1. essential for banking
Avaloq in short
Avaloq locations:
Berlin | Edinburgh | Geneva | Hong Kong | Leipzig | London | Luxembourg | Manila | Paris | Ruesselsheim | Singapore | Sydney | Zurich
Advantages for our customers:
Business flexibility. Our solutions are tailored to your individual
requirements and help to reduce time to market for new
products or for introducing new business models.
Ready for banking. New customers are provided with the
Avaloq Banking Suite pre-aligned to best practices. This
reference implementation allows for a quick, inexpensive and
low-risk rollout. During the implementation project or even
at any later time, the Avaloq Banking Suite can be customised
to meet changing needs continuously.
Innovative capacity. We innovate with the best in the industry,
as well as with leading universities. More than 50% of annual
product revenue is reinvested in research & development (R&D).
Highestefficiency.Weofferourcustomersmaximumoperational
efficiency by eliminating redundant data management and
ensuring the highest straight-through processing rates and
performance. Knowledge from our BPO centres enables us to
further increase our customers’ business efficiency continuously.
Scalability. Our products are scalable and are used by leading
financial institutes to their utmost satisfaction.
International deployment. Avaloq is present in the most
demanding financial centres around the world. We follow our
customers abroad and expand our large network of partners
constantly.
Functional richness. A wide range of functionalities covers front,
middle and back office requirements.
Our references ( selection ):
05/2014

2. Avaloq: integrated solutions
for future-oriented banks.
Banking has undergone fundamental changes. As a result of the financial meltdown, financial services
providers have been called upon to reposition their offering. Traditional value chains are being radically
broken up, and proven business models are being revised as a whole. Customers have new requirements,
are better informed and expect maximum transparency and independence when choosing their financial
products. New regulatory requirements constantly add complexity to the banking business, making it
more expensive than ever. The financial industry’s transformation is shaped by clearly focussed business
models, growing industrialisation in the middle and back office area, and differentiation in the front office.
Avaloq is the right partner to help banks through this paradigm shift.
The Avaloq group is an international leader
in integrated and comprehensive solutions
for wealth management, universal as well
as retail banks, and it stands for innovation
in the financial sector. It reinvests more
than 50% of its annual product revenue
in research and development (R&D). The
company has a global customer base of
more than 100 leading financial institutions
in over 20 countries, including well-known
tier one banks in the most demanding
financial centres around the world.
Passionate about Boosting Performance
For the last 25 years, Avaloq has single-
mindedly and passionately committed itself
to enhancing banks’ performance. The
Avaloq Banking Suite is at the core of all
our solutions. This leading banking software
offers state-of-the-art functionalities
based on the latest technologies and
enables middle and back office processes
to be standardised and automated, thus
replacing more than 20 peripheral systems
on average. Through our own BPO centres
(business process outsourcing centres), we
drive industrialisation and help to reduce
manual interventions in banking processes
by up to 60%. In close collaboration with
our BPO centres, our software developers
enable us to combine innovation with a
deep understanding of banking and to set
new standards in operational excellence.
Regulatory requirements are proactively
screened. In several forums, Avaloq works
closely together with customers in order to
anticipate future requirements in good time
and to implement them inexpensively. This
is how customers can take advantage of
effective solutions, available right on time.
We invest heavily in the front office of the
future and drive innovation at the interface
between a bank and its clients, using the
latest technologies and breakthrough
front office concepts. In doing so, we focus
materials, a vast selection of test cases, as
well as in-depth workflow descriptions. Only
the features meeting a bank’s individual
needs are modified during implementation.
This shortens project implementation time
and significantly reduces project risk.
Network of Excellence
Our community is more than just a list of
customers to us. We are proud that our
customer base includes some of the best
known financial institutions in the world’s
most demanding financial centres. We
innovate with the best to design every
single component of our solutions. Thanks
to our numerous community platforms,
customers have the opportunity to network
with partners and universities, empowering
one other to address the latest banking
challenges even more successfully. This is
why being a member of our community also
means playing in a different league of the
banking business.
Committed to Deliver what We Promise
Our meticulous and uncompromising
attention to detail has enabled us to
achieve a unique 100% success rate in the
implementation of our banking solutions.
Some say this success rate is typically
Swiss. We call it commitment: to our
customers and to a successful partnership.
This is an essential quality in business – in
yours as well as in ours.
Be part of our community.
Additional information
on Avaloq:
• More than 1,000 certified partners
are involved in 90% of Avaloq
projects
• Products are developed in two
development centres in Switzerland
and the UK
• A network of BPO centres is built
up in the most demanding financial
centres
• A broad range of optimisation
methods and tools for open
innovation is available
• The company is privately owned by
management and key employees
• Avaloq cooperates with leading
universities and technical colleges
to continuously observe and analyse
new banking trends
Awards:
• Gartner has positioned Avaloq as a
“Leader” in the “Magic Quadrant for
International Retail Core Banking
(IRCB) 2013” report.
• The Avaloq Banking Suite was rated
as the number one private banking
solution in the 2013 and 2014
editions of the IBS Sales League
Table.
Avaloq Banking Suite
Services
Technology & System Architecture
Omni-Channel Sales
Enterprise Management
Executions & Operations
Client Data
Management
Fundamentals
Change the bank Run the bank
Tools
Self-Directed
Services
Advisory Services Channel Integration
Client Management
& Branch Services
Risk Management Bank Management Taxes
Investment
­Management
Payment Processing Lending & CreditInvestment & Trading
Core Operations
Avaloq Solution Map
to a unique multi-entity functionality of
the Avaloq Banking Suite, many leading
international banks have been able to
successfully expand into new segments
and countries while taking advantage of
extensive synergies. Thanks to its modular
design throughout, i.e. from its architecture
to its functionalities, the Avaloq Banking
Suite enables banks to use single products
only and to implement these phase by
phase.
New customers are provided with a
banking suite pre-aligned to best practices.
Reference customisations that have proven
themselves in actual environments are
available for all relevant business models.
Our solutions include web-based training
“Avaloq provides our
offshore and onshore
wealth management
­business with enhanced
internal support from a
single platform. This new
infrastructure will enable
us to expand our business
and add scale to our
operational capabilities,
while delivering first class
client service.”
Brad Kotush, Executive Vice President and
Chief Financial Officer of Canaccord Genuity
Group Inc.
on seamless integration into the Avaloq
Banking Suite: all front office applications
use identical semantics, business logics
and data. These front office applications
are developed either by Avaloq or by third
parties. They are certified by Avaloq and
offered to the customer in an interactive
marketplace. Banks can benefit from a
comprehensive, differentiating offer, a high
innovation rate and a short time to market.
Moreover, all front office applications can
be integrated into a modern portal solution.
Highest Strategic Flexibility &
Operational Agility
We employ bankers who work for bankers.
In the same way as the financial industry
has changed, the Avaloq group has
evolved in the last years, starting out
as a mere software provider to become
a comprehensive provider of financial
services. Today, Avaloq is the only
independent provider for the financial
industry to both develop and operate
its own software. Avaloq’s solutions for
business processes and IT outsourcing
are provided by its own BPO centres. The
customer can choose the most suitable
model among a variety of available options:
from operating the Avaloq Banking Suite
autonomously to outsourcing middle and
back office operations to one of Avaloq’s
BPO centres.
Besides ensuring this strategic flexibility,
Avaloq solutions also support and boost
operational agility convincingly. Thanks
“In the end, the savings
are impressive, but
the key dimension is
risk. The key benefit of
moving to Avaloq has
been a huge reduction in
risk for the Coutts fran-
chise.”
Juergen Pulm, Chief Technology Officer
for Coutts