1. Sarah Biller
Capital Market Exchange
sarah.biller@capmktexchange.com
#CapMktX
www.capital-market-exchange.com
Approaching Internal
Innovation like a Start-up

2. $41.5 billion
Sources: Federal Reserve Bank of Atlanta, Office of Federal Registrar Code of
Financial Regulations, Ovum Market Research, CNBC
3.68%
9x 163,333

3. Banks are organizations
structured to execute
on a repeatable and
scalable business model
that [does not] fail.
Start-ups are agile
organizations seeking a
scalable business
model that may fail
before it succeeds.

4. Y
E.V.P.
T^3

5. The Concept of a
Minimally Viable Product
M.V.P.

6. Source: Roman Pichler
M.V.P.
Minimally Viable Product

7. E.V.P.
Minimally
Exceptional Viable Product
Source: Rand Fishkin http://moz.com/rand
Pathetic
Good
Truly
Impressive
Most
amazing
thing your
customers
have seen
QualityofInnovation
Impact
Harmful Small Decent Massive
Many MVPs
launch here
EVP’s

8. T^3
Team :: Technology :: Tracking

9. T^3
Team :: Technology :: Tracking
Hustler
Hacker
Hipster

10. T^3
Team :: Technology :: Tracking
Differentiate
Bank
Optimize /
Margin
Improvement
Create a
New Market
Evolutionary
Change
Create a New Technology
Disrupt
Leverage an Existing Technology
Sustain

11. T^3
Team :: Technology :: Tracking
Traditional
1
3
$ worth
2

12. “Y”
Root Cause
=
Why^5

13. “Y”
Questions?