For Retail Investor

1. PRESENTATION
ON
NEW INVESTMENT PRODUCT IN BANKING
Presented by: Rashel Uddin
ID No: 51622013
Masters of Professional Banking – MPB
Department of Banking & Insurance
Faculty of Business Studies
University of Dhaka

2. INVEST ON AKHANGKHA
Objective of Invest AKHANGKHA
Long term wealth creation

3. What is Invest AKHANGKHA?
 Invest AKHANGKHA will accumulated fund of the investor. Those fund investment
base on customers need and requirement. However, it may be invested in equities,
Bond, T-bill, FDR and other fixed income securities in time to time depend on
market.
 Invest AKHANGKHA will build a Diversified portfolio over a longer time horizon with
small investments at regular intervals reducing the risk of financial market volatility.
 Those activity done by Qualified and professional Fund Managers.

4. Why Invest AKHANGKHA?
• Aspirational goals – Like- House, Car, Foreign Trip
• Children’s education / marriage
• Medical Emergency
• Retirement
• Other Obligations
INVESTORS NEED TO SAVE REGULARLY INTO ASSETS THAT CAN BEAT
INFLATION TO MEET THEIR FINANCIAL GOALS.

5. Benefits Of Invest AKHANGKHA
Profit averaging.
Affordable. Can be started with a very small amount.
Long term financial goal can be achieved.
Disciplined and systematic approach. Helps in achieved your
dream.
Capital market investment is allowed for tax rebate and individual
capital gain is tax exempted.
Accidental Death and Disability Insurance Coverage – optional.

6. Whom to Sell?
• I don’t have
Enough
Money to
invest
I don’t have the time or
expertise to follow
market movements and
make investments at
the right time
I want to avail
Tax Benefit
I’m too busy
making money
to worry about
managing it.

7. On a longer horizon, Mutual Fund gives a “much better return” than other options
Much Better Return
221,400
257,520
239,564
298,344
-
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
450,000
2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015
Asset Class Comparison – Bangladesh
FDR Gold Real Estate Stock Mutual Funds
FDR: Weighted Average FDR Rate, Source: Statistical Table, Bangladesh Bank Gold: Change in Per Ounce Gold Price on Yearly Basis, Source: World Gold Council
Real State: Apartment Price/Per Square Feet, CAGR of 9.0% Applied from 2004 to 2015, Source: Rehab
Bangladesh and The Daily Star
Stock: Yearly Broad Index Return, Source: DSE
Mutual Funds: Stock 60% and FDR 40% weight Applied, while Broad Index Return and Weighted Average FDR Rate is used,
Source: DSE and Statistical Table, Bangladesh Bank.
Beauty of Invest AKHANGKHA
BDT

8. Investment will be made mostly in selected blue chip stocks
with-

9. Performance of Selected Blue Chip Stocks
Return of Blue Chip Stocks (Holding Period 2007-2016)
Disclaimer: Past Performance is No Guarantee of Future Results
How much money
do I have now if I
invested 1 Lac in
2007 in any of the
selected scrip?
*With re-investment assumption.
**GP: From 16th November, 2009
**Marico: From 16th September, 2009
DSE Code Present Value (BDT)*
BATBC 5,852,417
RENATA 2,421,625
BATASHOE 1,869,303
GLAXOSMITH 1,515,225
RECKITTBEN 1,732,291
BERGERPBL 1,877,055
SQURPHARMA 1,402,719
MARICO** 322,248
GP** 219,459
Index
(Jan, 2007- Dec, 2016)
339,569

10. 10
How would have Invest AKHANGKHA performed?
Invest AKHANGKHA
BDT Minimum 500
and Above monthly
Invested in equities,
Bond, T-bill, FDR and
other fixed income
securities in time to
time depend on market.

11. Invest AKHANGKHA work for you ?
• Set your financial goals
• Identify the scheme
• Decide the investment amount
• Look for a long term commitment
• Aim for the big picture
• Start investing.

12. “ We simply attempt, to be fearful when others are greedy and to be
greedy only when others are fearful”
-Warren Buffet