Investment and gambling are different concepts. Investment involves allocating funds with the expectation of earning a return over time through a planned, researched approach selecting from options like mutual funds and bonds. In contrast, gambling involves putting money at risk in games of chance driven by emotions rather than analysis or plan, with potential for addiction, imprudence, and aggressive risk-taking rather than conservatism. The key differences are the time period, product or plan orientation, role of research versus emotions, and risk of addiction.