The document provides instructions for making an auto insurance claim after an accident. It outlines 7 key steps: 1) Exchange contact information with other drivers, 2) File an accident report, 3) Write down facts and take photos, 4) Contact your insurer and file a claim, 5) File a police report if necessary, 6) Check your claim status, and 7) Get your car fixed. Following these steps can help make the claims process less stressful.

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How to Make An Insurance Claim
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2. How to Make an Insurance Claim
Navigating the process of making an auto insurance claim after an
accident can be tricky. Knowing how to make an auto insurance
claim before you get into an accident can help you be better
prepared, should the occasion arise. Follow these tips to keep your
stress level at a minimum and make sure you don’t forget any steps.
1. Prepare Contact Information to Exchange
2. File an Accident Report
3. Write Down the Facts and Take Photographs
4. Contact your Insurer and File a Claim
5. File a Police Report (if necessary)
6. Check Your Claim Status
7. Get Your Car Fixed

3. How to Make an Insurance Claim
1. Prepare Contact Information to Exchange
Make sure to prepare cards with your name, phone number,
address, and insurance carrier to exchange with other drivers who
may be involved in a future accident with you. Have a sheet for them
to fill out, or at least pencil and paper, so that you may take down
their information.

4. How to Make an Insurance Claim
2. File an Accident Report
Even if damage to all people and all vehicles appears to be minimal
on the surface, insist on filing an accident report. You will be glad
you did, especially if you later realize that you had underestimated
the damage and you need to file an auto insurance claim.

5. How to Make an Insurance Claim
3. Write Down the Facts and Take Photographs
Make sure to keep a record from your point of view. By writing down
the facts of the accident when they are fresh in your mind and taking
photographs from different angles, you don’t have to worry about
forgetting an important detail or time clouding your memory.
Consistency is extremely important when filing a claim.

6. How to Make an Insurance Claim
4. Contact your Insurer and File a Claim
Your insurer can’t help you if you don’t alert them to the accident and
file a claim. Make sure to have the contact information of your
insurer in your car so you can file an auto accident claim.

7. How to Make an Insurance Claim
5. File a Police Report (if necessary)
If you need to report an act of vandalism or theft as opposed to an
auto accident, you will need to both report a claim to your insurance
carrier as well as to the police department. By having a police report
filled out, you can expedite the process of having your car fixed or
lost items found or replaced.

8. How to Make an Insurance Claim
6. Check Your Claim Status
Do not forget about your claim. An adjuster will come out to gauge
the damage incurred in the accident. The adjuster may be able to
refer you to an auto repair shop if necessary. Be courteous and
respectful – they are trying to get your car fixed and you back on the
road.

9. How to Make an Insurance Claim
7. Get Your Car Fixed
After your claim is approved and you have consulted a mechanic or
auto body shop, you can take a deep breath now that your car is in
capable hands. Make sure that your auto insurer has everything they
need and that there are no outstanding issues to address.

10. How to Make an Insurance Claim
The process of making an auto insurance claim after an accident
does not need to be stressful. Follow the steps outlined here to make
it flow as efficiently as possible. Be prepared in case of an accident.

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