Fintech Overview and Growth Drivers

FINTECH INDUSTRY
Trends and Opportunities
Ratnakar Pandey | Aug 2019
Linkedin
Quora
Blog
How big is FinTech?
* Source-
CBINSIGHTS
• FinTech companies leverage technology and innovation to drive improvement in financial services. Globally
there are thousands of FinTech companies and the count continues to grow throughout the world.
* Source-
CBINSIGHTS
What does FinTech Cover?
* Source-
CBINSIGHTS
WHAT IS DRIVING
FINTECH GROWTH?
FinTech Players
• First Principle Thinking
• Focus on customer experience
• Technology and AI driven innovation
• Newer data sources
• Financial inclusion
• Faster execution
• Collaboration and not competition
Consumer
• Need banking and not banks
• Adoption of technology and smart phones
• Growing aspirations and needs
• Willingness to share data
Government
• Focus on digitization and cashless
economy
• Favorable regulatory environment
• Open banking
• Credit bureaus and reporting
• Banking made available to more people
Data Used by FinTech Players (as applicable in geography)
❑ Demographics
❑ Financial
❑ Transactional
❑ SMS
❑ Device and Apps
❑Geographic
❑Bureau
❑Social
❑ Channel Partners and Third Party
❑ Public Records
❑ Others
Which BigTech Companies have Entered or Entering FinTech Market?
❑Google
❑Apple
❑Facebook
❑Amazon
❑Microsoft
❑Baidu
❑Alibaba
❑Tencent
❑Truecaller
❑….
❑….
❑….
DIGITAL LENDING
Origination Growth overYears
Personal and Student Loans are Main Growth Drivers
Why Do Small Businesses Borrow?
Existing Lending Players Expand to Other Areas to Maintain Growth
KABBAGE LOANS
HOW IT WORKS
RATE AND TERMS
SMART BOX
1 von 13

Más contenido relacionado

Was ist angesagt?(20)

The FintechsThe Fintechs
The Fintechs
Software Infrastructure5.6K views
Fintech introductionFintech introduction
Fintech introduction
QuantUniversity5.6K views
Fintech overview slideshareFintech overview slideshare
Fintech overview slideshare
Jan Christopher Arp877 views
FintechFintech
Fintech
AayushBedi3785 views
Fintech SimplifiedFintech Simplified
Fintech Simplified
iHashmi ...470 views
Topic 6 fintechTopic 6 fintech
Topic 6 fintech
allen1215334 views
Open banking as a serviceOpen banking as a service
Open banking as a service
Amazon Web Services7K views
Fintech in indiaFintech in india
Fintech in india
Kumar Mayank6.3K views
Digital BankingDigital Banking
Digital Banking
Nikolay Spasov25.4K views
Financial Technology (Fintech)Financial Technology (Fintech)
Financial Technology (Fintech)
Chintu@life7.4K views
Bank: Trends, Tech and FutureBank: Trends, Tech and Future
Bank: Trends, Tech and Future
Ivano Digital1M views
Retail Banking Trends book 2022Retail Banking Trends book 2022
Retail Banking Trends book 2022
Capgemini11.1K views
Oppurtunities for Fintech in IndiaOppurtunities for Fintech in India
Oppurtunities for Fintech in India
Fintech Nxt885 views
Introduction to FintechIntroduction to Fintech
Introduction to Fintech
Procorre3.6K views
Fintech 4.0Fintech 4.0
Fintech 4.0
Rohit Chopra1.8K views
The future of bankingThe future of banking
The future of banking
Barbara Biro1.1K views
FintechFintech
Fintech
Yunisyaaf Arief698 views

Similar a Fintech Overview and Growth Drivers(20)

Latest Trends Payments IndustryLatest Trends Payments Industry
Latest Trends Payments Industry
Ramanan Jagannathan274 views
FintechFintech
Fintech
Mercy Akinseinde291 views
FinTechs in Francophone Africa Democratic Republic of the Congo ReportFinTechs in Francophone Africa Democratic Republic of the Congo Report
FinTechs in Francophone Africa Democratic Republic of the Congo Report
MicroSave - Financial Inclusion Consulting145 views
Fintech analysisFintech analysis
Fintech analysis
Sreeram S5.6K views
Thailand FinTech landscape reportThailand FinTech landscape report
Thailand FinTech landscape report
Sahil Gupta77 views
Thailand FinTech landscape reportThailand FinTech landscape report
Thailand FinTech landscape report
Varun Mittal 162 views
Thailand Fintech LandscapeThailand Fintech Landscape
Thailand Fintech Landscape
Varun Mittal 1.2K views
Fintech report 2019 by entersliceFintech report 2019 by enterslice
Fintech report 2019 by enterslice
deniver003208 views
Course 3  entrepreneurship trends Course 3  entrepreneurship trends
Course 3 entrepreneurship trends
cristianawijayaa32 views

Fintech Overview and Growth Drivers

  • 1. FINTECH INDUSTRY Trends and Opportunities Ratnakar Pandey | Aug 2019 Linkedin Quora Blog
  • 2. How big is FinTech? * Source- CBINSIGHTS • FinTech companies leverage technology and innovation to drive improvement in financial services. Globally there are thousands of FinTech companies and the count continues to grow throughout the world. * Source- CBINSIGHTS
  • 3. What does FinTech Cover? * Source- CBINSIGHTS
  • 4. WHAT IS DRIVING FINTECH GROWTH? FinTech Players • First Principle Thinking • Focus on customer experience • Technology and AI driven innovation • Newer data sources • Financial inclusion • Faster execution • Collaboration and not competition Consumer • Need banking and not banks • Adoption of technology and smart phones • Growing aspirations and needs • Willingness to share data Government • Focus on digitization and cashless economy • Favorable regulatory environment • Open banking • Credit bureaus and reporting • Banking made available to more people
  • 5. Data Used by FinTech Players (as applicable in geography) ❑ Demographics ❑ Financial ❑ Transactional ❑ SMS ❑ Device and Apps ❑Geographic ❑Bureau ❑Social ❑ Channel Partners and Third Party ❑ Public Records ❑ Others
  • 6. Which BigTech Companies have Entered or Entering FinTech Market? ❑Google ❑Apple ❑Facebook ❑Amazon ❑Microsoft ❑Baidu ❑Alibaba ❑Tencent ❑Truecaller ❑…. ❑…. ❑….
  • 9. Personal and Student Loans are Main Growth Drivers
  • 10. Why Do Small Businesses Borrow?
  • 11. Existing Lending Players Expand to Other Areas to Maintain Growth
  • 13. HOW IT WORKS RATE AND TERMS SMART BOX