1. Raddon Chart of the Day
January 10, 2013
One-Fifth Indicated That They “Bank Online”
with Their Smartphone
25%
20%
20% Percent of All Online Respondents
16%
15% 14%
10% 9%
6% 5%
5%
0%
Bank Online with Device Downloaded App from PFI Actively Use PFI App
Smart Phone Tablet
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

2. Raddon Chart of the Day
January 8, 2013
Gen Y Respondents Are More Likely to
8%
Buy a Tablet in the Next Year
Percent of Online Respondents without
a Smartphone or Tablet Currently
6%
1%
1% 2%
4% 1%
2%
5%
2%
3% 4%
3%
2%
0%
Total Traditionalist Baby Boomer Gen X Gen Y
New Tablet New Smartphone
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

3. Raddon Chart of the Day
January 4, 2013
One-Half of Consumers Are Mobile Ready
60%
53%
50%
45%
40%
30% Percent of All Online Respondents
24%
20% 17%
13%
10% 5%
0%
Smartphone Smart Phone Tablet Android iPhone Other
or Tablet
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

4. Raddon Chart of the Day
January 2, 2013
One-Quarter of All Respondents Report Owning a Tablet
7%
22% Cell Phone
Tablet Only
Both
Neither
69%
2%
Percent of All Online Respondents
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

5. Raddon Chart of the Day
December 20, 2012
Attitudes About Student Loans and Student Loan Debt
90% 81% 82%
80%
70% 65%
59% 59%
60%
50% 50%
50% 42% 41% 40% 40% 39%
40%
30%
20%
10%
0%
Necessary to Fund Higher Good Investment to Ensure Question Financial Wisdom Have Difficulty in Managing
Educ./Attain Educ. Goals Future Success of Taking on Student Loan Student Loan Debt
Debt Burden
Total Currently Have/Previously Had a Student Loan Plan on Obtaining One
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

6. Raddon Chart of the Day
December 18, 2012
Student Loan Repayment Status
Have Yet to Begin Making Payments
19% Just Begun to Make Payments
39% Have Been Making Payments for Several
Years
11% Almost Repaid All Student Loans
Have Paid Off All Student Loans
25%
6% Percent of Online Respondents That Currently Have/Had a Student Loan
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500

7. Raddon Chart of the Day
December 13, 2012
Student Loan Status
3%
Never Had One/Do Not
33% Anticipating Opening One
Currently Have/Previously
Had a Student Loan
64% Plan on Obtaining One
Percent of All Online Respondents
Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500