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MUSTAFA TAMMAM SEDDIK, CMA, ICVS
Cell: +965 97200 366
Email: mustafa.tammam@yahoo.com
OBJECTIVE To secure a position, with opportunity for continuous growth, which utilizes and
expands on skills acquired through education and experience.
EDUCATION Bachelor of Commerce
University of Cairo, Egypt. 2004
PERSONAL DATA Birth Date: October 1, 1982
Gender: Male
Marital Status: Married
Citizenship: Egypt
Country of Residence: Kuwait
Languages: Fluent in Arabic and English
Computer Literacy: Excellent command of Microsoft Windows applications
CORE BUSINESS COMPETENCIES INCLUDE:
- Financial Accounting - IFRS & IAS - Business Combinations
- Executive Leadership - Working Capital Management - Office Management
- Budget Setting - Capital Budgeting - Management Accounting
- Financial Analysis - Business Valuation - Corporate Finance
- Financial Planning & Forecasting - Budget Monitoring - Performance Management
PROFESSIONAL EXPERIENCE
MENA CAPITAL HOLDING COMPANY K.S.C. (Closed), Kuwait April 2009 – Present
FINANCE MANAGER:
 FINANCIAL AND MANAGEMENT ACCOUNTING:
 Develop and maintain timely, accurate financial statements and reports that are appropriate for the
users and in accordance with International Financial Reporting Standards (IFRS).
 Prepare all supporting information for the annual audit and liaise with the Board's Audit Committee and
the external auditors as necessary.
 Document and maintain complete and accurate supporting information for all financial transactions.
 Develop and maintain financial accounting systems for cash management, accounts payable, accounts
receivable, credit control, and petty cash.
 Oversee the bookkeeping function including maintenance of the general ledger, accounts payable,
accounts receivable and payroll.

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 Manage the acquisition of capital assets and ensure that assets are properly recorded, amortized, and
disposed of as appropriate.
 MANAGEMENT:
 Maintain a documented system of accounting policies and procedures.
 Oversee the operations of the treasury department, including the design of an organizational structure
adequate for achieving the department's goals and objectives.
 Assist in performing all tasks necessary to achieve the organization's mission and help execute staff
succession and growth plans.
 FUNDS MANAGEMENT:
 Manage and Forecast cash flow positions, related borrowing needs and available funds for investment.
 Ensure that sufficient funds are available to meet ongoing operational and capital investment
requirements.
 Assist in determining the company's proper capital structure.
 Arrange for equity and debt financing.
 Negotiate with Bank for lines of credit or other financial services as required and appropriate.
 PLANNING AND BUDGETING:
 Establish and manage the preparation of the annual master budget of the company in consultation with
the Executive Director and Finance Committee.
 Report to management on variances from the established budget and the reasons for those variances.
 Assist management in the formulation of its overall strategic direction.
 FINANCIAL ANALYSIS:
 Engage in ongoing cost reduction analyses in all areas of the company.
 Review capital budgeting proposals and make acceptance recommendations to management.
 Analyze financial information to produce forecasts of business, industry, and economic conditions for
use in making investment decisions.
 Review and recommend different types of investments based on risk and return analysis.
 Create forecasts of future business conditions using multiple scenarios.
 Identifies financial status by comparing and analyzing actual results with plans and forecasts.
 Interpret the company's financial results to management and recommend improvement activities.
 Develop financial models, conduct benchmarking and process analysis.
 Track and determine financial status by analysing actual results in comparison with forecasts.

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 Manage the capital budgeting process, based on constraint analysis and discounted cash flow analysis.
AL RAEDA ENTERPRISES COMPANY K.S.C. (Closed), Kuwait February 2008 – April 2009
CHIEF ACCOUNTANT:
 Develop, implement, and ensure compliance with internal financial, accounting policies and
procedures.
 Review monthly results and implement monthly variance reporting as compared to budget.
 Manage the cash flow and prepare cash flow forecasts in accordance with applicable policies and
procedures.
 Develop and implement policies and procedures as required to ensure that personnel and financial
information is secure.
 Assist the Chief Executive Officer and the Board of Directors with financial reporting as required at
Board meetings and the Annual General Meetings and provide advice to support the decision making
process.
 Prepare & supervise timely preparation and distribution of monthly, quarterly & annual reports related
to P&L statement, Financial position, CaPex reporting and budgets in order to provide a clear view on
the past, current and future financial situation.
 Responsible for day to day finance and accounts operations.
 Perform full set of financial statements and ensure timely closing of accounts.
 Supervise Purchasing Policies & Procedures to allow best practices for clearly documented supplier
selection & evaluation, and monitoring processes for constant quality improvements.
 Prepare all payroll functions to ensure that employees are paid in a timely and accurate manner.
 Manage the tracking of vacation, sick leave and other leave according to applicable laws, regulations,
policies and procedures.
 Perform project cost forecasts/budgets, cost tracking, monitoring and controls.
 Establish and maintain systems for cost-sensitivity analysis and early-warning of cost-overruns.
MIDDLE EAST AUDITING, Kuwait October 2007 – February 2008
SENIOR AUDITOR:
 Auditing various quoted and unquoted investment companies.
 Auditing commercial and constructions companies.
 Auditing Real Estate companies.

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 Co-ordinate between the group members.
 Checking proper implementing of International Accounting Reporting Standards.
 Attending meetings and board of Directors of the audited companies.
 Making analytical procedures for the financial statements and Income statements for the audited
companies.
 Preparing the financial statements for most of the audited company.
 Prepare detailed reports on audit findings.
 Review data about material assets, net worth, liabilities, capital stock, surplus, income, and
expenditures.
 Inspect account books and accounting systems for efficiency, effectiveness, and use of accepted
accounting procedures to record transactions.
 Examine and evaluate financial and information systems, recommending controls to ensure system
reliability and data integrity.
 Supervise auditing of establishments, and determine scope of investigation required.
 Prepare, analyze, and verify annual reports, financial statements, and other records, using accepted
accounting and statistical procedures to assess financial condition and facilitate financial planning.
 Confer with company officials about financial and regulatory matters.
 Inspect cash on hand, notes receivable and payable, negotiable securities, and cancelled checks to
confirm records are accurate.
 Examine inventory to verify journal and ledger entries.
ARAFA HOLDING COMPANY, Egypt April 2006 - September 2007
ACCOUNTANT:
 Prepare financial statements and supporting schedules according to monthly close schedule.
 Verify, allocate, post and reconcile transactions.
 Produce error-free accounting reports and present their results.
 Participate in financial standards setting and in forecast process.
 Analyze revenues, commissions and expenses to ensure they are recorded appropriately on a monthly
basis.
 Prepare and direct the preparation of audits, financial statements and varied fiscal reports.
 Perform internal audits of accounts payable, payroll distribution, fixed assets, and cash.
 Maintain the various ledger accounts including reconciliation of the District general ledger, revenue
accounts, expenditures, and cash balances.

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 Review accounting documents to ensure accuracy of information, calculations and makes or directs
correcting entries.
EDUCATION & PROFESSIONAL DEVELOPMENT
A. The Institute of Management Accountants, IMA.
Certified Management Accountant 2015, CMA
B. International Association of Consultants, Valuators and Analysts, IACVA
International Certified Valuation Specialist 2014, ICVS
C. YAT Learning Solution
Standard YAT Professional Diploma in Accounting 2006
 Excel 2003, 2007 Core
 Word 2003, 2007 Core
 PowerPoint core
Languages
 Arabic : Mother tongue
 English : Excellent
Skills
 Team player
 Strong Interpersonal Skills
 Strong Communications Skills
 Work under pressure
 Maintain high level of confidentiality
 Work Independently
 Meet deadlines