1. Rene M. Clouatre
1415 Notting Hill Drive
Baton Rouge, LA 70810
Home: 225.771.8602; Cell: 225.663.0137
Email: rclouatre@me.com
EXPERIENCE
October 2015 – Present Confie Insurance Group Baton Rouge, LA
Internal Audit / Quality Control Manager
 Managed 12 employees with the main focus of determining the effectiveness of
internal controls and the degree of compliance with internal policies in the low cost
auto insurance industry;
 Responsible for analyzing data as it pertains to internal controls and risk
assessments;
 Monitored and tracked measurement data in reports;
 Responsible for reviewing and improving internal processes through updating
policies and procedures as well as creating efficiencies;
 Responsible for developing and monitoring an internal system for the company’s
Retail Division that monitored errors and created a path to minimize inefficiencies
and improve profitability;
 Communicated internal control weaknesses and risk management concerns to the VP
of Operations and made recommendations as needed
July, 2014 – April, 2015 Business First Bank Baton Rouge, LA
Associate Chief Credit Officer
 Reported directly to the Chief Credit Officer;
 Managed and supervised five underwriters on a daily basis which includes
monitoring the daily and weekly workflow of loan packages;
 Reviewed and revised all loan packages and made recommendations to bankers,
underwriters and senior management for eventual approval by loan committees;
 Acted as a liaison during bank examinations.
August, 2009 – July, 2014 Federal Deposit Insurance Corporation Baton Rouge, LA
Loan Review Specialist
 Evaluated underwriting and credit administration practices (i.e., terms and structure
loans, including length, interest rate, and payment terms) on loans;
 Assessed adequacy of loan policies;
 Determined if loans are made within the banks policy and in compliance with
governing laws and regulations;
 Prepared a list of Technical Exceptions (documentation deficiencies) for bank
management;

2.  Discussed concerns regarding specific loans and file documentation with bank
management;
 Discussed findings with the examiner supervising the loan review and/or the
Examiner-In-Charge;
 Made recommendations with Examiner-In-Charge regarding loan portfolio
deficiencies;
 Reviewed unusual or complex loan files;
 Analyzed financial information, file documentation, and prepared questions for bank
management regarding the credit reviewed;
 Interacted/met with individuals such as bank management and bank personnel during
an examination by performing such tasks as: providing support for write-ups,
answering questions, conducting status meetings with bank personnel during the
course of the examination.
July, 2006 – August, 2009 The Shaw Group, Inc. Baton Rouge, LA
Internal Audit
 Assisted the Director of Internal Audit and other Team Members by providing
independent reports/audits;
 Performed audit reviews utilizing process flow maps to ensure that control
environments are adequate. Provided necessary feedback if corrective actions were
required;
 Consulted in the implementation of recommendations for improvement;
 Evaluated internal controls and assisted with special projects and financial analysis;
 Executed various financial, compliance and operational audits in order to determine
compliance with organizational policies and procedures;
 Presented financial analysis on potential joint ventures and significant subcontractors
as it related to specific ongoing or future projects.
January, 2005 – July, 2006 First Bank and Trust New Orleans, LA
Commercial Credit Analyst – Banking Officer
January, 2004 – January, 2005 Whitney National Bank Baton Rouge, LA
Commercial Credit Analyst – Banking Officer
EDUCATION / CERTIFICATIONS / AWARDS
University of New Orleans, New Orleans, LA
Bachelor of Science, Marketing, Spring 1992
BAI Loan Review Certification
Federal Deposit Insurance Corporation – Received six (6) Star Awards for special acts or
services by making high quality contributions under tight guidelines, independently taking
action to plan and follow through with tasks and displaying exceptionally knowledge and
professionalism