets under Loss Share Agreements totaling $2.3 billion.
Portfolios included over 8,800 single-family loans and 7,500 commercial loans.
• Actively coordinate disposition and workout of loan portfolios to achieve least cost resolution of impaired
and non-performing loans.
• Monitor and evaluate performance of external contractors to ensure timely and cost-effective completion
of purchased services.
• Participate in closing activities to resolve failed banks and interact positively with employees of both the
failed and assuming institutions.
• Selected as subject matter expert (SME) to establish Asset Management control of Contracts and Leases
for closed institutions.
• Selected as subject matter expert (SME) to assist Risk Sharing Asset Management team in data integrity
initiatives.
• Individual performance recognized by two Special Thanks and Recognition (STAR) Awards

2. KEY EQUIPMENT FINANCE GROUP 2005-2010
$13 Billion Commercial Financial Services Subsidiary of KeyCorp
Downers Grove, Illinois
Portfolio Management Specialist (July 2009-May 2010)
• Evaluated and processed restructures of distressed transactions in exit portfolios.
• Monitored and implemented corrective actions to ensure vendor program compliance with policies and
procedures.
• Conducted Asset Quality Reviews on challenged credits and monitored progress of remediation efforts.
Senior Credit Underwriter (2005-December 2008)
• Developed and implemented training programs for financial statement analysis and credit
presentations for trainees and experienced staff.
• Developed, proposed and participated in the introduction of a structured approval mechanism for more
challenging credits that fell outside parent bank’s risk tolerance levels.
• Performed onsite due diligence reviews of portfolios considered for purchase through Syndications
department.
CITICAPITAL COMMERCIAL CORPORATION 2003-2005
Construction Equipment Finance Division
$30 Billion Commercial Financial Services Subsidiary of Citigroup
Senior Credit Analyst, Chicago, Illinois
• Mentored junior credit staff in financial statement analysis and credit presentation skills.
• Performed due diligence on proposed portfolios and participations.
• Accompanied sales team during customer visits to originate new business.
CONAGRA FOODS, INC. 2001-2003
$30 Billion Food Manufacturer serving retail and foodservice channels.
Manager, Credit Analysis Glendale Heights, Illinois
Managed team of credit analysts and support staff to implement corporate initiative to centralize risk
management functions formerly dispersed among independent operating companies. Implemented rules-
based credit policy.
• Eliminated operating companies’ service complaints by holding staff accountable to performance
standards developed through analysis and observation of business process.
• Reduced cycle time for new credit requests from ten working days to less than one day by defining
required information and revising the business process.
• Managed analysts’ completion of over 400 credit reviews on accounts with credit lines exceeding $1mm
per customer (up to individual level of $200 mm) to resolve significant internal audit concerns.

3. HELLER FINANCIAL 1999-2001
$20 billion diversified financial services firm, acquired by GE Capital in August 2001.
Credit Account Manager, Chicago, Illinois
Joined Global Vendor Finance Group in anticipation of increased equipment financing activities in
telecommunications, information processing and application service provider segments.
• Eliminated backlog of reviews on over 100 liquidating portfolios, each with outstandings of $5 mm or
more.
• Identified and resolved documentation omissions by positively interacting with customers and sales team.
• Resolved internally inconsistent policies and procedures by leading communications between credit
groups in North America, Europe and Asia.
MITSUBISHI MOTORS CREDIT of AMERICA 1996-1999
Captive finance subsidiary of Mitsubishi Motor Sales of America.
Manager, North Central Region, Schaumburg, Illinois
Managed administrative and sales team of 15 individuals responsible for all credit, funding and dealer
development for region serving over 100 dealers throughout 12 states.
• Developed and implemented onsite dealer training program that reduced contract errors by 60%,
accelerated funding and improved dealer satisfaction ratings.
• Reduced application turnaround time by over 70% by actively coaching credit analysts.
DEUTSCHE CREDIT CORPORATION, Deerfield, Illinois 1986-1996
Sales finance subsidiary of Deutsche Bank, AG, Frankfurt, Germany
Assistant Vice President, Automotive Credit Services 1991-1996
Established centralized indirect automotive credit function under service agreement with Volkswagen Credit,
Inc. Recruited, trained and managed staff of 40 supporting over 700 dealers throughout the U.S.
• Successfully launched operations on time despite late commitment by client, multiple IT obstacles and
severe understaffing due to application volume that substantially exceeded historical levels.
• Gained credibility of dealers by meeting with dealer councils, accepting feedback and quickly
implementing corrective actions.
• Planned facilities and staffing for Automotive Services Division. Documented existing policies and
procedures used by client’s previous service provider. Developed and proposed new policies and
procedures to be used in this initiative
Additional accomplishments at Deutsche Credit Corporation 1986-1991
• Performed due diligence investigations on over $200mm receivable portfolios secured by payment
streams on office automation product leases.
• Performed workout activities on non-performing credits including machine shops, trucking firms,
restaurant operators and agricultural enterprises. Negotiated directly with borrowers and other creditors
to mitigate loss exposure and establish effective exit strategies where appropriate.
EDUCATION
M.B.A., University of Chicago, Graduate School of Business, 1991
B.S. Business Administration, Elmhurst College, 1988