FinTech & InsurTech: Company presentation by Stephan Stricker, Pair Finance at the NOAH Conference Berlin 2019, 13-14 June, STATION.

1. DEBT COLLECTION

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3. Total open debt
of 60 bil. €
+900 debt
collection agencies
Only one digital
player
+20 mil. €
new case files per year
+2.5 bil. €
revenues per year
2

4. THE FUTURE OF DEBT COLLECTION

5. Advertising Technology
Customer
Digital data points
Behavioral science
Easy solution
Online Purchase
PAIR’s fundamental idea: We reinvent debt collection!
Our philosophy finds its origin within digital Marketing:
Debt settlement
The Philosophy
4

6. The PAIR Technology
A fully digital communication based on behavioral science makes the difference in the pre-litigation process when
approaching the debtor.
1
Automated
System
Digital communication &
online settlement
Application of proven
behavioral strategies
Data-mining &
-enrichment
algorithm Pa
rt
y
The Technology
5454545500010121
2221210000101200
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0012020012000000
vs
5

7. Strong performance increase in 2018/19
6
Q1/2017
Q2/2017
Q3/2017
Q4/2017
Q1/2018
Q2/2018
Q3/2018
Q4/2018
Q1/2019
*Q2/2019
*Q3/2019
*Q4/2019
Cumulated debt volume
Cum. started debt volume
Q1/2017
Q2/2017
Q3/2017
Q4/2017
Q1/2018
Q2/2018
Q3/2018
Q4/2018
Q1/2019
*Q2/2019*Q3/2019*Q4/2019
Net revenues
Cum. net revenue
+490% revenue
increase
*projected values
Q1/2017
Q2/2017
Q3/2017
Q4/2017
Q1/2018
Q2/2018
Q3/2018
Q4/2018
Q1/2019*Q2/2019*Q3/2019*Q4/2019
Cumulated number of casefiles
Cum. started case files
+250% casefiles
received
+300% debt
volume received
Q1/2017
Q2/2017
Q3/2017
Q4/2017
Q1/2018
Q2/2018
Q3/2018
Q4/2018
Q1/2019
*Q2/2019
*Q3/2019
*Q4/2019
Cumulated recovered debt volume
Recovered debt volume
+400% debt
volume recovered

8. Min. +85% reached
Proof of reach Contacted Unreached
Average recovery of debt volume for digital customer
recovered volume open volume
60-
80%
Operational efficiency
More cases solved by the technology
Solved with operational actions Solved by the technology
73%
0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
0 2 4 6 8 10 12 14
Hours
…within a couple of hours
Mobile 63%
Desktop 37%
+85%
7

9. Award winning approach
Top Clients
Achievements
8

10. Stephan Stricker
Founder & CEO
stephan.stricker@pairfinance.com
Contact
Hardenbergstraße 32, 10623 Berlin
We efficiently realize your open claims
without breaking the link to your customer
Our promise