Carol Marx

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National Housing Conference & the Center for Housing Policy

Bring Workers Home Regional Workforce Housing Forum--Honolulu, HI--October 12, 2010

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WORKFORCE HOUSING Financing for Employees

Bank Opportunities ,[object Object],[object Object],[object Object]

Forms of Employer Assistance ,[object Object],[object Object],[object Object],[object Object],[object Object]

Program Financing Currently Offered ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Example of Financing ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Comparison $15,000 $100,000 Down Payment $85,000 2nd Mortgage (Guaranteed) $400,000 $400,000 First Mortgage $500,000 $500,000 Purchase Price With Assistance Without Assistance

Bank Participation ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Employer Benefits ,[object Object],[object Object],[object Object],[object Object]

Conclusion ,[object Object],[object Object],[object Object],[object Object]

Questions? ,[object Object],[object Object],[object Object],[object Object]

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Carol Marx

1. WORKFORCE HOUSING Financing for Employees

6. Comparison $15,000 $100,000 Down Payment $85,000 2nd Mortgage (Guaranteed) $400,000 $400,000 First Mortgage $500,000 $500,000 Purchase Price With Assistance Without Assistance

10.

11. Mahalo!

Carol Marx

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Carol Marx