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Presented By: Pawan Singh
MBA I yr. (A)
““I DREAM OF A DIGITALI DREAM OF A DIGITAL
INDIA WHERE ACCESS TOINDIA WHERE ACCESS TO
INFORMATION KNOWSINFORMATION KNOWS
NO BARRIER”NO BARRIER”
THE FOCUS IS TO BRING TRANSFORMATIONTHE FOCUS IS TO BRING TRANSFORMATION
TO REALIZETO REALIZE
Vision Areas of DigitalVision Areas of Digital
IndiaIndia
The Digital India programme is centred on three key vision areas:
Vision Area 1: Digital Infrastructure as a Utility to Every CitizenVision Area 1: Digital Infrastructure as a Utility to Every Citizen
InfrastructureInfrastructure
Availability of high speed internet as a core utility for delivery of
services to citizens
Cradle to grave digital identity that is unique, lifelong, online and
authenticable to every citizen
Mobile phone & bank account enabling citizen participation in
digital & financial space
Shareable private space on a public cloud
Safe and secure cyber-space
Vision Area 2: Governance and Services on DemandVision Area 2: Governance and Services on Demand
 Seamlessly integrated services across departments or jurisdictions
 Availability of services in real time from online & mobile
platforms
 All citizen entitlements to be portable and available on the cloud
 Digitally transformed services for improving ease of doing
business
 Making financial transactions electronic & cashless
Vision Area 3: Digital Empowerment of CitizensVision Area 3: Digital Empowerment of Citizens
Universal digital literacy
Universally accessible digital resources
Availability of digital resources / services in Indian languages
Citizens not required to physically submit Govt. documents /
certificates
Programme Management Structure for Digital India ProgrammeProgramme Management Structure for Digital India Programme
1. Cabinet Committee on Economic Affairs (CCEA) for programme 
level policy decisions.
2. A Monitoring Committee on Digital India under the
Chairpersonship of Prime Minister 
3. A Digital India Advisory Group headed by the Minister of
Communications and IT
4. An Apex Committee headed by the Cabinet Secretary
5. Expenditure Finance Committee (EFC)/Committee on Non Plan
Expenditure (CNE) to financially appraise/ approve projects as per 
existing delegation of financial powers.
9 Major Projects of Digital India9 Major Projects of Digital India
AGENCIES ENABLING DI INITIATIVESAGENCIES ENABLING DI INITIATIVES
CONTROLLER OF CERTIFYING AUTHORITIES(CCA)
CENTRE FOR DEVELOPMENT OF ADVANCED COMPUTING(
CENTRE FOR RAILWAY INFORMATION SYSTEMS(CRIS)
NATIONAL HEALTH MISSION (NHM)
NATIONAL COUNCIL OF EDUCATION RESEARCH AND TRA
ACHIEVEMENTS OF DIGITAL INDIA
PICTURES THAT DEFINE THE GREATNESS OF DIGITAL INDIAPICTURES THAT DEFINE THE GREATNESS OF DIGITAL INDIA
1.He maybe living in a small city but that doesn't keep him from exploring big ideas on the
internet.
Villages in Khairat hand out laptops and data cards to meritorious tribal and Dalit students.
2. And now, he can preserve his drawings forever.
Kids in villages test out the possibility of having tablets instead of notebooks.
3. She doesn't have to wait for days to hear
from her son because his number is on
speed dial.
4. Fresh vegetables are now just a call away.
A vegetable seller going about her business on her mobile
phone.
5. Entertainment is affordable and
accessible for all.
Tablets are used for leisure and entertainment in
villages.
6. The perfect housewife is the one who
knows the meaning of CTRL+ALT+
DELETE.
Role reversal! The man takes care of the child while
the woman prints out documents.
SOCIAL MEDIA CRITICS ON DIGITAL INDIA PROGRAMMESOCIAL MEDIA CRITICS ON DIGITAL INDIA PROGRAMME
AboutAbout
 Coined by Honorable Prime Minister Shri Narendra Modi
 It was formally launched on 25 September, 2014
 Devised to transform India into a global design and manufacturing hub
Make in India InitiativeMake in India Initiative
To promote India as the most preferred global manufacturing destination to propel sustainable
growth; facilitate investment, foster Innovation, enhance skill development, protect Intellectual
property and build best-in-class manufacturing infrastructure by
•Making India the easiest and simplest place to do business
•Eliminating paperwork, processes, procedures, rules & acts
•Using technology to leapfrog
•Converging & integrating Government departments
•Facilitating investment
•Fostering Innovation
•Enhancing skill development
•Protecting Intellectual property
•Building best-in-class manufacturing infrastructure.
Why Invest in India?Why Invest in India?
FASTEST GROWING ECONOMY- India is likely to grow at consistently higher rates (>7%) and retain its
position as one of the fastest growing economies till 2020. (Source: International Monetary Fund)
DEMOGRAPHIC ADVANTAGE- The proportion of working age population in India is likely to reach more
than 64% by 2021, with a large number of young persons in the 20-35 age group. (Source: Economic Survey 2014)
India is expected to be the largest supplier of university graduates in the world by 2020. (Source: Morgan Stanley
Research)
FAVOURABLE POLICIES- Barring a few reserved sectors, 100% FDI is allowed through the automatic route in
several sectors, without the need of government approval, namely Automobile, Food Processing, Construction etc.
The Central and State governments have sector specific policies, incentives and subsidies to promote
manufacturing.
DEVELOPING INFRASTRUCTURE- (1)Sagarmala Project: The project includes modernization of ports.
(2)SMART Cities Mission: Developing 100 smart cities as satellite towns of larger cities and by modernizing
existing cities. (3)Roads & Highways (4)Railways
SUPPORTING GOVERNMENT STRUCTURE- World’s largest democracy - India is a Sovereign Socialist
Secular Democratic Republic with a Parliamentary form of government, which is federal in structure with unitary
features. India’s robust legal and political systems ensure long-term political stability.
FOREIGN DIRECT INVESTMENT IN INDIAFOREIGN DIRECT INVESTMENT IN INDIA
Government of India has permitted foreign investment in almost all sectors with a few
exceptions, such as Atomic Energy & Lottery business
In the permitted sectors, subject to sectoral caps, FDI may be via 2 routes:
Automatic route or
Government route (where prior approval of Government of India is required)
Equity inflow of and below USD 770 million – Approval from Sectoral department in
consultation with Department of Industrial Policy & Promotion (DIPP)
Equity inflow of more than USD 770 million - Approval from Cabinet Committee on
Economic Affairs
INDUSTRIAL CORRIDORINDUSTRIAL CORRIDOR
Five industrial corridor projects across India have been identified, planned and launched by the Government of India.
These corridors are spread across India, with strategic focus on inclusive development to provide an impetus to
industrialization and planned urbanization. In each of these corridors, manufacturing will be a key economic driver
and these projects are seen as critical in raising the share of manufacturing in India's Gross Domestic Product (GDP)
from the current levels of 15% to 25% by 2025.
What is Startup?What is Startup?
Startup means an entity, incorporated or registered in India : (As
defined by DIPP)
Not prior to seven years, however for Biotechnology Startups not prior to ten
years,
With annual turnover not exceeding INR 25 crore in any preceding financial year,
and
Working towards innovation, development or improvement of products or
processes or services, or if it is a scalable business model with a high potential of
employment generation or wealth creation.
LaunchingLaunching
Prime Minister Shri Narendra Modi with Finance Minister Arun Jaitely and commerce and
Industry Minister Nirmala Sitharaman launching the “Startup India” action plan at Vigyan
Bhawan in New Delhi on Saturday 16 June2106
Action Plan Proposed Schemes and IncentivesAction Plan Proposed Schemes and Incentives
1. Compliance Regime based on Self-Certification
Objective:To reduce the regulatory burden on Startups thereby allowing them to focus on their core business
and keep compliance cost low.
2. Startup India Hub
Objective:To create a single point of contact for the entire Startup ecosystem and enable knowledge exchange
and access to funding.
3. Rolling-out of Mobile App and Portal
Objective:To serve as the single platform for Startups for interacting with Government and Regulatory
Institutions for all business needs and information exchange among various stakeholders.
4.Legal Support and Fast-tracking Patent Examination at Lower Costs
Objective:To promote awareness and adoption of IPRs by Startups and facilitate them in protecting and
commercializing the IPRs by providing access to high quality Intellectual Property services and resources,
including fast-track examination of patent applications and rebate in fees.
5. Relaxed Norms of Public Procurement for Startups
Objective:To provide an equal platform to Startups (in the manufacturing sector) vis-à-vis the experienced
entrepreneurs/ companies in public procurement.
6. Faster Exit for Startups
Objective:To make it easier for Startups to wind up operations.
7.Providing Funding Support through a Fund of Funds with a Corpus of INR 10,000 crore
Objective: To provide funding support for development and growth of innovation driven
enterprises.
8.Credit Guarantee Fund for Startups
Objective: To catalyse entrepreneurship by providing credit to innovators accross all
sections of society.
9.Tax Exemption on Capital Gains
Objective: To promote investments into Startups by mobilizing the capital gains arising from
sale of capital assets.
10.Tax Exemption to Startups for 3 years
Objective: To promote the growth of Startups and address working capital requirements.
11.Launch of Atal Innovation Mission (AIM) with Self-Employment and Talent Utilization (SETU)
Program
Objective: To serve as a platform for promotion of world-class Innovation Hubs, Grand
Challenges, Startup businesses and other self-employment activities, particularly in
technology driven areas
Status Report (Dated: 17August,2017Status Report (Dated: 17August,2017
1. 2865 Start-up applications have been recognized as Start-ups by DIPP.
2. Startup India hub has been able to handle more than 61,000 queries and facilitate more than 430
Startups by providing advisory on business plans, pitching support, etc.
3. Startups can now avail income tax exemption for 3 years in a block of 7 years, if incorporated
after 1st April 2016.
4. A 'fund of funds' of INR 10,000 Cr is being managed by SIDBI. INR 623.5 Cr have been
committed to 17 AIFs. 67 Startups have been funded.
5. A 4 week free Learning & Development programme covering 6 modules has been launched. More
than 1,60,000 applicants have signed up for the course and 5,800+ applicants have completed
100% of the course successfully.
6. 941 Tinkering Labs have been approved and 366 have received grant of INR 12 L each. Pre-
incubation training through 25+ mentorship sessions has been conducted.
7. 6 EICs have been approved for scale-up grant of INR 10 Cr. 10 institutes have been approved and
other 3 are at advanced stage of approval for establishing AICs.
8. The Research Park at IIT Gandhinagaris being set up by DST which has disbursed an initial
instalment of INR 40 Cr. IIT Kharagpur has received 74 Cr. and IIT Bombay has received 34 Cr.
From MHRD.
9. INR 475 crore for 2016-18 has been earmarked under UAY and 92 research proposals from IITs
have been approved. INR 75 crore has been disbursed under this scheme.
• Shri Dharmendra Pradhan, Hon'ble Minister in Skill
Development and Entrepreneurship and Minister in Petroleum
and Natural Gas, Government of India.
Key Components of the Scheme:Key Components of the Scheme:
1. Short Term Training- The Short Term Training imparted at PMKVY Training Centres (TCs) is expected to
benefit candidates of Indian nationality who are either school/college dropouts or unemployed.
2. Recognition of Prior Learning- Individuals with prior learning experience or skills shall be assessed and
certified under the Recognition of Prior Learning (RPL) component of the Scheme.
3. Special Projects- The Special Projects component of PMKVY envisages the creation of a platform that will
facilitate trainings in special areas and/or premises of Government bodies, Corporates or Industry bodies, and
trainings in special job roles not defined under the available Qualification Packs (QPs)/National Occupational
Standards (NOSs).
4. Kaushal and Rozgar Mela- Social and community mobilisation is extremely critical for the success of
PMKVY. Active participation of the community ensures transparency and accountability, and helps in
leveraging the cumulative knowledge of the community for better functioning.
5. Placement Guidelines- PMKVY envisages to link the aptitude, aspiration, and knowledge of the skilled
workforce it creates with employment opportunities and demands in the market.
6. Monitoring Guidelines- To ensure that high standards of quality are maintained by PMKVY TCs, NSDC and
empaneled Inspection Agencies shall use various methodologies, such as self-audit reporting, call validations,
surprise visits, and monitoring through the Skills Development ManagementSystem (SDMS).
Organisational Chart
MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP
THANKS FOR YOUR ATTENTION !THANKS FOR YOUR ATTENTION !
ANY QUESTIONS?ANY QUESTIONS?

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Digital India, Skill India, Make in India and Startup India

  • 1. Presented By: Pawan Singh MBA I yr. (A)
  • 2. ““I DREAM OF A DIGITALI DREAM OF A DIGITAL INDIA WHERE ACCESS TOINDIA WHERE ACCESS TO INFORMATION KNOWSINFORMATION KNOWS NO BARRIER”NO BARRIER”
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  • 6. THE FOCUS IS TO BRING TRANSFORMATIONTHE FOCUS IS TO BRING TRANSFORMATION TO REALIZETO REALIZE
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  • 8. Vision Areas of DigitalVision Areas of Digital IndiaIndia The Digital India programme is centred on three key vision areas:
  • 9. Vision Area 1: Digital Infrastructure as a Utility to Every CitizenVision Area 1: Digital Infrastructure as a Utility to Every Citizen InfrastructureInfrastructure Availability of high speed internet as a core utility for delivery of services to citizens Cradle to grave digital identity that is unique, lifelong, online and authenticable to every citizen Mobile phone & bank account enabling citizen participation in digital & financial space Shareable private space on a public cloud Safe and secure cyber-space
  • 10. Vision Area 2: Governance and Services on DemandVision Area 2: Governance and Services on Demand  Seamlessly integrated services across departments or jurisdictions  Availability of services in real time from online & mobile platforms  All citizen entitlements to be portable and available on the cloud  Digitally transformed services for improving ease of doing business  Making financial transactions electronic & cashless
  • 11. Vision Area 3: Digital Empowerment of CitizensVision Area 3: Digital Empowerment of Citizens Universal digital literacy Universally accessible digital resources Availability of digital resources / services in Indian languages Citizens not required to physically submit Govt. documents / certificates
  • 12. Programme Management Structure for Digital India ProgrammeProgramme Management Structure for Digital India Programme 1. Cabinet Committee on Economic Affairs (CCEA) for programme  level policy decisions. 2. A Monitoring Committee on Digital India under the Chairpersonship of Prime Minister  3. A Digital India Advisory Group headed by the Minister of Communications and IT 4. An Apex Committee headed by the Cabinet Secretary 5. Expenditure Finance Committee (EFC)/Committee on Non Plan Expenditure (CNE) to financially appraise/ approve projects as per  existing delegation of financial powers.
  • 13. 9 Major Projects of Digital India9 Major Projects of Digital India
  • 14. AGENCIES ENABLING DI INITIATIVESAGENCIES ENABLING DI INITIATIVES CONTROLLER OF CERTIFYING AUTHORITIES(CCA) CENTRE FOR DEVELOPMENT OF ADVANCED COMPUTING( CENTRE FOR RAILWAY INFORMATION SYSTEMS(CRIS) NATIONAL HEALTH MISSION (NHM) NATIONAL COUNCIL OF EDUCATION RESEARCH AND TRA
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  • 20. PICTURES THAT DEFINE THE GREATNESS OF DIGITAL INDIAPICTURES THAT DEFINE THE GREATNESS OF DIGITAL INDIA 1.He maybe living in a small city but that doesn't keep him from exploring big ideas on the internet. Villages in Khairat hand out laptops and data cards to meritorious tribal and Dalit students.
  • 21. 2. And now, he can preserve his drawings forever. Kids in villages test out the possibility of having tablets instead of notebooks.
  • 22. 3. She doesn't have to wait for days to hear from her son because his number is on speed dial. 4. Fresh vegetables are now just a call away. A vegetable seller going about her business on her mobile phone.
  • 23. 5. Entertainment is affordable and accessible for all. Tablets are used for leisure and entertainment in villages. 6. The perfect housewife is the one who knows the meaning of CTRL+ALT+ DELETE. Role reversal! The man takes care of the child while the woman prints out documents.
  • 24. SOCIAL MEDIA CRITICS ON DIGITAL INDIA PROGRAMMESOCIAL MEDIA CRITICS ON DIGITAL INDIA PROGRAMME
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  • 28. AboutAbout  Coined by Honorable Prime Minister Shri Narendra Modi  It was formally launched on 25 September, 2014  Devised to transform India into a global design and manufacturing hub
  • 29. Make in India InitiativeMake in India Initiative To promote India as the most preferred global manufacturing destination to propel sustainable growth; facilitate investment, foster Innovation, enhance skill development, protect Intellectual property and build best-in-class manufacturing infrastructure by •Making India the easiest and simplest place to do business •Eliminating paperwork, processes, procedures, rules & acts •Using technology to leapfrog •Converging & integrating Government departments •Facilitating investment •Fostering Innovation •Enhancing skill development •Protecting Intellectual property •Building best-in-class manufacturing infrastructure.
  • 30. Why Invest in India?Why Invest in India? FASTEST GROWING ECONOMY- India is likely to grow at consistently higher rates (>7%) and retain its position as one of the fastest growing economies till 2020. (Source: International Monetary Fund) DEMOGRAPHIC ADVANTAGE- The proportion of working age population in India is likely to reach more than 64% by 2021, with a large number of young persons in the 20-35 age group. (Source: Economic Survey 2014) India is expected to be the largest supplier of university graduates in the world by 2020. (Source: Morgan Stanley Research) FAVOURABLE POLICIES- Barring a few reserved sectors, 100% FDI is allowed through the automatic route in several sectors, without the need of government approval, namely Automobile, Food Processing, Construction etc. The Central and State governments have sector specific policies, incentives and subsidies to promote manufacturing. DEVELOPING INFRASTRUCTURE- (1)Sagarmala Project: The project includes modernization of ports. (2)SMART Cities Mission: Developing 100 smart cities as satellite towns of larger cities and by modernizing existing cities. (3)Roads & Highways (4)Railways SUPPORTING GOVERNMENT STRUCTURE- World’s largest democracy - India is a Sovereign Socialist Secular Democratic Republic with a Parliamentary form of government, which is federal in structure with unitary features. India’s robust legal and political systems ensure long-term political stability.
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  • 32. FOREIGN DIRECT INVESTMENT IN INDIAFOREIGN DIRECT INVESTMENT IN INDIA Government of India has permitted foreign investment in almost all sectors with a few exceptions, such as Atomic Energy & Lottery business In the permitted sectors, subject to sectoral caps, FDI may be via 2 routes: Automatic route or Government route (where prior approval of Government of India is required) Equity inflow of and below USD 770 million – Approval from Sectoral department in consultation with Department of Industrial Policy & Promotion (DIPP) Equity inflow of more than USD 770 million - Approval from Cabinet Committee on Economic Affairs
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  • 34. INDUSTRIAL CORRIDORINDUSTRIAL CORRIDOR Five industrial corridor projects across India have been identified, planned and launched by the Government of India. These corridors are spread across India, with strategic focus on inclusive development to provide an impetus to industrialization and planned urbanization. In each of these corridors, manufacturing will be a key economic driver and these projects are seen as critical in raising the share of manufacturing in India's Gross Domestic Product (GDP) from the current levels of 15% to 25% by 2025.
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  • 36. What is Startup?What is Startup? Startup means an entity, incorporated or registered in India : (As defined by DIPP) Not prior to seven years, however for Biotechnology Startups not prior to ten years, With annual turnover not exceeding INR 25 crore in any preceding financial year, and Working towards innovation, development or improvement of products or processes or services, or if it is a scalable business model with a high potential of employment generation or wealth creation.
  • 37. LaunchingLaunching Prime Minister Shri Narendra Modi with Finance Minister Arun Jaitely and commerce and Industry Minister Nirmala Sitharaman launching the “Startup India” action plan at Vigyan Bhawan in New Delhi on Saturday 16 June2106
  • 38. Action Plan Proposed Schemes and IncentivesAction Plan Proposed Schemes and Incentives 1. Compliance Regime based on Self-Certification Objective:To reduce the regulatory burden on Startups thereby allowing them to focus on their core business and keep compliance cost low. 2. Startup India Hub Objective:To create a single point of contact for the entire Startup ecosystem and enable knowledge exchange and access to funding. 3. Rolling-out of Mobile App and Portal Objective:To serve as the single platform for Startups for interacting with Government and Regulatory Institutions for all business needs and information exchange among various stakeholders. 4.Legal Support and Fast-tracking Patent Examination at Lower Costs Objective:To promote awareness and adoption of IPRs by Startups and facilitate them in protecting and commercializing the IPRs by providing access to high quality Intellectual Property services and resources, including fast-track examination of patent applications and rebate in fees. 5. Relaxed Norms of Public Procurement for Startups Objective:To provide an equal platform to Startups (in the manufacturing sector) vis-à-vis the experienced entrepreneurs/ companies in public procurement. 6. Faster Exit for Startups Objective:To make it easier for Startups to wind up operations.
  • 39. 7.Providing Funding Support through a Fund of Funds with a Corpus of INR 10,000 crore Objective: To provide funding support for development and growth of innovation driven enterprises. 8.Credit Guarantee Fund for Startups Objective: To catalyse entrepreneurship by providing credit to innovators accross all sections of society. 9.Tax Exemption on Capital Gains Objective: To promote investments into Startups by mobilizing the capital gains arising from sale of capital assets. 10.Tax Exemption to Startups for 3 years Objective: To promote the growth of Startups and address working capital requirements. 11.Launch of Atal Innovation Mission (AIM) with Self-Employment and Talent Utilization (SETU) Program Objective: To serve as a platform for promotion of world-class Innovation Hubs, Grand Challenges, Startup businesses and other self-employment activities, particularly in technology driven areas
  • 40. Status Report (Dated: 17August,2017Status Report (Dated: 17August,2017 1. 2865 Start-up applications have been recognized as Start-ups by DIPP. 2. Startup India hub has been able to handle more than 61,000 queries and facilitate more than 430 Startups by providing advisory on business plans, pitching support, etc. 3. Startups can now avail income tax exemption for 3 years in a block of 7 years, if incorporated after 1st April 2016. 4. A 'fund of funds' of INR 10,000 Cr is being managed by SIDBI. INR 623.5 Cr have been committed to 17 AIFs. 67 Startups have been funded. 5. A 4 week free Learning & Development programme covering 6 modules has been launched. More than 1,60,000 applicants have signed up for the course and 5,800+ applicants have completed 100% of the course successfully. 6. 941 Tinkering Labs have been approved and 366 have received grant of INR 12 L each. Pre- incubation training through 25+ mentorship sessions has been conducted. 7. 6 EICs have been approved for scale-up grant of INR 10 Cr. 10 institutes have been approved and other 3 are at advanced stage of approval for establishing AICs. 8. The Research Park at IIT Gandhinagaris being set up by DST which has disbursed an initial instalment of INR 40 Cr. IIT Kharagpur has received 74 Cr. and IIT Bombay has received 34 Cr. From MHRD. 9. INR 475 crore for 2016-18 has been earmarked under UAY and 92 research proposals from IITs have been approved. INR 75 crore has been disbursed under this scheme.
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  • 43. • Shri Dharmendra Pradhan, Hon'ble Minister in Skill Development and Entrepreneurship and Minister in Petroleum and Natural Gas, Government of India.
  • 44. Key Components of the Scheme:Key Components of the Scheme: 1. Short Term Training- The Short Term Training imparted at PMKVY Training Centres (TCs) is expected to benefit candidates of Indian nationality who are either school/college dropouts or unemployed. 2. Recognition of Prior Learning- Individuals with prior learning experience or skills shall be assessed and certified under the Recognition of Prior Learning (RPL) component of the Scheme. 3. Special Projects- The Special Projects component of PMKVY envisages the creation of a platform that will facilitate trainings in special areas and/or premises of Government bodies, Corporates or Industry bodies, and trainings in special job roles not defined under the available Qualification Packs (QPs)/National Occupational Standards (NOSs). 4. Kaushal and Rozgar Mela- Social and community mobilisation is extremely critical for the success of PMKVY. Active participation of the community ensures transparency and accountability, and helps in leveraging the cumulative knowledge of the community for better functioning. 5. Placement Guidelines- PMKVY envisages to link the aptitude, aspiration, and knowledge of the skilled workforce it creates with employment opportunities and demands in the market. 6. Monitoring Guidelines- To ensure that high standards of quality are maintained by PMKVY TCs, NSDC and empaneled Inspection Agencies shall use various methodologies, such as self-audit reporting, call validations, surprise visits, and monitoring through the Skills Development ManagementSystem (SDMS).
  • 45. Organisational Chart MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP
  • 46.
  • 47. THANKS FOR YOUR ATTENTION !THANKS FOR YOUR ATTENTION ! ANY QUESTIONS?ANY QUESTIONS?

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