2. A study of analyzing the CASH FLOW STATEMENT with the Reference to
“SHREE RAVALNATH CO-OPERATIVE HOUSING FINANCE SOCIETY
LTD, KOLHAPUR.”
3. INTRODUCTION OF CFS
•In financial accounting, a cash flow statement, also known as statement of cash
flows, is a financial statement that shows how changes in balance sheet accounts
and income affect cash and cash equivalents, and breaks the analysis down to
operating, investing, and financing activities.
•Cash flow statements are statements of changes in financial position prepared on
the basis of funds defined as cash or cash equivalents.
4. OBJECTIVES
1. To study the analysis of cash flow statements.
2. To study sources of cash of the company.
3. To study company’s liquidity position.
5. IMPORTANATS OFTHE STUDY:
•Cash flow statement is useful for short term planning and control of cash.
•It helps the financial manager to make cash flow projection for the immediate future
taking the data relating to cash inflows and cash outflows from past records.
6. 1. PRIMARY DATA:-
• primary data means information originally collected by the researcher.
•The primary data collected from the primary resources through the formal discussions
with managers.
2. SECONDARY DATA:-
it is the data that have been already collected by and readily available from other sources.
SOURCES OF SECONDARY DATAARE AS FOLLOWS:-
•Bank records
•Bank annual records
•Bank managers
RESEARCH METHODOLOGY
7. Organization profile
BANK PROFILE:-
Following table gives the detailed information of profile of bank.
SR.N PARTICULARS CONTENTS
1 NAME OF THE ORGANIATION Shree Ravalnath co-op. Housing Finance
Society Ltd, Kolhapur.
2 LOCATION OF THE BANK Misal Pride, Near Shahu Mill, Opp. Crown
Furniture, Branch Kolhapur.
3 EMAIL ID ravalnath_branchkolhapur@rediffmail.com
4 WEBSITE www.ravalnathhousingfin.com
5 CONTACT NUMBER +919075026606
8. VISION OF BANK:-
The adoption of all modern technologies for Better, Fast and Squired service will
be priority of the bank in future. The environment of all the branches will match
an international standard with easy operation for our valuable customer.
MISSION OF BANK:-
We work hard to build strong and lasting relationships with our customers by
providing great service and banking solutions that help them reach their financial
goals.
ACIVEMENTS OF THE BANK:-
Shree ravalnath Co-OPP housing finance felicities by Rajiv Gandhi excellence
award.
9. Findings
1. In 2016 company income is very less and the expenses are more
comparing to other years.
2. Interest payable is not been more increased in 2018 and 2019 it’s
approximately the same on that year.
3. In 2015 and 2016 depreciation of company is low as compare to other
years.
4. In the year 2019 income of company is less also the expenses of
company is more that’s the reason the net profit of the company has been
decreased in the year 2019.
5. Every year company invests the same amount for all years.
10. 1. The organization should try to retain its profit.
2. Organization should control their expenses and increases the income
3. Company should increase their investments.
4. You can take a seminar for your customer to know the new schemes of
company.
5. You can make your mobile banking facilities that are helpful for
customers.
6. Always connect with the customers that are making a good relation with
customer.
Suggestions
11. •From the analysis of the study it is found that the organizations inflows are
more than the outflows of the organization.
•Cash flow is satisfactory in line with profitability of the organization.
•Cash inflows are more than the cash outflows that indicating better control over
cash outflows.
•The success of business beside other things depends upon the manner in which
its cash flow managed.
•Thus cash flow is required as the life and blood of business concern.
Conclusion
