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Pay without your 
wallet 
• Payments happen with a 
single touch 
• Easy, secure private payments 
• Only for iPhone 6 and iPhone 
6 Plus 
• Pay with touch ID 
• Convenient check out 
• Set up is simple
More secure 
payments 
• Protect your accounts 
even if you lose your 
device 
• Keep your purchase 
private, and no 
transaction record. 
• Most recent transaction 
in the Passbook
Security Elements 
Touch ID 
Passbook 
Near field communication (NFC) antenna 
Dedicated chip that stores encrypted payment 
information
Major credit cards
Participating Banks
Connect to Chapter 3 
Information system infrastructure 
The secure element and the NFC chipset (hardware) 
Without exposing the real debit/credit card number 
Encrypted number 
Card number is not stored locally or in Apple server 
Issuing bank associated with your card
Works Cited 
Fink, Erica. "'Apple Pay' May Be Safer than Plastic." 
CNNMoney. Cable News Network, n.d. Web. 21 Sept. 
2014. 
Jeffries, Adrianne. "Apple Pay Allows You to Pay at the 
Counter with Your IPhone 6." The Verge. N.p., 03 Sept. 
2014. Web. 21 Sept. 2014. 
"Pay Your Wallet. Without the Wallet." Apple. N.p., n.d. 
Web. 21 Sept. 2014.
Apple Pay
Apple Pay

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Apple Pay

  • 1.
  • 2. Pay without your wallet • Payments happen with a single touch • Easy, secure private payments • Only for iPhone 6 and iPhone 6 Plus • Pay with touch ID • Convenient check out • Set up is simple
  • 3.
  • 4. More secure payments • Protect your accounts even if you lose your device • Keep your purchase private, and no transaction record. • Most recent transaction in the Passbook
  • 5. Security Elements Touch ID Passbook Near field communication (NFC) antenna Dedicated chip that stores encrypted payment information
  • 8.
  • 9. Connect to Chapter 3 Information system infrastructure The secure element and the NFC chipset (hardware) Without exposing the real debit/credit card number Encrypted number Card number is not stored locally or in Apple server Issuing bank associated with your card
  • 10.
  • 11. Works Cited Fink, Erica. "'Apple Pay' May Be Safer than Plastic." CNNMoney. Cable News Network, n.d. Web. 21 Sept. 2014. Jeffries, Adrianne. "Apple Pay Allows You to Pay at the Counter with Your IPhone 6." The Verge. N.p., 03 Sept. 2014. Web. 21 Sept. 2014. "Pay Your Wallet. Without the Wallet." Apple. N.p., n.d. Web. 21 Sept. 2014.